MoneyWorks4Me

AF Enterprises Ltd (538351)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 538351 NSE: Finance - Investment | Small Cap | AF Enterprises Share Price

₹1.71 -0.07 (-3.93%)

As on 22-Sep'26 13:29

AF Enterprises Ltd (538351)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 538351 NSE: Finance - Investment | Small Cap | AF Enterprises Share Price

₹1.71 -0.07 (-3.93%)

As on 22-Sep'26 13:29

Key Metrics
Valuation Multiples
Market Cap
₹6 Cr.
Current Price
₹1.7
52-Week Low / High
₹2 / 3
TTM EPS
₹-0.3
Book Value per Share
-
P/E Ratio
0.00
Industry PE
56.7
Price to Book (P/B)
0.00
Lower than its 5-year historical median
EV/EBITDA
123.64
Higher than its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
0.66%
Underperforms industry median
Return on Capital Employed (ROCE)
0.26%
Underperforms industry median
Return on Assets (ROA)
0.12%
Underperforms industry median
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
-65.25%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
61.02%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹12.8 Cr.
Reserves
₹18 Cr.
Equity
₹35.3 Cr.
Face Value
₹10
All Time Low / High
₹0.54 / 460.23

AF Enterprises stock performance

Key Ratios
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Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is AF Enterprises Ltd a good quality company?
AF Enterprises Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does AF Enterprises Ltd performance compare with that of its Peers?
Q.1 AUM Growth of AF Enterprises Ltd vs Industry Peers?
AF Enterprises Ltd AUM CAGR is 2.27%, compared to the 3-year industry median CAGR of 9%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of AF Enterprises Ltd?
Promoters hold 2.29% of the AF Enterprises Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of AF Enterprises Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of -13.9% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
AF Enterprises Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)10.618.2612.232.25418.723.924.28.513
YoY Gr. Rt. %-72.6%-66.9%102.8%162.9%67.8%-65.4%28%1.1%-64.9%-
Adj EPS (₹ ) 0.10.12.2-4.30.930.60.60.50.1-0.3
YoY Gr. Rt. %-0%3550%-295%NA230%-80.5%-1.7%-8.8%-76.9%-
BVPS (₹ )5.15.17.33.146.989.910.617.10
YoY Gr. Rt. %-1.2%42.6%-58.3%29.4%75%15.7%22.8%7.8%61%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.60.817.6-16.81.92.50.80.90.90.20

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income-2.4%-23.4%-23.1%-64.9%
Adj EPS8%-33.2%-40.9%-76.9%
BVPS14.4%34%28.7%61%
Share Price -14.3% -41.4% -21.2% -36.2%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Margins
Net Profit Margin (%)0.30.220.4-19.61.63.14.14.34.32.9-7.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)1.21.235.1-82.225.754.610.67.25.30.9-1.5

Valuation of AF Enterprises - Consolidated

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Financials

PARTICULARSMar'21Mar'22Mar'23Mar'24
Income + 37.8151.0129.719.51
Interest Income37.7048.5824.298.50
Other Income 1.040.180.870
Exceptional Items 0.112.435.431.01
Expenditure + 38.1549.3530.1510.59
Interest Expense 0.120.240.330.18
Operating Expenses 36.9848.9328.9510.41
Provisions 1.040.180.870
Exceptional Items 1.9501.311
Profit Before Tax 1.611.650.88-0.08
Taxes 0.560.560.54-0.26
Profit After Tax 1.051.090.340.18
Adjusted EPS (₹)0.80.60.20.1
Dividend Payout Ratio (%)0%0%0%0%
PARTICULARSMar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital +10.7517.9620.5033.34
Share Capital 9.5112.9114.1114.11
Reserves 1.235.056.3919.22
Short term borrowings0000
Long Term Borrowings4.226.897.147.81
Current Liabilities 110.97118.39112.4493.62
Trade Payables94.76102.35100.6384
Other Liabilities-94.76-101.81-88.01-84
Total Liabilities 125.91143.74152.64134.68

Assets

Non Current Asset +9.929.919.929.42
Loan Asset 2.122.611.140
Other Non Current Asset 7.807.308.789.42
Current Asset +115.99133.83142.72125.26
Current Investment0000
Other Current Asset115.99133.83142.72125.26
Total Assets 125.91143.74152.64134.68
PARTICULARSMar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity -3.10-9.19-15.34-0.03
Cash Flow From Investing Activity -1.41-0.901.60-0.93
Cash Flow From Financing Activity 6.219.4313.161.11
Net Cash Flow 1.70-0.66-0.580.16
PARTICULARSMar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)1.100.800.300.10
DPS (₹)0000
BVPS (₹)11.313.914.523.6

Performance Ratios

ROA (%)0.80.80.20.1
ROE (%)9.87.61.80.7
ROCE (%)12.29.73.80.3

Valuation Parameters

Price/Book(x)1.38.61.00.2

Top 5 Mutual Funds Holding

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Announcements

AF Enterprises Ltd FAQs

The current trading price of AF Enterprises on 22-Sep-2026 13:29 is ₹1.71.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Sep-2026 the market cap of AF Enterprises stood at ₹6.28 Cr

The latest P/E ratio of AF Enterprises as of 21-Sep-2026 is 0.00.

The latest P/B ratio of AF Enterprises as of 21-Sep-2026 is 0.00.

The 52-week high of AF Enterprises is ₹2.81 and the 52-week low is ₹1.55.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of AF Enterprises is ₹12.79 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that AF Enterprises Ltd is a below average quality company.

The key valuation ratios of AF Enterprises Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of AF Enterprises Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About AF Enterprises Ltd

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