RBI Governor flags MSMEs credit access as top policy focus

17 Feb 2026 Evaluate

Reserve Bank of India (RBI) Governor Sanjay Malhotra has said improving access to timely and adequate formal credit for micro, small, and medium enterprises (MSMEs) continues to be a major policy focus for the central bank. 

As part of the RBI’s ongoing outreach efforts, the governor met with select MSMEs and representatives from MSME associations. Sanjay Malhotra underscored the crucial role of the MSME sector in India's economic landscape, contributing significantly to GDP, exports and livelihoods. 

He also outlined various policy and regulatory initiatives undertaken for the sector by the central government and the RBI. Further, in order to strengthen their long-term resilience and competitiveness, he encouraged MSMEs to pursue formalisation, maintain credit discipline and adopt digital payments.

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