Is Goenka Business & Finance Ltd (538787) a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Goenka Business & Finance Ltd is a below average quality company .

Is Goenka Business & Finance Ltd (538787) undervalued or overvalued?

The key valuation ratios of Goenka Business & Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone .

What is Goenka Business & Finance Ltd (538787) share price return in the past 10 years?

Goenka Business & Finance Ltd share price has declined -17.4% annually (CAGR) over the past ten years.

Is Goenka Business & Finance Ltd (538787) a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Goenka Business & Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

What is the share price of Goenka Business & Finance Ltd (538787)?

Company share prices are keep on changing according to the market conditions. The current trading price of Goenka Business & Finance Ltd (538787) on 17-Apr-2026 16:59:59 at 16:59 is 10.33.

What is the P/E ratio of Goenka Business & Finance?

The latest standalone P/E ratio of Goenka Business & Finance as of 17-Apr-2026 is 28.75.

What is the P/B ratio of Goenka Business & Finance Ltd (538787)?

The latest standalone P/B ratio of Goenka Business & Finance Ltd (538787) as of 17-Apr-2026 is 0.41.

What is the 52-week high and low of Goenka Business & Finance Ltd (538787)?

The 52-week high of Goenka Business & Finance Ltd (538787) is Rs. 13.45 and the 52-week low is Rs. 6.06.

Goenka Business & Finance Ltd (538787) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Goenka Business & Finance Ltd (538787)
Brand: Goenka Business & Finance

Goenka Business & Finance Ltd (538787) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Key Metrics

Market Cap

₹13 Cr.

Earnings Per Share (TTM)

₹0.35

P/E Ratio

28.75

Price to Book (P/B)

0.41

EV/EBITDA

0.57

Current Price

₹10.3

Return on Capital Employed (ROCE)

52.33%

Return on Equity (ROE)

-1.86%

Return on Assets (ROA)

-0.30%

Gross NPA(%)

0.00

Book Value per Share

₹24.8

Net NPA(%)

0.00

Dividend Yield

0.00%

Net Interest Income Growth (1 Year)

-22.28%

Net Interest Income Growth (3 Years)

-65.41%

52-Week Low / High

₹6 / 13

Book Value Growth (1 Year)

-0.79%

Book Value Growth (3 Years)

2.46%

DeciZen - make an informed investing decision on Goenka Business

Based on:

Data

M-Cap below 100cr DeciZen not available

Goenka Business & Finance stock performance

Key Ratios

Is Goenka Business & Finance Ltd an attractive stock to invest in?

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	2.3	1.9	6.7	5.3	57.4	186	1,420	249	86	75	136
YoY Gr. Rt. %	-	-16.2%	250.5%	-21%	978.8%	225%	661.6%	-82.5%	-65.5%	-12.7%	-
Adj EPS (₹ )	0	0.1	-0.5	-0.7	-1.1	0.3	0.5	0.1	1.7	-0.5	0.4
YoY Gr. Rt. %	-	50%	-966.7%	NA	NA	NA	35.3%	-76.1%	1436.4%	-126.6%	-
BVPS (₹ )	23.7	23.8	23.3	22.6	21.5	21.9	22.3	22.4	24.2	24	24.8
YoY Gr. Rt. %	-	0.3%	-2.1%	-2.9%	-4.8%	1.5%	2.1%	0.4%	8%	-0.8%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.2	0.3	-1.8	-2.3	-1.3	0.2	0.3	0.1	1.4	-0.3	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	47.4%	5.5%	-62.5%	-12.7%
Adj EPS	-230.9%	NA	-199.3%	-126.6%
BVPS	0.1%	2.2%	2.5%	-0.8%
Share Price	-17.4%	32.6%	13.4%	-8.3%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	2.3	4.4	-10	-16.6	-2.4	0.2	0	0.1	2.6	-0.8	0.3
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0.2	0.3	-2.2	-3	-4.9	1.6	2.1	0.5	7.2	-1.9	1.4

Recent Performance Summary

Latest Financials

	Standalone	Consolidated
TTM EPS (₹)	0.4	-
TTM Sales (₹ Cr.)	136	-
BVPS (₹) ⓘ	24.8	-
Reserves (₹ Cr.) ⓘ	19	-
P/BV ⓘ	0.41	-
PE ⓘ	28.75	-

From the Market
52 Week Low / High (₹)	6.06 / 13.45
All Time Low / High (₹)	0.53 / 560.10
Market Cap (₹ Cr.)	13.2
Equity (₹ Cr.)	13
Face Value (₹)	10
Industry PE ⓘ	29.1

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Goenka Business - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	2.29	1.92	6.73	5.56	58.17	186.56	1,420.35	248.83	85.96	78.11
Interest Income	2.29	1.92	6.73	5.32	57.39	186.49	1,420.35	248.83	85.96	75.03
Other Income ⓘ	0.13	0.02	0	1.86	0.12	0.15	1.83	0.08	2.05	0.06
Exceptional Items ⓘ	0	0	0	0.24	0.79	0.07	0.01	0	0	3.08
Expenditure ⓘ +	2.20	1.81	7.40	6.43	60.13	186.39	1,419.41	248.78	82.57	78.62
Interest Expense ⓘ	0	0	0.06	0.01	10.58	19.40	15.81	10.84	11.18	16.90
Operating Expenses ⓘ	2.07	1.79	7.34	4.56	49.43	166.83	1,401.77	237.86	69.34	61.65
Provisions	0.13	0.02	0	1.86	0.12	0.15	1.83	0.08	2.05	0.06
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.09	0.11	-0.67	-0.87	-1.96	0.18	0.94	0.05	3.39	-0.51
Taxes ⓘ	0.04	0.03	0	0.01	-0.56	-0.27	0.34	-0.09	1.20	0.08
Profit After Tax	0.05	0.08	-0.67	-0.88	-1.40	0.44	0.60	0.14	2.19	-0.58
Adjusted EPS (₹)	0.0	0.1	-0.5	-0.7	-1.1	0.3	0.5	0.1	1.7	-0.5
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	30.82	30.92	30.27	29.39	27.99	28.42	29.02	29.13	31.46	31.21
Share Capital ⓘ	13	13	13	13	13	13	13	13	13	13
Reserves ⓘ	17.82	17.92	17.27	16.39	14.99	15.42	16.02	16.13	18.46	18.21
Short term borrowings	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	0.07	0.04	10.60	0	-0.56	-0.83	-0.48	-0.61	-0.01	-0.01
Current Liabilities	0.08	1.74	1.39	6.21	149.33	183.50	108.64	94.36	160.39	167.55
Trade Payables	0	1.61	1.25	0.06	0.26	0	0	9.43	0	0
Other Liabilities	-0	-1.61	-1.25	-0.06	-0.26	0	0	-9.43	-0	-0
Total Liabilities ⓘ	30.97	32.71	42.26	35.60	176.76	211.10	137.17	122.88	191.84	198.75
Assets
Non Current Asset +	0.10	0.07	0.06	0.04	0.03	0.07	0.07	0.05	0.03	0.04
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	0.10	0.07	0.06	0.04	0.03	0.07	0.07	0.05	0.03	0.04
Current Asset +	30.87	32.63	42.20	35.56	176.73	211.03	137.10	122.83	191.80	198.70
Current Investment	2.82	0.12	0.10	0.10	0.10	2.17	2.50	2.75	5.57	11.62
Other Current Asset	28.05	32.51	42.10	35.46	176.63	208.86	134.60	120.08	186.23	187.08
Total Assets ⓘ	30.97	32.71	42.26	35.60	176.76	211.10	137.17	122.88	191.84	198.75

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-3.09	-3.04	1.80	-1.58	7.76	2.42	-9.69	7.10	-5.52	-1.31
Cash Flow From Investing Activity ⓘ	3.40	2.68	0.02	0	-0	-0.06	-0.02	-0.01	-0	-0.03
Cash Flow From Financing Activity ⓘ	0	0	0	0	0	0	0	0	0	0
Net Cash Flow ⓘ	0.31	-0.36	1.82	-1.58	7.76	2.37	-9.71	7.10	-5.52	-1.35

Finance Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0	0	-1	-1	-1	0	0	0	2	-0
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	24	24	23	23	22	22	22	22	24	24
Performance Ratios
ROA (%)	0.2	0.3	-1.8	-2.3	-1.3	0.2	0.3	0.1	1.4	-0.3
ROE (%)	0.2	0.3	-2.2	-3.0	-4.9	1.6	2.1	0.5	7.2	-1.9
ROCE (%)	0.3	0.4	-1.7	-2.4	30.0	69.4	58.3	37.5	48.1	52.3
Valuation Parameters
Price/Book(x)	3.5	3.5	2.4	0.0	0.1	0.1	0.4	0.3	0.2	0.4

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Goenka Business & Finance Ltd FAQs

The current trading price of Goenka Business on 17-Apr-2026 16:59 is ₹10.33.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 16-Apr-2026 the market cap of Goenka Business stood at ₹13.20 Cr

The latest P/E ratio of Goenka Business as of 16-Apr-2026 is 28.75.

The latest P/B ratio of Goenka Business as of 16-Apr-2026 is 0.41.

The 52-week high of Goenka Business is ₹13.45 and the 52-week low is ₹6.06.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Goenka Business is ₹136 ( Cr.) .

About Goenka Business & Finance Ltd

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Goenka Business & Finance Ltd (538787) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Goenka Business Share Price