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ICICI Lombard General Insurance Company Ltd (ICICIGI)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 540716 NSE: ICICIGI Insurance | Mid Cap | ICICI Lombard Gen. Share Price

₹1,459 -15.00 (-1.02%)

As on 11-Sep'26 16:01

ICICI Lombard General Insurance Company Ltd (ICICIGI)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 540716 NSE: ICICIGI Insurance | Mid Cap | ICICI Lombard Gen. Share Price

₹1,459 -15.00 (-1.02%)

As on 11-Sep'26 16:01

Key Metrics
Valuation Multiples
Market Cap
₹73,641 Cr.
Current Price
₹1,459
52-Week Low / High
₹1,461 / 2,064
TTM EPS
-
TTM Sales
-
Book Value per Share
-
P/E Ratio
Industry PE
14
Price to Book (P/B)
Price to Sales (P/S)
EV/EBITDA
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
%
Return on Capital Employed (ROCE)
%
Return on Assets (ROA)
%
Growth Momentum
1-yr vs 3-yr growth
Revenue Growth (1 Year)
-
-
Net Profit Growth (1 Year)
-
-
Book Value Growth (1 Year)
Improving versus 3-year growth rate
16.72%
Asset Quality
Promoter Holding
51.22%
Pledged shares (%) of Promoter's holding (%)
0.00%
Reserves
-
Equity
₹499.6 Cr.
Face Value
₹10
All Time Low / High
₹619.00 / 2285.85

ICICI Lombard General Insurance Company stock performance

Key Ratios
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Check Before You Invest

Valuation

Undervalued

Price Trend

Weak
Q.1 Is ICICI Lombard General Insurance Company Ltd a good quality company?
ICICI Lombard General Insurance Company Ltd is a good quality company, based on a consistently good multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

DeciZen - make an informed investing decision on ICICI Lombard Gen.

Decision Maker
Consolidated basis

1. Right Stock

10 Year X-ray Pro
Long Term Prospect

2. Right Price

3. Right Time

#Likely Future 5 Year CAGR.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
ICICI Lombard General Insurance Company Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good

Value Creation

Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
ROCE % 24.6%25.9%29.5%27.3%26.9%19.5%21.4%22.8%25.3%23.6%-
Value Creation
Index
1.21.31.61.41.40.70.9NANANA-

Growth Parameters

Sales 00000000000
Sales YoY Gr.-NANANANANANANANANA-
Adj EPS 15.61923.126.332.425.935.238.950.655.648.6
YoY Gr.-22%21.7%13.7%23.3%-20.1%36%10.6%29.9%9.9%-
BVPS (₹) 82.6100117.1135163.6185.6211.6242.7287.5335.5340.2
Adj Net
Profit
7028621,0491,1941,4731,2711,7291,9192,5082,7722,428
Cash Flow from Ops. 1,6282,3902,9763,4331,7748092,2902,4071,1472,622-
Debt/CF from Ops. 0.30.20.20.10.30.30000-

CAGR

9 Years 5 Years 3 Years 1 Years
Sales NANANANA
Adj EPS 15.2%11.4%16.5%9.9%
BVPS16.9%15.5%16.6%16.7%
Share Price - -2.1% 2.2% -22%

Key Financial Parameters

Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Return on
Equity %
00000033.317.219.117.8-
Op. Profit
Mgn %
0000000000-
Net Profit
Mgn %
0000000000-
Debt to
Equity
0.10.10.10.10.100000-
Working Cap
Days
00000000000
Cash Conv.
Cycle
0000000000-666

Valuation of ICICI Lombard Gen. - Consolidated

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Financials

data not found
No data found!
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No data found!
data
No data found!
data
No data found!

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

ICICI Lombard General Insurance Company Ltd FAQs

The current trading price of ICICI Lombard Gen. on 11-Sep-2026 16:01 is ₹1,459.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 10-Sep-2026 the market cap of ICICI Lombard Gen. stood at ₹73,641.5 Cr

The latest P/E ratio of ICICI Lombard Gen. as of 10-Sep-2026 is 30.33.

The latest P/B ratio of ICICI Lombard Gen. as of 10-Sep-2026 is 4.33.

The 52-week high of ICICI Lombard Gen. is ₹2,064.2 and the 52-week low is ₹1,461.1.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of ICICI Lombard Gen. is ₹23,078 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that ICICI Lombard General Insurance Company Ltd is a below average quality company.

The key valuation ratios of ICICI Lombard General Insurance Company Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of ICICI Lombard General Insurance Company Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About ICICI Lombard General Insurance Company Ltd

ICICI Lombard General Insurance Company Ltd. is one of the leading private sector general insurance companies in India. At ICICI Lombard, customer satisfaction is its motto. Stretching ourselves and going beyond the ordinary for the satisfaction and smiles of its customers is something that is deeply embedded in its DNA. Be it an untoward incident due to the unpredictability of nature or losses suffered due to accidents or medical challenges, it remains committed to be at people side and serve people always. Its value proposition is driven by a promise to be the best partner for its customers. With a promise to ensure quick and smooth claims processing, its unmatched services are there to assist people at all times.

Business area of the company

The company provides general insurance solutions to secure people and their family against unexpected and untoward events. With ICICI Lombard, people can avail protection solutions for business, personal and project liabilities across rural as well as urban areas in India. It offers insurance coverage for motor, health, travel, home, student travel and more.

Products

  • Motor Insurance
  • Car Insurance
  • Two Wheeler Insurance
  • Health Insurance
  • Complete Health Insurance
  • Complete Health Insurance
  • Health Booster
  • Personal Accident Insurance
  • International Travel Insurance
  • Home Insurance
  • Marine Insurance
  • NRI Insurance Services
  • Business Insurance
  • Third Party Insurance
  • Crop Insurance
  • Rural Insurance

Services

  • Customer Support
  • Grievance Redressal
  • Retrieve Quote
  • Unclaimed Amount
  • Intimate Claim
  • Track Claim
  • Marine/Property Claims
  • Live Chat
  • Whatsapp Notification
  • EIA

Awards and Recognitions

  • In 2015, ICICI Lombard was awarded the Golden Peacock Innovation Management Award. At the 5th annual edition of the Indian Insurance Award, 2015, it conferred with the ‘E-Business Leader’ Award in the General Insurance Category.
  • ICICI Lombard received the Golden Peacock Award for Business Excellence and the Claim Service Leader Award in 2016. 
  • ICICI Lombard was conferred the Technology Innovation Award at the Indian Insurance Awards 2016. 
  • ICICI Lombard received the Fintelekt Insurance Awards for Bancassurance Leader (General Insurance – Large Category) and Technology Initiative of the Year in 2017. 
  • ICICI Lombard was conferred the Asia Quality Excellence & Leadership Awards in the year 2017.
  • It won the ‘Gold Shield’ award for excellence in financial reporting (non-life insurance) category for its Annual Report for FY2019, presented by the Institute of Chartered Accountants of India.
  • It was conferred with the ‘Vision Awards’ for its Annual Report FY2019.
  • It recognised as one of the ‘20 Best Insurers in the Asia Pacific Region’ for 2020.
  • It was adjudged ‘India’s Leading General Insurance Company - Private’ at the Dun & Bradstreet BFSI Summit & Awards 2020.

Milestones

2001

  • CICI Lombard commences Non-Life Insurance operations.

2004

  • Became the largest private sector general insurer.

2010

  • Settled more than 5 million claims.

2014

  • Number of policies issued by crossed 10 million, profit after tax crossed Rs. 5 billion.

2016

  • First General insurance company of India to issue subordinated debt.

2017

  • Crossed Rs 100 billion of GDPI.

2019

  • IntrCity by RailYatri, ICICI Lombard General Insurance Company and Marsh have partnered to provide travel insurance cover worth Rs 5,00,000 to all SmartBus Passengers.

2020

  • The Competition Commission of India has approved the acquisition of general insurance business of Bharti AXA General Insurance Company (Bharti AXA) by ICICI Lombard General Insurance Company.
  • ICICI Lombard General Insurance Company has entered into a Bancassurance tie-up with Yes Bank.
  • ICICI Lombard General Insurance Company, Go Digit General Insurance and Flipkart have joined hands to offer health policies related to Covid-19.
  • ICICI Lombard General Insurance and realme paySa have entered into strategic association to provide screen protection for realme phones, under the All Risk Insurance Policy underwritten by the company.
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