What is VB Desai Financial Services Ltd (VBDESAIFIN) share price return in the past 10 years?

VB Desai Financial Services Ltd share price has appreciated 7.8% annually (CAGR) over the past ten years.

What is the share price of VB Desai Financial Services Ltd (VBDESAIFIN)?

Company share prices are keep on changing according to the market conditions. The current trading price of VB Desai Financial Services Ltd (VBDESAIFIN) on 08-Jun-2026 16:59:59 at 16:59 is 17.50.

What is the P/E ratio of VB Desai Financial Services?

The latest standalone P/E ratio of VB Desai Financial Services as of 08-Jun-2026 is 9.12.

What is the P/B ratio of VB Desai Financial Services Ltd (VBDESAIFIN)?

The latest standalone P/B ratio of VB Desai Financial Services Ltd (VBDESAIFIN) as of 08-Jun-2026 is 0.61.

What is the 52-week high and low of VB Desai Financial Services Ltd (VBDESAIFIN)?

The 52-week high of VB Desai Financial Services Ltd (VBDESAIFIN) is Rs. 36.01 and the 52-week low is Rs. 11.60.

VB Desai Financial Services Ltd (VBDESAIFIN) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: VB Desai Financial Services Ltd (VBDESAIFIN)
Brand: VB Desai Financial Services

VB Desai Financial Services Ltd (VBDESAIFIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 511110 NSE: VBDESAIFIN Finance - Investment | Small Cap | VB Desai Fin.Service Share Price

VB Desai Financial Services Ltd (VBDESAIFIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 511110 NSE: VBDESAIFIN Finance - Investment | Small Cap | VB Desai Fin.Service Share Price

Key Metrics

Valuation Multiples

Market Cap

₹8 Cr.

Current Price

₹17.5

52-Week Low / High

₹12 / 36

TTM EPS

₹1.9

Book Value per Share

₹28.5

P/E Ratio

9.12

Lower than its 5-year historical median

Industry PE

52.8

Price to Book (P/B)

0.61

Higher than its 5-year historical median

EV/EBITDA

6.14

Lower than its 5-year historical median

Dividend Yield

0.00%

Profitability Efficiency

Return on Equity (ROE)

4.75%

Return on Capital Employed (ROCE)

6.53%

Return on Assets (ROA)

4.54%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

-9.29%

Book Value Growth (1 Year)

Improving versus 3-year growth rate

4.85%

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹2.8 Cr.

Reserves

₹8 Cr.

Equity

₹4.5 Cr.

Face Value

₹10

All Time Low / High

₹1.40 / 900.00

VB Desai Financial Services stock performance

Key Ratios

Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is VB Desai Financial Services Ltd a good quality company?

VB Desai Financial Services Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does VB Desai Financial Services Ltd performance compare with that of its Peers?

Q.1 AUM Growth of VB Desai Financial Services Ltd vs Industry Peers?

VB Desai Financial Services Ltd AUM CAGR is 3.47%, compared to the 5-year industry median CAGR of 9.27%, indicating slower growth and losing its market share.

Q.1 Promoter shareholding and pledge status of VB Desai Financial Services Ltd?

Promoters hold 42.27% of the VB Desai Financial Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of VB Desai Financial Services Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 6.8% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	1.2	0.9	1.2	2.1	2.5	2	2.7	2.5	3.1	2.8	3
YoY Gr. Rt. %	-	-27.7%	40.3%	73.3%	17.1%	-19.1%	31.9%	-6.5%	25.6%	-9.3%	-
Adj EPS (₹ )	0.6	0.3	0.2	1	1.3	0.4	0.8	0.7	1	1.2	1.9
YoY Gr. Rt. %	-	-47.5%	-45.2%	488.2%	31%	-67.2%	83.7%	-13.9%	51.5%	19.4%	-
BVPS (₹ )	19.9	20.2	20.3	21.1	22.4	22.8	23.6	24.3	25.4	26.6	28.5
YoY Gr. Rt. %	-	1.4%	0.5%	4%	6.2%	1.9%	3.5%	2.9%	4.2%	4.9%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	2.9	1.5	0.8	4.6	5.7	1.8	3.3	2.7	4	4.5	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	9.9%	2.6%	2.1%	-9.3%
Adj EPS	8.5%	-1.3%	15.9%	19.4%
BVPS	3.3%	3.5%	4%	4.9%
Share Price	7.8%	28%	22.1%	-48.9%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Margins
Net Profit Margin (%)	21.9	15.8	6.3	21.4	23.8	9.6	13.5	12.5	15	19.7	30.6
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	3	1.5	0.9	4.8	6	1.9	3.4	2.9	4.2	4.8	6.9

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	1.40	1.16	1.45	2.19	2.60	2.16	2.81	2.77	3.30	3.33
Interest Income	1.21	0.87	1.23	2.12	2.49	2.01	2.66	2.49	3.12	2.83
Other Income ⓘ	0.05	0.04	0.07	0.03	0.04	0.03	0.05	0.03	0.03	0.09
Exceptional Items ⓘ	0.19	0.29	0.23	0.07	0.11	0.14	0.15	0.28	0.18	0.50
Expenditure ⓘ +	1.06	1.03	1.24	1.68	1.88	1.84	2.32	2.33	2.68	2.56
Interest Expense ⓘ	0	0.01	0	0	0	0	0	0	0	0
Operating Expenses ⓘ	1.01	0.98	1.17	1.65	1.85	1.81	2.27	2.29	2.65	2.47
Provisions	0.05	0.04	0.07	0.03	0.04	0.03	0.05	0.03	0.03	0.09
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.34	0.13	0.22	0.52	0.71	0.32	0.49	0.44	0.62	0.77
Taxes ⓘ	0.07	-0.01	0.14	0.06	0.12	0.12	0.13	0.13	0.15	0.21
Profit After Tax	0.27	0.14	0.08	0.45	0.59	0.19	0.36	0.31	0.47	0.56
Adjusted EPS (₹)	0.6	0.3	0.2	1.0	1.3	0.4	0.8	0.7	1.0	1.2
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Valuation of VB Desai Fin.Service - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	9.02	9.15	9.20	9.57	10.16	10.35	10.71	11.02	11.49	12.05
Share Capital ⓘ	4.54	4.54	4.54	4.54	4.54	4.54	4.54	4.54	4.54	4.54
Reserves ⓘ	4.49	4.61	4.66	5.03	5.62	5.81	6.17	6.48	6.95	7.51
Short term borrowings	0.07	0	0	0	0	0	0	0	0	0
Long Term Borrowings	0.06	0.07	0.12	0.17	0.17	0.17	0.06	-0.06	-0.10	0.19
Current Liabilities	0.18	0.27	0.26	0.31	0.25	0.23	0.41	0.53	0.70	0.31
Trade Payables	0.03	0.07	0.09	0.15	0.10	0.13	0.16	0.21	0.32	0.23
Other Liabilities	-0.10	-0.07	-0.09	-0.15	-0.10	-0.13	-0.16	-0.21	-0.32	-0.23
Total Liabilities ⓘ	9.27	9.49	9.59	10.04	10.58	10.76	11.19	11.49	12.09	12.55
Assets
Non Current Asset +	8.37	8.76	9.18	9.55	9.75	9.97	10.47	10.64	10.80	10.88
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	8.37	8.76	9.18	9.55	9.75	9.97	10.47	10.64	10.80	10.88
Current Asset +	0.90	0.73	0.41	0.49	0.83	0.78	0.72	0.85	1.29	1.66
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	0.90	0.73	0.41	0.49	0.83	0.78	0.72	0.85	1.29	1.66
Total Assets ⓘ	9.27	9.49	9.59	10.04	10.58	10.76	11.19	11.49	12.09	12.55

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	0.25	-0.13	1.77	2.35	-0.07	-0.02	0.44	-0.13	0.32	-8.31
Cash Flow From Investing Activity ⓘ	-0.02	-0.01	-1.99	-2.29	0.05	0	-0.32	-0	0	8.49
Cash Flow From Financing Activity ⓘ	0.07	-0.09	-0	0	0	0	0	0	0	0
Net Cash Flow ⓘ	0.30	-0.23	-0.22	0.06	-0.01	-0.02	0.11	-0.13	0.32	0.17

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0.60	0.30	0.20	1	1.30	0.40	0.80	0.70	1	1.20
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	19.9	20.2	20.3	21.1	22.4	22.8	23.6	24.3	25.4	26.6
Performance Ratios
ROA (%)	2.9	1.5	0.8	4.6	5.7	1.8	3.3	2.7	4.0	4.5
ROE (%)	3.0	1.5	0.9	4.8	6.0	1.9	3.4	2.9	4.2	4.8
ROCE (%)	3.8	1.6	2.4	5.5	7.2	3.1	4.6	4.1	5.5	6.5
Valuation Parameters
Price/Book(x)	0.4	0.6	0.5	0.3	0.2	0.2	0.5	0.4	0.7	1.3

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

VB Desai Financial Services Ltd FAQs

The current trading price of VB Desai Fin.Service on 08-Jun-2026 16:59 is ₹17.50.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 07-Jun-2026 the market cap of VB Desai Fin.Service stood at ₹7.92 Cr

The latest P/E ratio of VB Desai Fin.Service as of 07-Jun-2026 is 9.12.

The latest P/B ratio of VB Desai Fin.Service as of 07-Jun-2026 is 0.61.

The 52-week high of VB Desai Fin.Service is ₹36.01 and the 52-week low is ₹11.60.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of VB Desai Fin.Service is ₹2.84 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that VB Desai Financial Services Ltd is a below average quality company.

The key valuation ratios of VB Desai Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of VB Desai Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About VB Desai Financial Services Ltd

V B Desai Financial Services Ltd. was incorporated as Alpha Financial & Advisory Services Limited in August 1985. The name was subsequently changed to V B Desai Financial Services Limited in September 1985.

V B Desai Financial Services is an Indian publicly listed company engaged in Merchant Banking, and Corporate Advisory services. The company is registered with Securities and Exchange Board of India as a Category 1 Merchant Banker and is licensed to carry out Merchant Banking activities. Its shares are currently traded on the Mumbai (Bombay) Stock Exchange since 1986.

The company has a vast experience in terms of representing Indian corporate houses engaged in varied activities ranging from Heavy Engineering to Information Technology, Cement to Pharmaceuticals, Hotels to Chemicals, Power to Oil & Gas.

Services offered by the company:

Merchant Banking- The company is registered with Securities and Exchange Board of India as Category 1 Merchant banker. It has successfully managed over 100 IPOs / FPOs. Valuations

Company Valuations
Business Valuations
ESOP Valuations

Equity Placements

Seed / Venture Capital Funds
Private Placement of Equity
Private Placement in Public Enterprises (PPE)

Corporate Advisory Services

Merger, Acquisition, Divesture, Spin-off and Capital restructuring
Capital and Debt restructuring
Advice on project opportunities
Advice of financing patterns

Investment Advisory

Primary market operations
Secondary market operations

Sponsor Member of Over the Counter Exchange of India

VB Desai Financial Services Ltd (VBDESAIFIN)

VB Desai Financial Services Ltd (VBDESAIFIN)

VB Desai Financial Services stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of VB Desai Fin.Service - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

VB Desai Financial Services Ltd FAQs

About VB Desai Financial Services Ltd

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

VB Desai Financial Services Ltd (VBDESAIFIN)

VB Desai Financial Services Ltd (VBDESAIFIN)

VB Desai Financial Services stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of VB Desai Fin.Service - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

VB Desai Financial Services Ltd FAQs

What is the share price of VB Desai Fin.Service?

What is the market cap of VB Desai Fin.Service?

What is the P/E ratio of VB Desai Fin.Service?

What is the P/B ratio of VB Desai Fin.Service?

What is the 52-week high and low of VB Desai Fin.Service?

What is the TTM revenue of VB Desai Fin.Service?

Is VB Desai Financial Services Ltd a good quality company?

Is VB Desai Financial Services Ltd undervalued or overvalued?

Is VB Desai Financial Services Ltd a good buy now?

About VB Desai Financial Services Ltd

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.