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Belstar Microfinance Ltd

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 0 NSE: Finance - Investment | Small Cap | Belstar Microfinance Share Price

BSE Share Price
Not Listed

Belstar Microfinance Ltd

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 0 NSE: Finance - Investment | Small Cap | Belstar Microfinance Share Price

BSE Share Price
Not Listed
Key Metrics
Valuation Multiples
Market Cap
₹0 Cr.
Current Price
₹0
52-Week Low / High
₹0 / 0
TTM EPS
₹0
Book Value per Share
-
P/E Ratio
0.00
Industry PE
52.9
Price to Book (P/B)
0.00
EV/EBITDA
0.00
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
2.65%
Return on Capital Employed (ROCE)
9.18%
Return on Assets (ROA)
0.55%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
12.92%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
2.45%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.44%
TTM Sales
₹367 Cr.
Reserves
₹363 Cr.
Equity
₹0 Cr.
Face Value
-
All Time Low / High
- / -

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)55.8982153674995517271,0311,8332,102367
YoY Gr. Rt. %-75.8%118.8%71.1%36%10.4%31.9%41.8%77.7%14.7%-
Adj EPS (₹ ) 4.34.51119.426.412.49.926.7628.50
YoY Gr. Rt. %-5.7%144.3%77%35.9%-52.9%-20.4%169.8%132.3%-86.4%-
BVPS (₹ )27.838.951106.7132.7144.4187.7223.6315.23230
YoY Gr. Rt. %-39.8%31.2%109.2%24.4%8.8%30%19.2%41%2.5%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.11.92.64.34.41.61.12.44.40.60

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income49.7%33.3%42.4%14.7%
Adj EPS8%-20.4%-5.1%-86.4%
BVPS31.3%19.5%19.8%2.5%
Share Price - - - -

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Margins
Net Profit Margin (%)1110.712.619.819.88.56.212.618.52.2NAN
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)16.61625.127.722.196.513.424.12.7NAN

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 58.07103.38214.56368.07500.75553.32728.431,037.921,851.382,125.62
Interest Income55.7798.03214.53367.11499.36551.40727.231,031.261,832.682,101.68
Other Income 0.614.5614.2318.8824.0282.89151.91165.57350.02824.31
Exceptional Items 2.305.350.030.961.391.911.206.6518.7123.94
Expenditure + 48.8987.42174.45264.97367.50496.30672.29868.611,409.542,074.74
Interest Expense 30.8553.69100.58149.96184.05236.07293.79370.54593701.81
Operating Expenses 17.4329.1659.6396.13159.44177.34226.58332.51466.52548.62
Provisions 0.614.5614.2318.8824.0282.89151.91165.57350.02824.31
Exceptional Items 0000000000
Profit Before Tax 9.1815.9740.11103.10133.2557.0156.15169.31441.8550.88
Taxes 3.075.5313.0630.2534.2510.3611.0238.98101.994.49
Profit After Tax 6.1110.4427.0572.859946.6545.13130.33339.8546.39
Adjusted EPS (₹)4.34.511.019.426.412.49.926.762.08.5
Dividend Payout Ratio (%)0%0%0%2.60%2.30%2.40%3%2.30%1.20%0%

Valuation of Belstar Microfinance - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +39.9090.35125.64400.18497.83541.72855.931,092.301,728.811,771.17
Share Capital 14.3623.2524.6537.5237.5237.5245.6148.8454.8454.84
Reserves 25.5567.10100.99362.65460.31504.20810.321,043.461,673.971,716.32
Short term borrowings6.876.666.916.090.803.64004,083.863,953.48
Long Term Borrowings106.54336.421,202.701,567.331,890.112,772.413,505.584,809.733,136.121,540.58
Current Liabilities 180.48333.3427.3666.94126.19133.58147.32308.124,435.194,144.39
Trade Payables000000.800.273.189.407.83
Other Liabilities-6.87-6.66-6.91-6.09-0.80-4.45-0.27-3.18-4,093.26-3,961.31
Total Liabilities 326.92760.101,355.702,034.452,514.143,447.704,508.836,210.149,300.137,456.13

Assets

Non Current Asset +88.19183.153.945.3315.982,796.1115.3468.898,384.546,852.03
Loan Asset 000000008,327.496,728.92
Other Non Current Asset 88.19183.153.945.3315.982,796.1115.3468.8957.05123.11
Current Asset +238.72576.951,351.762,029.122,498.15651.604,493.496,141.26915.59604.10
Current Investment060.0200000000
Other Current Asset238.72516.931,351.762,029.122,498.15651.604,493.496,141.26915.59604.10
Total Assets 326.92760.101,355.702,034.452,514.143,447.704,508.836,210.149,300.137,456.13

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity -55.81-289.58-542.10-446.63-331.41-651.70-752.67-868.55-3,395.251,508.49
Cash Flow From Investing Activity -13.53-86.8743.50-34.91-25.5332.41-1.8550.9360.35-7.30
Cash Flow From Financing Activity 68.58414.12577.94567.71310.04899.491,024.231,377.032,747.95-1,679.98
Net Cash Flow -0.7537.6679.3486.17-46.90280.20269.71559.41-586.95-178.79

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)4.304.501119.4026.4012.409.9026.70628.50
DPS (₹)0000.500.600.300.300.600.800
BVPS (₹)27.838.951106.7132.7144.4187.7223.6315.2323

Performance Ratios

ROA (%)2.11.92.64.34.41.61.12.44.40.6
ROE (%)16.616.025.127.722.19.06.513.424.12.7
ROCE (%)14.313.113.515.214.510.29.010.513.99.2

Valuation Parameters

Price/Book(x)0.00.00.00.00.00.00.00.00.00.0

Management X-Ray

Shareholding Pattern

No Data To Display

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Belstar Microfinance Ltd FAQs

The current trading price of Belstar Microfinance on 01-Jan-1970 05:30 is ₹0.00.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 31-Dec-1969 the market cap of Belstar Microfinance stood at ₹0.00 Cr

The latest P/E ratio of Belstar Microfinance as of 31-Dec-1969 is 0.00.

The latest P/B ratio of Belstar Microfinance as of 31-Dec-1969 is 0.00.

The 52-week high of Belstar Microfinance is ₹0.00 and the 52-week low is ₹0.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Belstar Microfinance is ₹367 ( Cr.) .

Data is not available for this company.

No data found

No data found

About Belstar Microfinance Ltd

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