SEBI Reg. Investment Advisor

Download App

MoneyWorks4Me

DhanSafal Finserve Ltd (512048)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 512048 NSE: Finance - NBFC | Small Cap | DhanSafal Finserve L Share Price

₹2.59 -0.02 (-0.77%)

As on 12-Jun'26 12:23

DhanSafal Finserve Ltd (512048)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 512048 NSE: Finance - NBFC | Small Cap | DhanSafal Finserve L Share Price

₹2.59 -0.02 (-0.77%)

As on 12-Jun'26 12:23

Key Metrics
Valuation Multiples
Market Cap
₹59 Cr.
Current Price
₹2.6
52-Week Low / High
₹2 / 5
TTM EPS
₹0
Book Value per Share
₹2.9
P/E Ratio
80.99
Higher than its 5-year historical median
Industry PE
25
Price to Book (P/B)
0.89
Lower than its 5-year historical median
EV/EBITDA
19.89
Lower than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
1.26%
Return on Capital Employed (ROCE)
1.95%
Return on Assets (ROA)
0.89%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
188.2%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
93.33%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹12.2 Cr.
Reserves
₹44 Cr.
Equity
₹22.7 Cr.
Face Value
₹1
All Time Low / High
₹0.18 / 96.95

DhanSafal Finserve stock performance

Key Ratios
mw4me loader

Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is DhanSafal Finserve Ltd a good quality company?
DhanSafal Finserve Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does DhanSafal Finserve Ltd performance compare with that of its Peers?
Q.1 AUM Growth of DhanSafal Finserve Ltd vs Industry Peers?
DhanSafal Finserve Ltd AUM CAGR is 33.65%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of DhanSafal Finserve Ltd?
Promoters hold 54.33% of the DhanSafal Finserve Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of DhanSafal Finserve Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 15.5% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
DhanSafal Finserve Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)0.81.521.10.81.21.71.91.64.912
YoY Gr. Rt. %-88.1%32.8%-46.2%-28.5%56.8%39.6%15%-15.7%198.5%-
Adj EPS (₹ ) 00.100-0000.10.100
YoY Gr. Rt. %-150%-40%-33.3%-100%NA300%25%0%-60%-
BVPS (₹ )1111.11.11.11.11.21.22.32.9
YoY Gr. Rt. %-4.2%4%1%0%1%3.8%4.6%4.4%93.3%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.55.131.9-0.30.93.23.73.80.90

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income22.3%44.7%42.5%198.5%
Adj EPS0%NA-20.6%-60%
BVPS10.3%17.2%28.2%93.3%
Share Price 16.1% 40.1% 1.1% -44.1%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)24.845.321.225.2-6.411.734.134.637.27.75.6
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)1.65.43.22-0.414.14.641.31

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 0.801.501.991.080.881.211.681.931.655.17
Interest Income0.801.501.991.070.771.201.681.931.634.86
Other Income 0.210.100.080.110.050.150.220.140.030.33
Exceptional Items 0000.010.120000.030.31
Expenditure + 0.490.551.450.710.930.980.911.030.774.60
Interest Expense 0.040.030.040.030.060.110.170.380.020.22
Operating Expenses 0.250.421.330.580.820.710.510.510.724.05
Provisions 0.210.100.080.110.050.150.220.140.030.33
Exceptional Items 0000000000
Profit Before Tax 0.300.950.540.36-0.050.230.770.900.890.57
Taxes 0.110.270.120.0900.090.200.230.280.20
Profit After Tax 0.200.680.420.27-0.050.140.570.670.610.37
Adjusted EPS (₹)0.00.10.00.00.00.00.00.10.10.0
Dividend Payout Ratio (%)47.60%13.80%22.20%0%0%0%0%0%30.90%0%

Valuation of DhanSafal Finserve L - Standalone

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

mw4me loader

Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +12.3512.9213.3413.5013.4513.5914.1614.8315.4443.55
Share Capital 9.379.379.379.379.379.379.379.379.3718.74
Reserves 2.983.553.974.124.084.224.795.466.0724.81
Short term borrowings0.020.560.590.872.011.306.3600.8810.61
Long Term Borrowings000-0-0-00000.03
Current Liabilities 0.530.820.991.102.341.586.590.211.0913.77
Trade Payables00.0500.03000000
Other Liabilities-0.02-0.61-0.59-0.90-2.01-1.30-6.360-0.88-0.62
Total Liabilities 12.8813.7414.3314.5915.7915.1720.7615.0416.5367.33

Assets

Non Current Asset +10.829.767.339.087.395.375.375.3715.2350.84
Loan Asset 000000009.8643.32
Other Non Current Asset 10.829.767.339.087.395.375.375.375.377.51
Current Asset +2.063.9875.528.409.8015.389.671.2916.50
Current Investment0000000000
Other Current Asset2.063.9875.528.409.8015.389.671.2916.50
Total Assets 12.8813.7414.3314.5915.7915.1720.7615.0416.5367.33

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity 0.97-2.03-0.661.18-2.35-0.37-6.724.23-2.51-35.13
Cash Flow From Investing Activity -11.03-0-1.751.750.01000-2.03
Cash Flow From Financing Activity -0.180.920.641.151.930.366.23-4.962.3751.94
Net Cash Flow -0.20-0.08-0.020.581.32-0-0.49-0.73-0.1414.78

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)00.1000-000.100.100.100
DPS (₹)0000000000
BVPS (₹)1.31.41.41.41.41.51.51.61.72.3

Performance Ratios

ROA (%)1.55.13.01.9-0.30.93.23.73.80.9
ROE (%)1.65.43.22.0-0.41.04.14.64.01.3
ROCE (%)2.77.64.22.80.12.25.37.35.82.0

Valuation Parameters

Price/Book(x)0.60.50.40.60.30.32.21.82.42.0

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

DhanSafal Finserve Ltd FAQs

The current trading price of DhanSafal Finserve L on 12-Jun-2026 12:23 is ₹2.59.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 11-Jun-2026 the market cap of DhanSafal Finserve L stood at ₹59.28 Cr

The latest P/E ratio of DhanSafal Finserve L as of 11-Jun-2026 is 80.99.

The latest P/B ratio of DhanSafal Finserve L as of 11-Jun-2026 is 0.89.

The 52-week high of DhanSafal Finserve L is ₹5.18 and the 52-week low is ₹1.91.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of DhanSafal Finserve L is ₹12.23 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that DhanSafal Finserve Ltd is a below average quality company.

The key valuation ratios of DhanSafal Finserve Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of DhanSafal Finserve Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About DhanSafal Finserve Ltd

Splash Media Works (SML) was originally incorporated in the name and style of 'Indus Commercials ' in July 1981. The name of the company was changed to 'Hindustan Stockland ' in September 1991 and later on the same was further changed to 'Splash Mediaworks’ in May 2002.

The registered office of the company is situated at Office No. 2. Gulmohar Complex, Station Road, Goregaon (East), Mumbai-400 062.

SML is presently engaged in the business of media and its related activities. The equity shares of SML are listed on Bombay Stock Exchange Limited, Mumbai (BSE) and Vadodara Stock Exchange, Vadodara (VSE).

To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through: