What is STEL Holdings Ltd (STEL) share price return in the past 10 years?

STEL Holdings Ltd share price has appreciated 34% annually (CAGR) over the past ten years.

What is the share price of STEL Holdings Ltd (STEL)?

Company share prices are keep on changing according to the market conditions. The current trading price of STEL Holdings Ltd (STEL) on 05-Jun-2026 16:59:59 at 16:59 is 503.85.

What is the P/E ratio of STEL Holdings?

The latest standalone P/E ratio of STEL Holdings as of 05-Jun-2026 is 46.41.

What is the P/B ratio of STEL Holdings Ltd (STEL)?

The latest standalone P/B ratio of STEL Holdings Ltd (STEL) as of 05-Jun-2026 is 0.57.

What is the 52-week high and low of STEL Holdings Ltd (STEL)?

The 52-week high of STEL Holdings Ltd (STEL) is Rs. 635.00 and the 52-week low is Rs. 342.00.

STEL Holdings Ltd (STEL) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: STEL Holdings Ltd (STEL)
Brand: STEL Holdings

STEL Holdings Ltd (STEL)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 533316 NSE: STEL Finance - Investment | Small Cap | STEL Holdings Share Price

STEL Holdings Ltd (STEL)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 533316 NSE: STEL Finance - Investment | Small Cap | STEL Holdings Share Price

Key Metrics

Valuation Multiples

Market Cap

₹922 Cr.

Current Price

₹503.9

52-Week Low / High

₹342 / 635

TTM EPS

₹10.8

Book Value per Share

₹872.2

P/E Ratio

46.41

Higher than its 5-year historical median

Industry PE

52.9

Price to Book (P/B)

0.57

Higher than its 5-year historical median

EV/EBITDA

34.44

Higher than its 5-year historical median

Dividend Yield

0.00%

Profitability Efficiency

Return on Equity (ROE)

0.98%

Return on Capital Employed (ROCE)

1.30%

Return on Assets (ROA)

0.90%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Improving versus 3-year growth rate

18.69%

Book Value Growth (1 Year)

Slowing versus 3-year growth rate

16.59%

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹27.4 Cr.

Reserves

₹1,591 Cr.

Equity

₹18.5 Cr.

Face Value

₹10

All Time Low / High

₹7.02 / 635.00

STEL Holdings stock performance

Key Ratios

Check Before You Invest

Quality

Locked

Valuation

Locked

Price Trend

Locked

Q.1 Is STEL Holdings Ltd a good quality company?

STEL Holdings Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does STEL Holdings Ltd performance compare with that of its Peers?

Q.1 AUM Growth of STEL Holdings Ltd vs Industry Peers?

STEL Holdings Ltd AUM CAGR is 33.39%, compared to the 5-year industry median CAGR of 9.27%, indicating faster growth and gaining its market share.

Q.1 Promoter shareholding and pledge status of STEL Holdings Ltd?

Promoters hold 71.66% of the STEL Holdings Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of STEL Holdings Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 31.3% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	0	0	6.9	9.8	16.3	12.3	20.1	17.2	18.5	21.9	27
YoY Gr. Rt. %	-	NA	NA	41.7%	65.8%	-24.5%	63.5%	-14.5%	7.6%	18.7%	-
Adj EPS (₹ )	-2.2	0.7	3.1	4.9	8.2	4.7	7.9	6.7	7.2	8.6	10.8
YoY Gr. Rt. %	-	NA	321.6%	56.1%	68.8%	-42.9%	68.9%	-16%	8.3%	19.4%	-
BVPS (₹ )	63.4	325.9	408.3	358.2	245.3	421.5	400.6	441.2	814.9	950	872.2
YoY Gr. Rt. %	-	414%	25.3%	-12.3%	-31.5%	71.8%	-5%	10.2%	84.7%	16.6%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	-3.4	0.4	0.9	1.3	2.7	1.4	1.9	1.6	1.1	0.9	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	NA	6.2%	3%	18.7%
Adj EPS	NA	0.9%	2.8%	19.4%
BVPS	35.1%	31.1%	33.4%	16.6%
Share Price	34%	41%	52.8%	19.6%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Margins
Net Profit Margin (%)	0	0	83.2	91.7	93.4	70.6	72.9	71.5	71.9	72.5	72.4
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	-3.4	0.4	0.9	1.3	2.7	1.4	1.9	1.6	1.2	1	1.2

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	10	4	7	10	16	12	20	17	18	22
Interest Income	0	0	7	10	16	12	20	17	18	22
Other Income ⓘ	13	1	0	0	0	0	0	0	0	0
Exceptional Items ⓘ	10	4	0	0	0	0	0	0	0	0
Expenditure ⓘ +	13	1	1	1	1	1	1	1	1	1
Interest Expense ⓘ	0	0	0	0	0	0	0	0	0	0
Operating Expenses ⓘ	1	1	1	1	1	1	1	1	1	1
Provisions	13	1	0	0	0	0	0	0	0	0
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	-4	3	6	9	15	12	19	16	18	21
Taxes ⓘ	0	1	0	0	0	3	5	4	4	5
Profit After Tax	-4	1	6	9	15	9	15	12	13	16
Adjusted EPS (₹)	-2.2	0.7	3.1	4.9	8.2	4.7	7.9	6.7	7.2	8.6
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Valuation of STEL Holdings - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	117	601	754	661	453	778	739	814	1,504	1,753
Share Capital ⓘ	18	18	18	18	18	18	18	18	18	18
Reserves ⓘ	99	583	735	643	434	759	721	796	1,485	1,735
Short term borrowings	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	0	0	0	0	0	5	3	4	96	134
Current Liabilities	0	1	0	0	0	0	0	0	0	25
Trade Payables	0	0	0	0	0	0	0	0	0	0
Other Liabilities	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0
Total Liabilities ⓘ	117	603	754	661	453	783	742	819	1,600	1,913
Assets
Non Current Asset +	99	582	728	637	418	688	715	782	1,567	1,885
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	99	582	728	637	418	688	715	782	1,567	1,885
Current Asset +	18	21	25	25	35	94	27	36	32	28
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	18	21	25	25	35	94	27	36	32	28
Total Assets ⓘ	117	603	754	661	453	783	742	819	1,600	1,913

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-4	-3	-2	-1	21	-10	15	14	12	43
Cash Flow From Investing Activity ⓘ	10	4	7	0	-5	72	-82	-14	-12	-43
Cash Flow From Financing Activity ⓘ	0	-1	0	0	0	0	0	0	0	0
Net Cash Flow ⓘ	5	0	5	-1	16	62	-67	-0	-0	0

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	-2.20	0.70	3.10	4.90	8.20	4.70	7.90	6.70	7.20	8.60
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	63.4	325.9	408.3	358.2	245.3	421.5	400.6	441.2	814.9	950
Performance Ratios
ROA (%)	-3.4	0.4	0.9	1.3	2.7	1.4	1.9	1.6	1.1	0.9
ROE (%)	-3.4	0.4	0.9	1.3	2.7	1.4	1.9	1.6	1.2	1.0
ROCE (%)	-3.2	0.8	0.9	1.3	2.8	1.9	2.6	2.1	1.5	1.3
Valuation Parameters
Price/Book(x)	0.4	0.2	0.2	0.3	0.2	0.2	0.3	0.3	0.4	0.4

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

STEL Holdings Ltd FAQs

The current trading price of STEL Holdings on 05-Jun-2026 16:59 is ₹503.9.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 04-Jun-2026 the market cap of STEL Holdings stood at ₹921.9 Cr

The latest P/E ratio of STEL Holdings as of 04-Jun-2026 is 46.41.

The latest P/B ratio of STEL Holdings as of 04-Jun-2026 is 0.57.

The 52-week high of STEL Holdings is ₹635.0 and the 52-week low is ₹342.0.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of STEL Holdings is ₹27.43 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that STEL Holdings Ltd is a below average quality company.

The key valuation ratios of STEL Holdings Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of STEL Holdings Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing

About STEL Holdings Ltd

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STEL Holdings Ltd (STEL)

STEL Holdings Ltd (STEL)

STEL Holdings stock performance

Check Before You Invest

Quality

Valuation

Price Trend

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of STEL Holdings - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

STEL Holdings Ltd FAQs

What is the share price of STEL Holdings?

What is the market cap of STEL Holdings?

What is the P/E ratio of STEL Holdings?

What is the P/B ratio of STEL Holdings?

What is the 52-week high and low of STEL Holdings?

What is the TTM revenue of STEL Holdings?

Is STEL Holdings Ltd a good quality company?

Is STEL Holdings Ltd undervalued or overvalued?

Is STEL Holdings Ltd a good buy now?

About STEL Holdings Ltd

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