SEBI Reg. Investment Advisor

Download App

Help Center Pricing

Recent:

US markets slips on fiscal-cliff fears

08 Nov 2012 Evaluate

The US markets slipped on Wednesday for the first time in three days, the worst day of the year for the Dow Jones Industrial Average, as anxiety about the fiscal cliff and Europe’s economic troubles hammered sentiment. Now with elections over, Obama faces negotiations with Congress to avoid the so- called fiscal cliff of more than $600 billion in tax increases and spending cuts next year that threaten US growth. The Congressional Budget Office has stated that the US economy will contract by as much as 0.5 percent next year if Congress fails to keep the increases from taking effect. Besides, Fitch Rating stated that Obama needs to quickly secure agreement on avoiding the fiscal cliff and raising the debt ceiling, and cautioned that failure to do so would likely result in a rating downgrade in 2013. Fitch has so far maintained its ‘AAA’ rating for the United States.

In Europe, the Greek parliament passed a fresh round of austerity measures, with the governing coalition securing at least 151 votes. The country was required by its institutional lenders to pass 13.5 billion euros ($17.2 billion) of extra cuts before receiving 31 billion euros of additional financial aid. Also, the European Central Bank is likely to take a wait-and-see approach on monetary policy, even as Mario Draghi warns that the region’s debt crisis is starting to take a toll on Germany. Separately, the European Commission forecast a 0.3% decline in economic activity in the European Union this year, and subdued growth in 2013. The euro zone economy is expected to contract 0.4% this year, and will be stagnating in 2013.

The Dow Jones Industrial Average lost 312.95 points, or 2.36 percent, to close at 12,932.70, the S&P 500 finished down by 33.86 points, or 2.37 percent at 1,394.53, while the Nasdaq ended lower by 74.64 points, or 2.48 percent to settle at 2,937.29.

Indian ADRs closed mostly in red on Wednesday, Infosys was down 0.71%, ICICI Bank was down 0.64%, Tata Motors was down by 0.52% and HDFC Bank was down 0.45%. On the other hand, MTNL was up by 0.02%.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Fiduciary-first advisory model.
As SEBI-registered IAs, we are legally and ethically bound to act in the best interests of our clients. We do not sell or distribute any financial products. This ensures our guidance is 100% unbiased and conflict-free.
Deep fundamental research + robust valuation discipline.
Built on more than 15 years of equity research, our framework combines quality assessment, intrinsic value estimation, and a sensible margin-of-safety approach.
Process—not predictions.
We don’t rely on guesswork or market timing. Instead, we focus on asset allocation, risk management, and long-term compounding.
Technology + Human Intelligence.
We believe a combination of both is essential for investing success. We constantly innovate and upgrade in-house tools, financial X-rays, and portfolio analytics so that our team of analysts and advisors are equipped with the best.
Partner with Clients.
We follow a DIWM (Do-It-With-Me) approach where we partner clients in setting goals, financial planning, educating on our investing process and share decision-enabling resources transparently with our clients who retain control on execution.

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

Investing in stocks, mutual funds, debt, and gold
Quality-at-Reasonable-Price way of investing in stocks
Constructing Direct Stock Portfolios with Core, Booster, and Amplifier stocks
A Mutual Fund Portfolio that delivers consistent out-performance and meaningful diversification (low overlap)
Periodic review and rebalancing
Clear Buy-Sell-Hold, and Position-sizing frameworks

PROPRIETARY FRAMEWORK

Portfolio
Architecture >
Stock Picking.

Stop managing a collection of "tips." Access the ABC Framework to build a portfolio that survives cycles and compounds wealth.

Core for Stability

Booster for Alpha

Amplifier for Exponential Wealth

Build a Stress-Tested Portfolio.

Our Sapphire Advisory uses the ABC Concept to ensure you never have to panic during a market correction.

Core Stocks

STABILITY

Booster Stocks

GROWTH

Amplifier Stocks

ASYMMETRY

● Conflict-Free ● SEBI Registered ● 15Y+ Track Record

Access Sapphire ABC Strategy →

Limited Capacity for New Fiduciary Partners

US markets slips on fiscal-cliff fears

MoneyWorks4Me Premium

Follow us at

MoneyWorks4Me

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.