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Finkurve Financial Services Ltd. Stock Analysis

Small Cap
Evaluated by 57 users | BSE: 508954 | NSE: |
Finance - NBFC
Sanjay Leasing was incorporated on March 15, 1984 with the registrar of companies, Mumbai, Maharashtra as a Public Limited Company and obtained the certificate of commencement of business on March 23, 1984.The company generates its income mainly from interest earned on loans, advance and...

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
 Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Operating Income (Rs. Cr.)00.10.10.10.329.410.412.315
Y-o-Y Gr. Rt.-125%11.1%-40%400%556.7%378.2%10%19%21.4%
Adjusted EPS (Rs.)
Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items
-0.01-0.01-0.02-0.02-0.030.010.050.060.190.1
Y-o-Y Gr. Rt.-NANANANANA400%20%216.7%-47.4%
Book Value per Share (Rs.)
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
0.440.431.111.091.051.071.131.191.371.47
Y-o-Y Gr. Rt.--2.3%158.1%-1.8%-3.7%1.9%5.6%5.3%15.1%7.3%
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%): Colour Rating Guide
  • >1.25 : Very Good
  • 1-1.25 : Somewhat Good
  • <1: Not Good
Net Profit/Total Funds (%)-2.01-2.05-3.11-1.93-2.230.520.850.641.640.8
Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.
Finkurve Financial Services Ltd. should be analysed on a Standalone basis
CAGR
CAGR Colour Code Guide
  9 yrs 5 yrs 3 yrs 1 yr
Operating Income93.2%118.6%16.7%21.4%
Adjusted EPS
Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.
NANA26%-47.4%
Book Value per Share
14.3%7%9.2%7.3%
Share Price 45.9% 21.9% 1.5% 1.8%
Key Financial Ratios
RATIOS \ YEARSMar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Asset Quality Ratio
To view Asset Quality Ratio Colour Rating Guide click here
Asset Quality Ratio: Colour Rating Guide
  • <0.5 : Very Good
  • 0.5-1 : Somewhat Good
  • >1 : Not Good
Net NPA to Net Advances (%)0000000000
Capitalization Ratio
To view Capitalization Ratio Colour Rating Guide click here
Capitalization Ratio: Colour Rating Guide
  • >17% : Very Good
  • 15%-17% : Somewhat Good
  • <15% : Not Good
Capital Adequacy Ratio (%)0000000000
Margins
Net Profit Margin (%) -64.72-32.84-182.24-369.85-88.387.25.585.4414.556.29
Performance Ratios
To view Performance Ratios Colour Rating Guide click here
Performance Ratios: Colour Rating Guide
  • >15 : Very Good
  • 12-15 : Somewhat Good
  • <12 : Not Good
Return on Equity (%) -1.95-1.98-3.14-1.93-2.591.394.955.0514.536.87
Entity Percentage Holding
Promoters 55.36%
Non-Institutions 44.64%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)
Data is not available for this company.

The 5-year analysis of Finkurve Financial Services Ltd.'s performance infers:

Finkurve Financial Services Ltd. earnings have grown by 0%, whereas share price has appreciated 21.9% CAGR over the past five years, indicating the company's share price is likely overvalued. However, for specific investment actions please connect with your investment advisor.

We analysed the performance of Finkurve Financial Services Ltd. share prices over the last 10 years. Here is what we found out:

Finkurve Financial Services Ltd. share price has appreciated 50.4% annually over the past ten years.

Sanjay Leasing was incorporated on March 15, 1984 with the registrar of companies, Mumbai, Maharashtra as a Public Limited Company and obtained the certificate of commencement of business on March 23, 1984.

The company generates its income mainly from interest earned on loans, advance and investments, and service charges.

The registered office of the company is situated at 308-310, Veena Chambers, 21 Dalal Street, Fort, Mumbai- 400001.

Business area of the company

Sanjay Leasing was incorporated on March 15, 1984 with the registrar of companies, Mumbai, Maharashtra as a Public Limited Company and obtained the certificate of commencement of business on March 23, 1984.

The company generates its income mainly from interest earned on loans, advance and investments, and service charges.

The registered office of the company is situated at 308-310, Veena Chambers, 21 Dalal Street, Fort, Mumbai- 400001.

Business area of the company

The company is engaged in the business of finance and investments. Leasing and hire purchase forms the main business activity.Other activities include providing loans and advances, investing activities, and financing.

Puchho Befikar
SEBI Registered: Investment Adviser - INA000013323
Research Analyst - INH000000719

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