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Indergiri Finance Ltd (531505)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531505 NSE: Finance - NBFC | Small Cap | Indergiri Finance Share Price

₹19.08 0.90 (4.95%)

As on 10-Jun'26 09:18

Indergiri Finance Ltd (531505)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531505 NSE: Finance - NBFC | Small Cap | Indergiri Finance Share Price

₹19.08 0.90 (4.95%)

As on 10-Jun'26 09:18

Key Metrics
Valuation Multiples
Market Cap
₹9 Cr.
Current Price
₹19.1
52-Week Low / High
₹15 / 37
TTM EPS
₹-2.7
Book Value per Share
₹2.7
P/E Ratio
0.00
Industry PE
25.7
Price to Book (P/B)
6.68
Higher than its 5-year historical median
EV/EBITDA
-94.68
Lower than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
-44.39%
Return on Capital Employed (ROCE)
-9.61%
Return on Assets (ROA)
-11.04%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
122.73%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
-36.26%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹2.2 Cr.
Reserves
₹-4 Cr.
Equity
₹5.1 Cr.
Face Value
₹10
All Time Low / High
₹0.50 / 109.67

Indergiri Finance stock performance

Key Ratios
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M-Cap below 100cr DeciZen not available

Q.1 Is Indergiri Finance Ltd a good quality company?
Indergiri Finance Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

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We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

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How does Indergiri Finance Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Indergiri Finance Ltd vs Industry Peers?
Indergiri Finance Ltd AUM CAGR is 31.03%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.
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Q.1 Promoter shareholding and pledge status of Indergiri Finance Ltd?
Promoters hold 60.22% of the Indergiri Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Indergiri Finance Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 11.5% based on the current price.
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10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Indergiri Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)10.40.40.50.40.40.40.70.82.22
YoY Gr. Rt. %--57.3%8%1.6%-10.4%-6.4%-2.9%91.3%11.6%182.6%-
Adj EPS (₹ ) 0.20.10.10.100.1-0.30-1.3-3.1-2.7
YoY Gr. Rt. %--60%50%-22.2%-71.4%150%-700%NA-6500%NA-
BVPS (₹ )9.9101010.110.110.29.99.98.65.52.7
YoY Gr. Rt. %-0.6%0.6%0.7%0.2%0.5%-3%0.2%-13.4%-36.3%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)1.50.60.90.70.20.5-30.2-9.5-110

CAGR ⓘ

9 Years 5 Years 3 Years 1 Years
Net Interest Income9.7%40.6%82.1%182.6%
Adj EPS-240.1%-374.4%NANA
BVPS-6.4%-11.6%-17.9%-36.3%
Share Price 13.3% 47.8% 18% 6.7%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)7.96.910.57.32.56.7-40.91.4-82.1-70.6-62
Performance Ratios To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)1.50.60.90.70.20.5-30.2-13.9-44.4-129.8

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 0.970.410.450.460.410.410.370.790.812.36
Interest Income0.970.410.450.450.410.380.370.710.792.23
Other Income ⓘ 00.01000.01000.040.092.08
Exceptional Items ⓘ 000000.0200.080.020.14
Expenditure ⓘ + 0.860.370.390.410.400.370.280.751.434.45
Interest Expense ⓘ 000000000.120.76
Operating Expenses ⓘ 0.850.360.390.410.380.370.280.711.211.62
Provisions 00.01000.01000.040.092.08
Exceptional Items ⓘ 0000000000
Profit Before Tax ⓘ 0.110.040.060.050.010.030.090.04-0.63-2.09
Taxes ⓘ 0.040.010.020.0100.010.240.030.02-0.52
Profit After Tax 0.080.030.050.030.010.03-0.150.01-0.65-1.57
Adjusted EPS (₹)0.20.10.10.10.00.1-0.30.0-1.3-3.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Indergiri Finance - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +5.015.045.075.105.115.144.984.994.332.76
Share Capital ⓘ 5.065.065.065.065.065.065.065.065.065.06
Reserves ⓘ -0.06-0.020.010.040.050.07-0.08-0.07-0.73-2.30
Short term borrowings000000001.5010.54
Long Term Borrowings00-0.05-0.05-0.05-0.04-0-02.245.89
Current Liabilities 0.070.140.040.160.140.070.070.261.7911.48
Trade Payables0.020.0700000000
Other Liabilities-0.02-0.07000-00-0-1.50-10.54
Total Liabilities ⓘ 5.085.185.065.215.215.175.055.258.3620.12

Assets

Non Current Asset +0.080.080.070.070.080.660.660.037.5719.54
Loan Asset 000000007.5519.51
Other Non Current Asset ⓘ 0.080.080.070.070.080.660.660.030.020.02
Current Asset +55.104.995.145.134.514.395.220.790.59
Current Investment0000000000
Other Current Asset55.104.995.145.134.514.395.220.790.59
Total Assets ⓘ 5.085.185.065.215.215.175.055.258.3620.12

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity ⓘ -0.33-0.06-0-0.010.010.730.30-0.30-3.98-12.72
Cash Flow From Investing Activity ⓘ 00-0.02-00-0.6000.600.03-0.03
Cash Flow From Financing Activity ⓘ 000000003.6212.48
Net Cash Flow ⓘ -0.33-0.06-0.02-0.010.010.130.300.30-0.33-0.27

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios
EPS (₹)0.200.100.100.1000.10-0.300-1.30-3.10
DPS (₹)0000000000
BVPS (₹)9.9101010.110.110.29.99.98.65.5

Performance Ratios

ROA (%)1.50.60.90.70.20.5-3.00.2-9.5-11.0
ROE (%)1.50.60.90.70.20.5-3.00.2-13.9-44.4
ROCE (%)2.30.91.31.00.30.71.80.7-7.7-9.6

Valuation Parameters

Price/Book(x)0.60.50.00.00.50.30.30.76.54.8

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Indergiri Finance Ltd FAQs

The current trading price of Indergiri Finance on 10-Jun-2026 09:18 is ₹19.08.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 09-Jun-2026 the market cap of Indergiri Finance stood at ₹9.20 Cr

The latest P/E ratio of Indergiri Finance as of 09-Jun-2026 is 0.00.

The latest P/B ratio of Indergiri Finance as of 09-Jun-2026 is 6.68.

The 52-week high of Indergiri Finance is ₹36.64 and the 52-week low is ₹15.38.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Indergiri Finance is ₹2.22 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Indergiri Finance Ltd is a below average quality company.

The key valuation ratios of Indergiri Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Indergiri Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Indergiri Finance Ltd

Indergiri Finance was incorporated on January 27, 1995 as a public limited company under the Companies Act, 1956 in the state of Rajasthan at Jaipur. The company obtained the certificate of commencement of business on February 3, 1995.

Reserve Bank of India (RBI) has classified the company as a ‘loan company’ in the category of Non-banking Finance Company.

Business areas of the company:

The company is engaged in the business of leasing, hire purchase financing, loans & advances, investment banking and advisory services.

Future plans:

The company proposes to expand its range of services to include Issue Management, Money Market Operations, and other Corporate Financial Services. 

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