What is Goenka Business & Finance Ltd (538787) share price return in the past 10 years?

Goenka Business & Finance Ltd share price has declined -21.1% annually (CAGR) over the past ten years.

What is the share price of Goenka Business & Finance Ltd (538787)?

Company share prices are keep on changing according to the market conditions. The current trading price of Goenka Business & Finance Ltd (538787) on 10-Jun-2026 11:44:00 at 11:44 is 9.87.

What is the P/E ratio of Goenka Business & Finance?

The latest standalone P/E ratio of Goenka Business & Finance as of 10-Jun-2026 is 2.91.

What is the P/B ratio of Goenka Business & Finance Ltd (538787)?

The latest standalone P/B ratio of Goenka Business & Finance Ltd (538787) as of 10-Jun-2026 is 0.37.

What is the 52-week high and low of Goenka Business & Finance Ltd (538787)?

The 52-week high of Goenka Business & Finance Ltd (538787) is Rs. 12.89 and the 52-week low is Rs. 6.06.

Goenka Business & Finance Ltd (538787) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Goenka Business & Finance Ltd (538787)
Brand: Goenka Business & Finance

Goenka Business & Finance Ltd (538787)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 538787 NSE: Finance - NBFC | Small Cap | Goenka Business Share Price

Goenka Business & Finance Ltd (538787)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 538787 NSE: Finance - NBFC | Small Cap | Goenka Business Share Price

Key Metrics

Valuation Multiples

Market Cap

₹13 Cr.

Current Price

₹9.9

52-Week Low / High

₹6 / 13

TTM EPS

₹3.5

Book Value per Share

₹27.7

P/E Ratio

2.91

Lower than its 5-year historical median

Industry PE

25.7

Price to Book (P/B)

0.37

In line with its 5-year historical median

EV/EBITDA

0.34

Lower than its 5-year historical median

Dividend Yield

0.00%

Profitability Efficiency

Return on Equity (ROE)

-1.86%

Return on Capital Employed (ROCE)

52.33%

Return on Assets (ROA)

-0.30%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Improving versus 3-year growth rate

-22.28%

Book Value Growth (1 Year)

Slowing versus 3-year growth rate

-0.79%

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹21.2 Cr.

Reserves

₹23 Cr.

Equity

₹13 Cr.

Face Value

₹10

All Time Low / High

₹0.53 / 560.10

Goenka Business & Finance stock performance

Key Ratios

Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Goenka Business & Finance Ltd a good quality company?

Goenka Business & Finance Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Goenka Business & Finance Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Goenka Business & Finance Ltd vs Industry Peers?

Goenka Business & Finance Ltd AUM CAGR is 2.37%, compared to the 5-year industry median CAGR of 9.68%, indicating slower growth and losing its market share.

Q.1 Promoter shareholding and pledge status of Goenka Business & Finance Ltd?

Promoters hold 14.91% of the Goenka Business & Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Goenka Business & Finance Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of -19% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	2.3	1.9	6.7	5.3	57.4	186	1,420	249	86	75	21
YoY Gr. Rt. %	-	-16.3%	250.6%	-20.9%	977.9%	225%	661.6%	-82.5%	-65.5%	-12.7%	-
Adj EPS (₹ )	0	0.1	-0.5	-0.7	-1.1	0.3	0.5	0.1	1.7	-0.5	3.5
YoY Gr. Rt. %	-	50%	-966.7%	NA	NA	NA	35.3%	-76.1%	1436.4%	-126.6%	-
BVPS (₹ )	23.7	23.8	23.3	22.6	21.5	21.9	22.3	22.4	24.2	24	27.7
YoY Gr. Rt. %	-	0.3%	-2.1%	-2.9%	-4.8%	1.5%	2.1%	0.4%	8%	-0.8%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.2	0.3	-1.8	-2.3	-1.3	0.2	0.3	0.1	1.4	-0.3	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	47.3%	5.5%	-62.5%	-12.7%
Adj EPS	-230.9%	NA	-199.3%	-126.6%
BVPS	0.1%	2.2%	2.5%	-0.8%
Share Price	-21.1%	20.2%	15.2%	-15.8%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	2.3	4.4	-10	-16.6	-2.4	0.2	0	0.1	2.6	-0.8	21.7
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0.2	0.3	-2.2	-3	-4.9	1.6	2.1	0.5	7.2	-1.9	12.8

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	2.29	1.92	6.73	5.56	58.17	186.56	1,420.35	248.83	85.96	78.11
Interest Income	2.29	1.92	6.73	5.32	57.39	186.49	1,420.35	248.83	85.96	75.03
Other Income ⓘ	0.13	0.02	0	1.86	0.12	0.15	1.83	0.08	2.05	0.06
Exceptional Items ⓘ	0	0	0	0.24	0.79	0.07	0.01	0	0	3.08
Expenditure ⓘ +	2.20	1.81	7.40	6.43	60.13	186.39	1,419.41	248.78	82.57	78.62
Interest Expense ⓘ	0	0	0.06	0.01	10.58	19.40	15.81	10.84	11.18	16.90
Operating Expenses ⓘ	2.07	1.79	7.34	4.56	49.43	166.83	1,401.77	237.86	69.34	61.65
Provisions	0.13	0.02	0	1.86	0.12	0.15	1.83	0.08	2.05	0.06
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.09	0.11	-0.67	-0.87	-1.96	0.18	0.94	0.05	3.39	-0.51
Taxes ⓘ	0.04	0.03	0	0.01	-0.56	-0.27	0.34	-0.09	1.20	0.08
Profit After Tax	0.05	0.08	-0.67	-0.88	-1.40	0.44	0.60	0.14	2.19	-0.58
Adjusted EPS (₹)	0.0	0.1	-0.5	-0.7	-1.1	0.3	0.5	0.1	1.7	-0.5
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Valuation of Goenka Business - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	30.82	30.92	30.27	29.39	27.99	28.42	29.02	29.13	31.46	31.21
Share Capital ⓘ	13	13	13	13	13	13	13	13	13	13
Reserves ⓘ	17.82	17.92	17.27	16.39	14.99	15.42	16.02	16.13	18.46	18.21
Short term borrowings	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	0.07	0.04	10.60	0	-0.56	-0.83	-0.48	-0.61	-0.01	-0.01
Current Liabilities	0.08	1.74	1.39	6.21	149.33	183.50	108.64	94.36	160.39	167.55
Trade Payables	0	1.61	1.25	0.06	0.26	0	0	9.43	0	0
Other Liabilities	-0	-1.61	-1.25	-0.06	-0.26	0	0	-9.43	-0	-0
Total Liabilities ⓘ	30.97	32.71	42.26	35.60	176.76	211.10	137.17	122.88	191.84	198.75
Assets
Non Current Asset +	0.10	0.07	0.06	0.04	0.03	0.07	0.07	0.05	0.03	0.04
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	0.10	0.07	0.06	0.04	0.03	0.07	0.07	0.05	0.03	0.04
Current Asset +	30.87	32.63	42.20	35.56	176.73	211.03	137.10	122.83	191.80	198.70
Current Investment	2.82	0.12	0.10	0.10	0.10	2.17	2.50	2.75	5.57	11.62
Other Current Asset	28.05	32.51	42.10	35.46	176.63	208.86	134.60	120.08	186.23	187.08
Total Assets ⓘ	30.97	32.71	42.26	35.60	176.76	211.10	137.17	122.88	191.84	198.75

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-3.09	-3.04	1.80	-1.58	7.76	2.42	-9.69	7.10	-5.52	-1.31
Cash Flow From Investing Activity ⓘ	3.40	2.68	0.02	0	-0	-0.06	-0.02	-0.01	-0	-0.03
Cash Flow From Financing Activity ⓘ	0	0	0	0	0	0	0	0	0	0
Net Cash Flow ⓘ	0.31	-0.36	1.82	-1.58	7.76	2.37	-9.71	7.10	-5.52	-1.35

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0	0.10	-0.50	-0.70	-1.10	0.30	0.50	0.10	1.70	-0.50
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	23.7	23.8	23.3	22.6	21.5	21.9	22.3	22.4	24.2	24
Performance Ratios
ROA (%)	0.2	0.3	-1.8	-2.3	-1.3	0.2	0.3	0.1	1.4	-0.3
ROE (%)	0.2	0.3	-2.2	-3.0	-4.9	1.6	2.1	0.5	7.2	-1.9
ROCE (%)	0.3	0.4	-1.7	-2.4	30.0	69.4	58.3	37.5	48.1	52.3
Valuation Parameters
Price/Book(x)	3.5	3.5	2.4	0.0	0.1	0.1	0.4	0.3	0.2	0.4

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Goenka Business & Finance Ltd FAQs

The current trading price of Goenka Business on 10-Jun-2026 11:44 is ₹9.87.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 09-Jun-2026 the market cap of Goenka Business stood at ₹13.39 Cr

The latest P/E ratio of Goenka Business as of 09-Jun-2026 is 2.91.

The latest P/B ratio of Goenka Business as of 09-Jun-2026 is 0.37.

The 52-week high of Goenka Business is ₹12.89 and the 52-week low is ₹6.06.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Goenka Business is ₹21.22 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Goenka Business & Finance Ltd is a below average quality company.

The key valuation ratios of Goenka Business & Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Goenka Business & Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Goenka Business & Finance Ltd

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Goenka Business & Finance Ltd (538787)

Goenka Business & Finance Ltd (538787)

Goenka Business & Finance stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Goenka Business - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Goenka Business & Finance Ltd FAQs

About Goenka Business & Finance Ltd

About MoneyWorks4Me

Our Vision

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Goenka Business & Finance Ltd (538787)

Goenka Business & Finance Ltd (538787)

Goenka Business & Finance stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Goenka Business - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Goenka Business & Finance Ltd FAQs

What is the share price of Goenka Business?

What is the market cap of Goenka Business?

What is the P/E ratio of Goenka Business?

What is the P/B ratio of Goenka Business?

What is the 52-week high and low of Goenka Business?

What is the TTM revenue of Goenka Business?

Is Goenka Business & Finance Ltd a good quality company?

Is Goenka Business & Finance Ltd undervalued or overvalued?

Is Goenka Business & Finance Ltd a good buy now?

About Goenka Business & Finance Ltd

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.