What is Bajaj Finserv Ltd (BAJAJFINSV) share price return in the past 10 years?

Bajaj Finserv Ltd share price has appreciated 24.9% annually (CAGR) over the past ten years.

What is the share price of Bajaj Finserv Ltd (BAJAJFINSV)?

Company share prices are keep on changing according to the market conditions. The current trading price of Bajaj Finserv Ltd (BAJAJFINSV) on 04-Jun-2026 16:59:59 at 16:59 is 1709.95.

What is the P/E ratio of Bajaj Finserv?

The latest standalone P/E ratio of Bajaj Finserv as of 04-Jun-2026 is 191.16.

What is the P/B ratio of Bajaj Finserv Ltd (BAJAJFINSV)?

The latest standalone P/B ratio of Bajaj Finserv Ltd (BAJAJFINSV) as of 04-Jun-2026 is 26.88.

What is the 52-week high and low of Bajaj Finserv Ltd (BAJAJFINSV)?

The 52-week high of Bajaj Finserv Ltd (BAJAJFINSV) is Rs. 2194.65 and the 52-week low is Rs. 1598.15.

Bajaj Finserv Ltd (BAJAJFINSV) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Bajaj Finserv Ltd (BAJAJFINSV)
Brand: Bajaj Finserv

Key Metrics

Valuation Multiples

Market Cap

₹2,73,686 Cr.

Current Price

₹1,710

52-Week Low / High

₹1,598 / 2,195

TTM EPS

₹61.2

Book Value per Share

₹486.8

P/E Ratio

27.92

Lower than its 5-year historical median

Industry PE

52.9

Price to Book (P/B)

3.51

Lower than its 5-year historical median

EV/EBITDA

7.52

Lower than its 5-year historical median

Dividend Yield

0.05%

Profitability Efficiency

Return on Equity (ROE)

26.75%

Return on Capital Employed (ROCE)

12.48%

Return on Assets (ROA)

2.96%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

19.02%

Book Value Growth (1 Year)

Slowing versus 3-year growth rate

19.72%

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹85,148 Cr.

Reserves

₹77,755 Cr.

Equity

₹160.1 Cr.

Face Value

₹1

All Time Low / High

₹8.71 / 2194.65

Bajaj Finserv stock performance

Key Ratios

Check Before You Invest

Quality

Locked

Valuation

Locked

Price Trend

Locked

Q.1 Is Bajaj Finserv Ltd a good quality company?

Bajaj Finserv Ltd is a good quality company, based on a consistently good multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Bajaj Finserv Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Bajaj Finserv Ltd vs Industry Peers?

Bajaj Finserv Ltd AUM CAGR is 21.05%, compared to the 5-year industry median CAGR of 21.05%, indicating stable growth and maintaining its market share.

Q.1 Promoter shareholding and pledge status of Bajaj Finserv Ltd?

Promoters hold 58.71% of the Bajaj Finserv Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Bajaj Finserv Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 25.6% based on the current price.

DeciZen - make an informed investing decision on Bajaj Finserv

Consolidated basis

1. Right Stock

2. Right Price

Price Chart

3. Right Time ⓘ

#Likely Future 5 Year CAGR.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	20,533	24,507	32,862	42,604	54,347	60,591	68,406	82,071	1,10,382	1,33,821	85,148
YoY Gr. Rt. %	-	19.4%	34.1%	29.6%	27.6%	11.5%	12.9%	20%	34.5%	21.2%	-
Adj EPS (₹ )	11.7	14.2	16.7	20.2	21.2	28.1	28.6	40.3	51.1	55.6	61.2
YoY Gr. Rt. %	-	21.4%	17.2%	21.5%	4.7%	32.7%	1.9%	40.7%	26.9%	8.8%	-
BVPS (₹ )	85.4	101.4	128.4	148.7	195.8	223.7	250.5	288.4	374.6	448.5	486.8
YoY Gr. Rt. %	-	18.7%	26.6%	15.8%	31.7%	14.2%	12%	15.1%	29.9%	19.7%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	2.9	3	2.9	2.9	2.6	2.8	2.7	3.3	3.3	3	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	23.2%	19.8%	25.1%	21.2%
Adj EPS	18.9%	21.3%	24.8%	8.8%
BVPS	20.2%	18%	21.4%	19.7%
Share Price	24.9%	7.1%	5.4%	-12%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Margins
Net Profit Margin (%)	13.5	14.1	12.7	12.6	11	12.2	12.2	14.9	14.1	13.1	11.5
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	22.5	23.2	22.8	24.4	21.9	22.1	22	28.5	29.5	26.8	12.6

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	20,534	24,508	32,864	42,607	54,352	60,624	68,439	82,073	1,10,407	1,33,875
Interest Income	20,533	24,507	32,862	42,604	54,347	60,591	68,406	82,071	1,10,382	1,33,821
Other Income ⓘ	923	1,253	1,689	2,304	4,741	6,447	5,382	3,887	5,721	8,959
Exceptional Items ⓘ	0	1	2	3	5	33	33	2	25	54
Expenditure ⓘ +	16,730	19,583	26,765	34,452	46,050	50,762	57,168	65,262	89,032	1,10,127
Interest Expense ⓘ	2,877	3,716	4,531	6,657	9,500	9,274	9,629	12,380	18,607	24,587
Operating Expenses ⓘ	12,930	14,614	20,546	25,491	31,810	35,041	42,156	48,995	64,705	76,580
Provisions	923	1,253	1,689	2,304	4,741	6,447	5,382	3,887	5,721	8,959
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	3,804	4,925	6,099	8,155	8,302	9,862	11,271	16,811	21,375	23,748
Taxes ⓘ	1,029	1,475	1,922	2,781	2,308	2,495	2,957	4,602	5,780	6,191
Profit After Tax	2,775	3,450	4,176	5,374	5,994	7,367	8,314	12,210	15,595	17,558
Adjusted EPS (₹)	11.7	14.2	16.7	20.2	21.2	28.1	28.6	40.3	51.1	55.6
Dividend Payout Ratio (%)	1.50%	1.20%	1.10%	1.20%	2.40%	1.10%	1.40%	2%	2%	1.80%

Valuation of Bajaj Finserv - Consolidated

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	13,599	16,150	20,483	23,740	31,301	35,830	40,247	46,407	60,329	72,395
Share Capital ⓘ	80	80	80	80	80	80	80	159	159	160
Reserves ⓘ	13,519	16,071	20,403	23,661	31,222	35,750	40,167	46,248	60,169	72,236
Short term borrowings	5,538	8,897	15,009	26,865	66,342	63,095	75,101	1,09,819	1,58,585	1,89,174
Long Term Borrowings	44,003	55,026	50,077	72,399	59,706	64,502	85,080	1,01,135	1,29,474	1,65,823
Current Liabilities	40,140	49,812	79,412	98,796	1,39,931	1,56,422	1,81,368	2,25,753	3,03,652	3,56,773
Trade Payables	5,984	7,451	2,834	3,088	3,146	4,178	4,009	5,205	6,277	7,965
Other Liabilities	-11,522	-16,348	-17,843	-29,954	-69,488	-67,273	-79,110	-1,15,024	-1,64,863	-1,97,139
Total Liabilities ⓘ	1,03,618	1,28,190	1,60,746	2,07,743	2,50,499	2,79,218	3,32,768	4,04,486	5,36,901	6,51,030
Assets
Non Current Asset +	59,336	70,540	1,45,969	1,86,692	1,70,076	2,45,742	3,07,696	3,73,283	4,94,012	5,92,400
Loan Asset	24,779	32,028	79,372	1,12,848	93,361	1,47,100	1,91,853	2,42,750	3,26,742	4,08,491
Other Non Current Asset ⓘ	34,557	38,512	66,598	73,844	76,714	98,643	1,15,843	1,30,534	1,67,269	1,83,909
Current Asset +	44,282	57,650	14,776	21,051	80,423	33,476	25,072	31,202	42,890	58,630
Current Investment	5,819	10,416	4,860	10,303	18,808	18,705	7,602	10,869	9,296	14,547
Other Current Asset	38,463	47,234	9,917	10,748	61,615	14,771	17,469	20,333	33,594	44,083
Total Assets ⓘ	1,03,618	1,28,190	1,60,746	2,07,743	2,50,499	2,79,218	3,32,768	4,04,486	5,36,901	6,51,030

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-19,580	-27,076	-23,369	4,547	-33,670	-39,480	-65,502	-62,113
Cash Flow From Investing Activity ⓘ	-922	-6,903	-9,948	-3,684	1,445	-13,945	-14,132	-7,987
Cash Flow From Financing Activity ⓘ	19,590	34,535	34,479	1,687	32,326	51,016	82,709	70,191
Net Cash Flow ⓘ	-911	555	1,162	2,551	101	-2,409	3,075	92

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	117.10	142.10	166.50	202.30	211.70	280.90	286.30	40.30	51.10	55.60
DPS (₹)	1.80	1.80	1.80	2.50	5	3	4	0.80	1	1
BVPS (₹)	854.1	1014.1	1284.2	1486.7	1957.9	2236.5	2505.3	288.4	374.6	448.5
Performance Ratios
ROA (%)	2.9	3.0	2.9	2.9	2.6	2.8	2.7	3.3	3.3	3.0
ROE (%)	22.5	23.2	22.8	24.4	21.9	22.1	22.0	28.5	29.5	26.8
ROCE (%)	15.4	15.2	14.1	14.1	12.7	11.9	11.5	12.7	13.2	12.5
Valuation Parameters
Price/Book(x)	2.0	4.0	4.0	4.7	2.3	4.3	6.8	4.4	4.4	4.5

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.01

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Bajaj Finserv Ltd FAQs

The current trading price of Bajaj Finserv on 04-Jun-2026 16:59 is ₹1,710.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 03-Jun-2026 the market cap of Bajaj Finserv stood at ₹2,73,686.1 Cr

The latest P/E ratio of Bajaj Finserv as of 03-Jun-2026 is 191.2.

The latest P/B ratio of Bajaj Finserv as of 03-Jun-2026 is 26.88.

The 52-week high of Bajaj Finserv is ₹2,194.7 and the 52-week low is ₹1,598.2.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Bajaj Finserv is ₹1,987 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that Bajaj Finserv Ltd is a good quality company.

The key valuation ratios of Bajaj Finserv Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Bajaj Finserv Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

About Bajaj Finserv Ltd

Bajaj Finserv (BFS) is the holding company under which there are three key financial sector businesses: (i) lending through Bajaj Finance (BFL), which is itself a listed company; (ii) general insurance, under Bajaj Allianz General Insurance Company (BAGIC); and (iii) life insurance, under Bajaj Allianz Life Insurance Company (BALIC). It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance and retirement and savings solutions. The insurance businesses are unlisted. In addition, there are wind farm assets in Maharashtra.

The company is a Core Investment Company (CIC) under the regulations of the Reserve Bank of India (RBI), not requiring registration with RBI. BFS and BFL adopted the Indian Accounting Standards (Ind AS) from 1 April 2018. Hence, the standalone and consolidated results of BFS for FY2019 are compliant with Ind AS. The financials for FY2018 have been restated to be Ind AS compliant and are, therefore, comparable.

Business area of the company

The company deals with financial services of the Bajaj Group. Its core businesses are spread across Lending, Insurance and Wealth Advisory.

Awards and Recognition

Sanjiv Bajaj, Managing Director & CEO, received the following awards:

Business World - India's Most Valuable CEOs in 2015 and 2016.
Bombay Management Association (BMA) - Entrepreneur of the Year Award 2015-16.
Ernst & Young - EY Entrepreneur of the Year Award 2017.
India Today- Top 50 Power List 2017-18.
Financial Express Best Banks Award 2019: Banker of the Year for 2017-18.
Asia Centre’s Leadership, Corporate Governance, Sustainability and CSR Awards: Transformation Leader Award (Large Cap Category) in 2018.
Entrepreneur of the Year India 2018 by AIMA.
Entrepreneur of the Year India 2018 by ET Awards, the most prestigious business awards in India.
Economic Times - ET Business Leader of the Year Award 2018.
Financial Express Best Banks Award: Banker of the Year 2019.
Entrepreneur of the Year India 2019 by All India Management Association (AIMA).

Key events:

FY09: Bajaj Finserv and Allianz Global investors sign shareholders agreement to set up an asset management joint venture company in India.
FY10: Bajaj Finserv (BFL) announces new brand identity and new businesses.
FY10: Bajaj Finserv forays into infrastructure Finance.
FY15: Bajaj Finserv is classified as a ‘core investment company’ as it does not have any public funds including deposits or borrowings.
FY15: Bajaj Allianz General Insurance Company Funds Maharashtra’s first dedicated multi-specialty Centre for Epilepsy care as part of its CSR.
FY15: Bajaj Finserv partners with SSBF as part of its CSR initiative.
FY20: Bajaj Group commits Rs 100 crore for the fight against covid-19.
FY20: Bajaj Finserv ties up with Narayana Nethralaya.
FY20: Bajaj Finserv offers honeymoon holiday cover.
FY20: Bajaj Finserv offers attractive discounts, coupon deals on Vivo Smartphones.
FY21: Bajaj Finserv launches a new health-tech venture - Bajaj Finserv Health.
FY21: Bajaj Finserv partners with Reliance Digital.

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Bajaj Finserv Ltd (BAJAJFINSV)

Bajaj Finserv Ltd (BAJAJFINSV)

Bajaj Finserv stock performance

Check Before You Invest

Quality

Valuation

Price Trend

DeciZen - make an informed investing decision on Bajaj Finserv

1. Right Stock

2. Right Price

3. Right Time ⓘ

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Bajaj Finserv - Consolidated

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Bajaj Finserv Ltd FAQs

What is the share price of Bajaj Finserv?

What is the market cap of Bajaj Finserv?

What is the P/E ratio of Bajaj Finserv?

What is the P/B ratio of Bajaj Finserv?

What is the 52-week high and low of Bajaj Finserv?

What is the TTM revenue of Bajaj Finserv?

Is Bajaj Finserv Ltd a good quality company?

Is Bajaj Finserv Ltd undervalued or overvalued?

Is Bajaj Finserv Ltd a good buy now?

About Bajaj Finserv Ltd

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