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SKS Microfinance touches the roof on concluding two microfinance securitization transactions

Bharat Financial Inclusion Ltd. - (Amalgamated) | Finance - NBFC | BFSI | BSE: 533228 | NSE: BHARATFIN

11 Feb 2013 Evaluate

SKS Microfinance is currently trading at its upper circuit level of Rs. 145.75, up by 13.25 points or 10.00% from its previous closing of Rs. 132.50 on the BSE.

The scrip opened at Rs. 133.05 and has touched a high and low of Rs. 145.75 and Rs. 127.10 respectively. So far 287455 shares were traded on the counter.

The BSE group 'B' stock of face value Rs. 10 has touched a 52 week high of Rs. 198.90 on 13-Dec-2012 and a 52 week low of Rs. 54.40 on 05-Jun-2012.

Last one week high and low of the scrip stood at Rs. 156.35 and Rs. 128.05 respectively. The current market cap of the company is Rs. 1577.20 crore.

The promoters holding in the company stood at 26.97% while Institutions and Non-Institutions held 40.09% and 32.94% respectively.

SKS Microfinance has concluded two microfinance securitization transactions aggregating to Rs. 390 crore. With this, company has completed seven securitization transactions aggregating to Rs 803 crore in FY13.

SKS Microfinance has downloaded the receivables from microloans extended to rural women entrepreneurs to a Special Purpose Vehicle, and Pass through Certificates (PTCs) have been purchased by a major public sector bank and a private sector bank in the deals announced. Notably, the entire pool qualifies for the weaker section treatment as per the Reserve Bank of India's Priority Sector lending guidelines.

All transactions have been rated A1+ (SO), signifying 'Highest Safety', by one of the leading rating agencies, and Credit enhancement has not been invoked in any of the structures. The pools are structured with geographical diversity as they comprise receivables from 14 states (excluding Andhra Pradesh) after capping the maximum pool exposure of -23.50% for any state. Also, -35% of the clients have completed three loan cycles.

SKS Microfinance has completed 22 assignments/ securitization transactions worth Rs. 2,481 crore since October 2010, when Andhra Pradesh promulgated its Andhra Pradesh Micro Finance Institutions (Regulation of Money-lending) Ordinance, 2010 (which became an Act in December 2010).

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Company Name	CMP
Bajaj Finance	908.70
Shriram Finance	1036.50
Aditya Birla Capital	340.20
Chola Invest & Fin.	1579.65
Tata Capital	337.60
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SKS Microfinance touches the roof on concluding two microfinance securitization transactions

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