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Call rates spike up to 15% as banks hold onto funds on last trading day of FY13

28 Mar 2013 Evaluate

Five days call rates were trading higher at 15%, its highest since March 30, 2012, as most banks stayed away from lending funds to save their capital ratios on the last trading day of the fiscal year. Banks typically want to preserve their capital on the last day of the financial year to show a strong capital adequacy ratio (CAR), and thus avoid lending in call markets. The call rates ended at 7.75/85% on Tuesday.

Further, in view of the anticipated large volume of banking transactions during the annual closing of accounts for financial year 2012-13, the Reserve Bank of India, in order to facilitate smooth and non-disruptive conduct of banking operations, has decided to conduct additional liquidity operations on March 28, 2013. However, the banks which do not have surplus government bonds to borrow against the RBI's liquidity window will have to borrow through the call market, thereby pushing the call rates further higher.

The banks via Liquidity Adjustment Facility (LAF) borrowed Rs 113,580 crore through repo window on March 28, 2013, while it borrowed Rs 163,090 crore via repo window and parked Rs 2,325 crore via reverse repo window on March 26, 2013.

The overnight borrowing rates touched a high and low of 16% and 8.90% respectively.

According to the Clearing Corporation of India (CCIL), the weighted average rate (WAR) in the call money market was 11.13% on Thursday and total volume stood at Rs 7,369.19 crore, so far.

As per CCIL data, WAR in the CBLO (Collateralized Borrowing and Lending Obligation) market was 11.04% on Thursday and total volume stood at Rs 8,143.20 crore, so far.

The indicative call rates which closed at 7.75/85% on Tuesday were contributions made from Andhra Bank, AXIS Bank, Bank of America, Bank of Baroda, Bank of India, Canara Bank, J P Morgan Chase, Citibank N.A., Corporation Bank, Credit Agricole Bank, Indusind Bank, ICICI Bank, ICICI Securities, IDBI Bank, Jammu and Kashmir Bank, Punjab National Bank, RBS, Societe Generale, Standard Chartered, so far.

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Call rates spike up to 15% as banks hold onto funds on last trading day of FY13

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
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