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Call rates edge lower on demand-supply equilibrium

09 Dec 2011 Evaluate

Interbank call money rates were trading at 8.60/65%, slightly lower from Thursday’s close of 8.65/70% as supply matched demand in the first week of the reporting fortnight. Demand, which is seen typically higher on the last day of the first week of the reporting cycle, has edged lower on growing expectations that the Reserve Bank of India will announce measures to improve liquidity and to support growth at its policy review next week, given the slowing domestic economy, global economic worries and easing food inflation.

Further, call rates are expected to trade in soft mode up till policy meet, primarily driven by the anticipation of a probable CRR cut. The cash reserve ratio, currently at 6%, is the proportion of deposits that banks need to set aside with the central bank as cash.

Subir Gokarn, a deputy governor at the Reserve Bank of India (RBI) said on Wednesday the cash reserve ratio (CRR) is not just a liquidity tool but a monetary policy signal, amid market speculation that it might lower the ratio in order to ease tight liquidity in the banking system.

The banks via Liquidity Adjustment Facility (LAF) borrowed Rs 83,195 crore through repo window on December 09, 2011. While, banks using LAF borrowed Rs 87,180 crore through repo window and parked Rs 10 crore via reverse repo on December 08, 2011.

The overnight borrowing rates has touched a high of 8.55% and a low of 7.55%, so far.

According to the Clearing Corporation of India (CCIL), the weighted average rate (WAR) in the call money market was 8.54% on Thursday and total volume stood at Rs 10,714.47, so far.

As per CCIL data, WAR in the CBLO (Collateralized Borrowing and Lending Obligation) market was 8.50% on Thursday and total volume stood at Rs 40,769.75 crore, so far.

The indicative call rates which closed at 8.65/70% on Thursday were contributions made from Andhra Bank, AXIS Bank, Bank of America, Bank of Baroda, Bank of India, Canara Bank, J P Morgan Chase, Citibank N.A., Corporation Bank, Credit Agricole Bank, Indusind Bank, ICICI Bank, ICICI Securities, IDBI Bank, Jammu and Kashmir Bank, Punjab National Bank, RBS, Societe Generale, Standard Chartered Bank, State Bank of India, Union Bank of India, ING Vysya Bank, BNP Paribas, HDFC Bank, P&S Bank.

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Call rates edge lower on demand-supply equilibrium

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