What is Finkurve Financial Services Ltd (FINKURVE) share price return in the past 10 years?

Finkurve Financial Services Ltd share price has appreciated 10.4% annually (CAGR) over the past ten years.

What is the share price of Finkurve Financial Services Ltd (FINKURVE)?

Company share prices are keep on changing according to the market conditions. The current trading price of Finkurve Financial Services Ltd (FINKURVE) on 12-Jun-2026 16:59:59 at 16:59 is 63.05.

What is the P/E ratio of Finkurve Financial Services?

The latest standalone P/E ratio of Finkurve Financial Services as of 12-Jun-2026 is 33.94.

What is the P/B ratio of Finkurve Financial Services Ltd (FINKURVE)?

The latest standalone P/B ratio of Finkurve Financial Services Ltd (FINKURVE) as of 12-Jun-2026 is 2.56.

What is the 52-week high and low of Finkurve Financial Services Ltd (FINKURVE)?

The 52-week high of Finkurve Financial Services Ltd (FINKURVE) is Rs. 134.30 and the 52-week low is Rs. 49.06.

Finkurve Financial Services Ltd (FINKURVE) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Finkurve Financial Services Ltd (FINKURVE)
Brand: Finkurve Financial Services

Finkurve Financial Services Ltd (FINKURVE)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 508954 NSE: FINKURVE Finance - NBFC | Small Cap | Finkurve Financial Share Price

Finkurve Financial Services Ltd (FINKURVE)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 508954 NSE: FINKURVE Finance - NBFC | Small Cap | Finkurve Financial Share Price

Key Metrics

Valuation Multiples

Market Cap

₹884 Cr.

Current Price

₹63.1

52-Week Low / High

₹49 / 134

TTM EPS

₹1.9

Book Value per Share

₹24.6

P/E Ratio

33.94

Lower than its 5-year historical median

Industry PE

26.2

Price to Book (P/B)

2.56

Lower than its 5-year historical median

EV/EBITDA

18.60

Lower than its 5-year historical median

Dividend Yield

0.00%

Profitability Efficiency

Return on Equity (ROE)

8.85%

Return on Capital Employed (ROCE)

11.46%

Return on Assets (ROA)

4.53%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

47.3%

Book Value Growth (1 Year)

Steady versus 3-year growth rate

9.24%

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹207 Cr.

Reserves

₹331 Cr.

Equity

₹14 Cr.

Face Value

₹1

All Time Low / High

₹0.05 / 153.60

Finkurve Financial Services stock performance

Key Ratios

Check Before You Invest

Quality

Somewhat Good

Check detailed performance

Valuation

Somewhat Undervalued

Check Valuation charts

Price Trend

Semi Strong

Check Price chart

Q.1 Is Finkurve Financial Services Ltd a good quality company?

Finkurve Financial Services Ltd is a average quality company, based on a somewhat consistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Finkurve Financial Services Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Finkurve Financial Services Ltd vs Industry Peers?

Finkurve Financial Services Ltd AUM CAGR is 18.65%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.

Q.1 Promoter shareholding and pledge status of Finkurve Financial Services Ltd?

Promoters hold 56.24% of the Finkurve Financial Services Ltd, with 19.04% of their stake pledged, indicating high pledge risk.

Q.1 Stock return of Finkurve Financial Services Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 12.1% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	9.4	10.4	12.3	15	16.3	20.4	22.7	50.4	90	140	207
YoY Gr. Rt. %	-	9.9%	19.1%	21.4%	8.9%	25.3%	11%	122.3%	78.6%	56%	-
Adj EPS (₹ )	0.1	0.1	0.2	0.1	0.3	0.4	1.7	1.1	1.3	1.4	1.9
YoY Gr. Rt. %	-	20%	216.7%	-57.9%	300%	12.5%	372.2%	-33.5%	12.4%	7.9%	-
BVPS (₹ )	1.1	1.2	1.4	1.4	10.4	10.7	12.4	13.6	14.8	16.2	24.6
YoY Gr. Rt. %	-	5.3%	15.1%	3.7%	629.6%	3.5%	15.9%	9.1%	9.4%	9.2%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.9	0.6	1.6	0.7	2.6	2.1	10.5	6.6	6.1	4.5	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	35%	53.8%	83.7%	56%
Adj EPS	44.5%	33.8%	-6.9%	7.9%
BVPS	34.4%	9.3%	9.2%	9.2%
Share Price	10.4%	-1.5%	-12.3%	-47.6%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	5.6	5.4	14.6	5.3	24.7	22.1	95.3	28.4	17.9	12.4	12.6
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	5	5.1	14.5	5.8	5.6	3.4	14.7	8.7	8.9	8.9	7.6

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	9	10	12	15	16	20	23	55	92	141
Interest Income	9	10	12	15	16	20	23	50	90	140
Other Income ⓘ	0	0	1	1	1	5	3	5	23	19
Exceptional Items ⓘ	0	0	0	0	0	0	0	4	2	1
Expenditure ⓘ +	9	10	10	14	11	14	17	35	71	117
Interest Expense ⓘ	8	9	8	12	8	7	3	5	6	17
Operating Expenses ⓘ	0	1	1	1	2	3	11	25	41	81
Provisions	0	0	1	1	1	5	3	5	23	19
Exceptional Items ⓘ	0	0	0	0	0	0	21	0	0	0
Profit Before Tax ⓘ	1	1	3	1	5	6	27	20	21	24
Taxes ⓘ	0	0	1	0	1	2	5	5	5	6
Profit After Tax	1	1	2	1	4	5	22	14	16	17
Adjusted EPS (₹)	0.1	0.1	0.2	0.1	0.3	0.4	1.7	1.1	1.3	1.4
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Valuation of Finkurve Financial - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	11	11	13	14	131	136	158	172	189	206
Share Capital ⓘ	10	10	10	10	13	13	13	13	13	13
Reserves ⓘ	1	2	4	4	119	123	145	160	176	194
Short term borrowings	3	5	99	93	68	76	18	38	39	158
Long Term Borrowings	69	70	12	-0	4	-1	4	15	38	86
Current Liabilities	4	12	101	94	69	82	31	51	60	190
Trade Payables	0	0	0	0	0	0	2	4	6	16
Other Liabilities	-3	-5	-99	-93	-69	-76	-20	-42	-45	-174
Total Liabilities ⓘ	83	93	126	107	205	217	193	238	287	482
Assets
Non Current Asset +	10	10	10	10	11	13	6	7	16	456
Loan Asset	0	0	0	0	0	0	0	0	0	426
Other Non Current Asset ⓘ	10	10	10	10	11	13	6	7	16	30
Current Asset +	73	83	117	97	194	204	187	231	271	26
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	73	83	117	97	194	204	187	231	271	26
Total Assets ⓘ	83	93	126	107	205	217	193	238	287	482

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-33	8	-30	30	-84	6	29	-20	-7	-134
Cash Flow From Investing Activity ⓘ	-0	-0	-0	-0	-1	-1	28	-1	-6	-5
Cash Flow From Financing Activity ⓘ	33	-6	28	-29	85	-4	-56	23	18	145
Net Cash Flow ⓘ	0	2	-3	1	-0	1	1	2	4	7

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0.10	0.10	0.20	0.10	0.30	0.40	1.70	1.10	1.30	1.40
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	1.1	1.2	1.4	1.4	10.4	10.7	12.4	13.6	14.8	16.2
Performance Ratios
ROA (%)	0.9	0.6	1.6	0.7	2.6	2.1	10.5	6.6	6.1	4.5
ROE (%)	5.0	5.1	14.5	5.8	5.6	3.4	14.7	8.7	8.9	8.9
ROCE (%)	14.8	11.7	10.2	11.1	8.6	6.2	15.5	12.1	11.2	11.5
Valuation Parameters
Price/Book(x)	13.3	26.5	37.4	26.7	0.0	4.1	4.9	5.2	3.5	6.6

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

10.11

20.04

19.16

19.04

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Finkurve Financial Services Ltd FAQs

The current trading price of Finkurve Financial on 12-Jun-2026 16:59 is ₹63.05.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 11-Jun-2026 the market cap of Finkurve Financial stood at ₹883.6 Cr

The latest P/E ratio of Finkurve Financial as of 11-Jun-2026 is 33.94.

The latest P/B ratio of Finkurve Financial as of 11-Jun-2026 is 2.56.

The 52-week high of Finkurve Financial is ₹134.3 and the 52-week low is ₹49.06.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Finkurve Financial is ₹207 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that Finkurve Financial Services Ltd is a average quality company.

The key valuation ratios of Finkurve Financial Services Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Finkurve Financial Services Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

About Finkurve Financial Services Ltd

Sanjay Leasing was incorporated on March 15, 1984 with the registrar of companies, Mumbai, Maharashtra as a Public Limited Company and obtained the certificate of commencement of business on March 23, 1984.

The company generates its income mainly from interest earned on loans, advance and investments, and service charges.

The registered office of the company is situated at 308-310, Veena Chambers, 21 Dalal Street, Fort, Mumbai- 400001.

Business area of the company

The company is engaged in the business of finance and investments. Leasing and hire purchase forms the main business activity.Other activities include providing loans and advances, investing activities, and financing.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
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Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
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Finkurve Financial Services Ltd (FINKURVE)

Finkurve Financial Services Ltd (FINKURVE)

Finkurve Financial Services stock performance

Check Before You Invest

Quality

Valuation

Price Trend

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Finkurve Financial - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Finkurve Financial Services Ltd FAQs

What is the share price of Finkurve Financial?

What is the market cap of Finkurve Financial?

What is the P/E ratio of Finkurve Financial?

What is the P/B ratio of Finkurve Financial?

What is the 52-week high and low of Finkurve Financial?

What is the TTM revenue of Finkurve Financial?

Is Finkurve Financial Services Ltd a good quality company?

Is Finkurve Financial Services Ltd undervalued or overvalued?

Is Finkurve Financial Services Ltd a good buy now?

About Finkurve Financial Services Ltd

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