SEBI Reg. Investment Advisor

Download App

MoneyWorks4Me

SPA Capital Services Ltd (542376)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 542376 NSE: Finance - Investment | Small Cap | Spa Capital Serv Share Price

₹199 -0.45 (-0.23%)

As on 05-Jun'26 16:59

SPA Capital Services Ltd (542376)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 542376 NSE: Finance - Investment | Small Cap | Spa Capital Serv Share Price

₹199 -0.45 (-0.23%)

As on 05-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹61 Cr.
Current Price
₹199
52-Week Low / High
₹109 / 238
TTM EPS
₹2.7
Book Value per Share
₹58
P/E Ratio
73.43
Lower than its 3-year historical median
Industry PE
52.9
Price to Book (P/B)
3.44
Higher than its 3-year historical median
EV/EBITDA
45.41
Lower than its 3-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
2.95%
Return on Capital Employed (ROCE)
3.06%
Return on Assets (ROA)
1.19%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
57.18%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
3%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹0.4 Cr.
Reserves
₹15 Cr.
Equity
₹3.1 Cr.
Face Value
₹10
All Time Low / High
₹54.80 / 238.00

SPA Capital Services stock performance

Key Ratios
mw4me loader

Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is SPA Capital Services Ltd a good quality company?
SPA Capital Services Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does SPA Capital Services Ltd performance compare with that of its Peers?
Q.1 AUM Growth of SPA Capital Services Ltd vs Industry Peers?
SPA Capital Services Ltd AUM CAGR is -6.65%, compared to the 5-year industry median CAGR of 9.27%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of SPA Capital Services Ltd?
Promoters hold 68.74% of the SPA Capital Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of SPA Capital Services Ltd over the last decade?
Over the last 1 years, the stock has delivered a CAGR of 48.2% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
SPA Capital Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)14799.886.595.832.730.916.416.621.132.90
YoY Gr. Rt. %--32%-13.3%10.7%-65.9%-5.4%-47%1.1%27.3%56.3%-
Adj EPS (₹ ) 2.83.84.51.90.5-1.60.80.91.21.62.7
YoY Gr. Rt. %-37%19.6%-58.9%-72.6%-415.7%NA18.7%39.3%29.8%-
BVPS (₹ )46.750.554.956.253.650.851.652.553.755.358
YoY Gr. Rt. %-8.1%8.7%2.4%-4.5%-5.2%1.5%1.7%2.4%3%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.63.63.310.3-10.50.70.91.20

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income-15.3%0.2%26.2%56.3%
Adj EPS-5.8%25.9%29%29.8%
BVPS1.9%0.6%2.4%3%
Share Price - - - 44.2%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Margins
Net Profit Margin (%)0.61.21.60.60.5-1.61.41.71.81.5219.7
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)6.17.88.63.40.9-3.11.51.72.334.6

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 147.2299.9586.6398.5432.7131.1316.4316.6421.1332.95
Interest Income146.8499.8386.5295.8132.6630.8816.3816.5621.0832.94
Other Income 0.360.400.270.110.040.260.010.560.370.22
Exceptional Items 0.380.120.112.740.050.250.050.080.050.01
Expenditure + 145.7598.2584.5597.3832.0231.8416.0916.2920.8732.15
Interest Expense 1.270.981.842.041.020.510.450.320.390.42
Operating Expenses 144.1296.8682.4395.2330.9631.0715.6215.4220.1231.51
Provisions 0.360.400.270.110.040.260.010.560.370.22
Exceptional Items -0.06-0.02-0-0.070000-0.060
Profit Before Tax 1.401.672.091.100.69-0.710.340.350.190.80
Taxes 0.550.510.700.520.53-0.220.110.07-0.190.31
Profit After Tax 0.851.161.390.570.16-0.490.230.270.380.49
Adjusted EPS (₹)2.83.84.51.90.5-1.60.80.91.21.6
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Spa Capital Serv - Standalone

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

mw4me loader

Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +14.3615.5216.8717.2716.4915.6215.8516.1316.5117
Share Capital 0.880.883.073.073.073.073.073.073.073.07
Reserves 13.4814.6413.7914.1913.4112.5512.7813.0513.4313.93
Short term borrowings7.649.0428.683.091.281.281.281.942.323.57
Long Term Borrowings0.893.04311.5424.5121.9222.5420.0222.1318.37
Current Liabilities 19.2812.4534.3230.5416.215.773.125.714.115.17
Trade Payables10.081.243.2225.1311.663.480.582.720.920.43
Other Liabilities-17.72-10.29-31.90-28.22-12.93-4.76-1.85-4.66-3.24-4
Total Liabilities 34.5231.0154.1959.3557.2043.3141.5241.8642.7440.55

Assets

Non Current Asset +9.538.418.0953.3853.9240.4739.4139.8825.9617.92
Loan Asset 0000000014.9712.42
Other Non Current Asset 9.538.418.0953.3853.9240.4739.4139.8810.995.50
Current Asset +24.9922.6046.105.973.292.842.111.9816.7822.62
Current Investment0000000000
Other Current Asset24.9922.6046.105.973.292.842.111.9816.7822.62
Total Assets 34.5231.0154.1959.3557.2043.3141.5241.8642.7440.55

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity 4.63-3.79-17.58-0.94-124.9402.353.27-2.76
Cash Flow From Investing Activity -0.580.51-0.19-0.820.840.01-0.03-0.04-5.625.73
Cash Flow From Financing Activity -3.542.7717.401.5811.13-4.970.01-2.332.30-2.90
Net Cash Flow 0.51-0.51-0.37-0.18-0.03-0.02-0.01-0.02-0.040.07

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)9.7013.204.501.900.50-1.600.800.901.201.60
DPS (₹)0000000000
BVPS (₹)163.4176.754.956.253.650.851.652.553.755.3

Performance Ratios

ROA (%)2.63.63.31.00.3-1.00.50.70.91.2
ROE (%)6.17.88.63.40.9-3.11.51.72.33.0
ROCE (%)11.410.510.47.94.7-0.52.01.71.53.1

Valuation Parameters

Price/Book(x)0.00.00.00.00.00.00.00.00.03.0

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

SPA Capital Services Ltd FAQs

The current trading price of Spa Capital Serv on 05-Jun-2026 16:59 is ₹199.0.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 04-Jun-2026 the market cap of Spa Capital Serv stood at ₹61.32 Cr

The latest P/E ratio of Spa Capital Serv as of 04-Jun-2026 is 73.43.

The latest P/B ratio of Spa Capital Serv as of 04-Jun-2026 is 3.44.

The 52-week high of Spa Capital Serv is ₹238.0 and the 52-week low is ₹108.5.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Spa Capital Serv is ₹0.38 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that SPA Capital Services Ltd is a below average quality company.

The key valuation ratios of SPA Capital Services Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of SPA Capital Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About SPA Capital Services Ltd

SPA Capital Services is a leading distributor of Mutual Funds in the country. The company is registered with the Reserve Bank of India (RBI) as a Non-Banking Financial Company - Non-Deposit. The company is also registered as a Mutual Fund Distributor/Advisor and holding AMFI (The Association of Mutual Funds in Indi a) Certification. 

The company has successfully positioned itself as a strategic advisor to its customers for wealth management with its customer centric approach and innovative solutions. The company has engaged the services of Central Depository Services (India) (CDSL) to provide remote e-voting facilities and for security and enabling the members to cast their vote in a secure manner.

The company revenues primarily consist of revenue from sale of securities, brokerage income from distribution of Mutual Fund, other financial products, income from interest and dividend etc. The main object of the company is to carry on business activities of leasing and hire-purchase, to finance the industrial enterprises by way of lending and advancing money etc., to manage investment pools, mutual funds, issue of shares, stocks, securities, etc. 

Business area of the company

The company is engaged in providing wealth management and financial advisory services to institutions, corporates, and individuals.


To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

×