Is Ashika Credit Capital Ltd (543766) a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Ashika Credit Capital Ltd is a below average quality company .

Is Ashika Credit Capital Ltd (543766) undervalued or overvalued?

The key valuation ratios of Ashika Credit Capital Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone .

What is Ashika Credit Capital Ltd (543766) share price return in the past 10 years?

Data is not available for this company

Is Ashika Credit Capital Ltd (543766) a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Ashika Credit Capital Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

What is the share price of Ashika Credit Capital Ltd (543766)?

Company share prices are keep on changing according to the market conditions. The current trading price of Ashika Credit Capital Ltd (543766) on 17-Apr-2026 16:59:59 at 16:59 is 353.80.

What is the P/E ratio of Ashika Credit Capital?

The latest standalone P/E ratio of Ashika Credit Capital as of 17-Apr-2026 is 193.23.

What is the P/B ratio of Ashika Credit Capital Ltd (543766)?

The latest standalone P/B ratio of Ashika Credit Capital Ltd (543766) as of 17-Apr-2026 is 2.53.

What is the 52-week high and low of Ashika Credit Capital Ltd (543766)?

The 52-week high of Ashika Credit Capital Ltd (543766) is Rs. 443.20 and the 52-week low is Rs. 285.80.

Ashika Credit Capital Ltd (543766) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Ashika Credit Capital Ltd (543766)
Brand: Ashika Credit Capital

Ashika Credit Capital Ltd (543766) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Key Metrics

Market Cap

₹1,582 Cr.

Earnings Per Share (TTM)

₹1.83

P/E Ratio

193.23

Price to Book (P/B)

2.53

EV/EBITDA

103.07

Current Price

₹353.8

Return on Capital Employed (ROCE)

-22.13%

Return on Equity (ROE)

-23.29%

Return on Assets (ROA)

-19.44%

Gross NPA(%)

0.00

Book Value per Share

₹139.8

Net NPA(%)

0.00

Dividend Yield

0.00%

Net Interest Income Growth (1 Year)

-118.75%

Net Interest Income Growth (3 Years)

-179.13%

52-Week Low / High

₹286 / 443

Book Value Growth (1 Year)

96.86%

Book Value Growth (3 Years)

37.59%

DeciZen - make an informed investing decision on Ashika Credit Cap

Based on:

Data

Overall Rating ⓘ
Login to view analysis.

1. Quality

2. Valuation

3. Price Trend

Ashika Credit Capital stock performance

Key Ratios

Is Ashika Credit Capital Ltd an attractive stock to invest in?

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	2.1	3.7	10.9	18.1	7.1	6.5	6.8	10.6	18.4	4.2	98
YoY Gr. Rt. %	-	70.6%	198.6%	65.8%	-60.7%	-8.3%	3.8%	56.6%	73.4%	-76.9%	-
Adj EPS (₹ )	-8.6	2.7	2.6	7.5	-2.1	1.4	3	5	9	-15.5	1.8
YoY Gr. Rt. %	-	NA	-4.5%	189.9%	-128.7%	NA	113.8%	67.8%	82%	-272.4%	-
BVPS (₹ )	30.9	33.6	37	42.5	39	40.3	43.3	48.3	57.3	112.8	139.8
YoY Gr. Rt. %	-	8.8%	10.2%	15%	-8.4%	3.5%	7.4%	11.5%	18.7%	96.9%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	-21.3	6	3.3	8.4	-4.4	3.4	6.2	9.5	13.6	-19.4	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	7.9%	-9.8%	-14.4%	-76.9%
Adj EPS	NA	NA	-274%	-272.4%
BVPS	15.5%	23.7%	37.6%	96.9%
Share Price	-	-	114.2%	-24.1%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	-279.6	51.6	25.5	46.8	-35.7	25.1	51.8	55.5	58.2	-1212.6	8.4
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	-24.4	8.4	8.8	19.2	-5.4	3.5	7.1	10.8	17.1	-23.3	1.3

Recent Performance Summary

Latest Financials

	Standalone	Consolidated
TTM EPS (₹)	1.8	-11.5
TTM Sales (₹ Cr.)	98	4.2
BVPS (₹) ⓘ	139.8	139.7
Reserves (₹ Cr.) ⓘ	581	580
P/BV ⓘ	2.53	2.53
PE ⓘ	193.23	0.00

From the Market
52 Week Low / High (₹)	285.80 / 443.20
All Time Low / High (₹)	13.85 / 915.00
Market Cap (₹ Cr.)	1,582
Equity (₹ Cr.)	44.7
Face Value (₹)	10
Industry PE ⓘ	29.3

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Ashika Credit Cap - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	2	7	11	22	7	7	11	13	19	4
Interest Income	2	4	11	18	7	7	7	11	18	4
Other Income ⓘ	9	2	1	0	7	3	2	0	0	51
Exceptional Items ⓘ	0	3	0	4	0	0	5	2	0	0
Expenditure ⓘ +	10	4	7	10	11	4	6	5	6	71
Interest Expense ⓘ	0	0	5	7	0	0	0	0	1	8
Operating Expenses ⓘ	1	2	2	3	4	1	4	4	5	13
Provisions	9	2	1	0	7	3	2	0	0	51
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	-8	3	4	12	-4	2	5	8	13	-67
Taxes ⓘ	-2	1	1	3	-1	1	2	2	2	-15
Profit After Tax	-6	2	3	8	-3	2	4	6	11	-51
Adjusted EPS (₹)	-8.6	2.7	2.6	7.5	-2.1	1.4	3.0	5.0	9.0	-15.5
Dividend Payout Ratio (%)	0%	0%	0%	13%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	22	23	40	48	46	48	51	57	68	374
Share Capital ⓘ	7	7	11	11	12	12	12	12	12	33
Reserves ⓘ	15	16	29	37	34	36	40	45	56	340
Short term borrowings	0	6	92	17	0	0	10	0	25	1
Long Term Borrowings	5	7	-1	-1	-0	2	1	1	1	-14
Current Liabilities	1	6	93	20	1	0	11	3	28	6
Trade Payables	0	0	0	0	0	0	0	0	0	0
Other Liabilities	-0	-6	-91	-16	-0	0	-10	0	-25	66
Total Liabilities ⓘ	27	36	133	68	48	50	63	61	97	432
Assets
Non Current Asset +	1	2	3	58	46	5	45	1	1	80
Loan Asset	0	0	0	56	42	0	0	0	0	75
Other Non Current Asset ⓘ	1	2	3	2	4	5	45	1	1	5
Current Asset +	26	33	131	10	2	45	18	60	96	352
Current Investment	9	0	0	0	0	0	0	37	94	341
Other Current Asset	17	33	131	10	2	45	18	23	2	12
Total Assets ⓘ	27	36	133	68	48	50	63	61	97	432

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	2	-16	-86	67	8	2	-12	10	-25	-390
Cash Flow From Investing Activity ⓘ	-8	11	0	-0	0	0	0	-0	0	-1
Cash Flow From Financing Activity ⓘ	0	6	101	-73	-17	0	10	-10	25	399
Net Cash Flow ⓘ	-6	0	15	-7	-8	2	-2	-0	0	8

Finance Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	-9	3	3	7	-2	1	3	5	9	-16
DPS (₹)	0	0	0	1	0	0	0	0	0	0
BVPS (₹)	31	34	37	43	39	40	43	48	57	113
Performance Ratios
ROA (%)	-21.3	6.0	3.3	8.4	-4.4	3.4	6.2	9.5	13.6	-19.4
ROE (%)	-24.4	8.4	8.8	19.2	-5.4	3.5	7.1	10.8	17.1	-23.3
ROCE (%)	-32.8	11.8	10.4	19.2	-5.5	5.3	10.1	13.6	17.9	-22.1
Valuation Parameters
Price/Book(x)	1.0	0.9	0.0	0.0	0.5	1.0	0.9	0.8	1.2	4.8

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Ashika Credit Capital Ltd FAQs

The current trading price of Ashika Credit Cap on 17-Apr-2026 16:59 is ₹353.8.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 16-Apr-2026 the market cap of Ashika Credit Cap stood at ₹1,582.4 Cr

The latest P/E ratio of Ashika Credit Cap as of 16-Apr-2026 is 193.2.

The latest P/B ratio of Ashika Credit Cap as of 16-Apr-2026 is 2.53.

The 52-week high of Ashika Credit Cap is ₹443.2 and the 52-week low is ₹285.8.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Ashika Credit Cap is ₹98.00 ( Cr.) .

About Ashika Credit Capital Ltd

Ashika Credit Capital Limited, Flagship Company of Kolkata based Ashika Group, a RBI-registered non-deposit taking non-banking financial company, is engaged in a gamut of financial services which includes fund based activities like providing loans and advances, inter corporate deposits, loans against securities and investments in shares and securities. The Company's services are available to individuals, corporate and financial institutions throughout India. The company’s shares are traded at BSE and listed with CSE & MSEI. It floated its shares to public in 2000.

The company started its journey in the year 1994 as a financial service provider and from thereon it moved ahead by expanding and diversifying its scope of services. The Company is headed and promoted by Pawan Jain and Daulat Jain. It possess a rich experience of more than 25 years in the Finance and service industry. Over the years, it has taken the Company to newer heights and the Company has emerged as one of the most trusted financial services providers with a strong presence in Eastern India.

Business area of the company

The Company is engaged in fund-based activities like providing loans and advances, inter-corporate deposits, loans against securities and investments in shares and securities. The Company provides services to individuals, corporate and financial institutions.

Business segment

Retail Broking
Institutional Equity
Lending
Investment Banking
Wealth Management
Investment Fund

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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
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Ashika Credit Capital Ltd (543766) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Ashika Credit Cap Share Price