Muthoot Microfin’s Individual Loan portfolio Assets Under Management (AUM) has crossed Rs 1000 crore mark, while its overall AUM surpassed Rs 13,000 crore. This reflects the company’s steady progress in strengthening its diversified lending portfolio, while microfinance continues to remains foundation of its business. The growth in the Individual Loan portfolio has been supported by disciplined underwriting, focused execution at the ground level, and a sustained emphasis on portfolio quality, complementing its core microfinance operations.
The company continues to demonstrate stable operating performance, supported by improving disbursement momentum, strong customer engagement, and consistent collection efficiency. It remains focused on empowering women entrepreneurs through access to affordable and responsible credit, while selectively expanding into adjacent lending segments to support long-term growth. The company continues to invest in strengthening its risk management framework, operational efficiency, and digital capabilities to enhance customer experience and portfolio resilience.
Muthoot Microfin is primarily engaged in providing financial assistance through micro loans to women engaged in small income generating activities.