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N.B.I. Industrial Finance Co. Ltd (NBIFIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 0 NSE: NBIFIN Finance - NBFC | Small Cap | NBI Indl. Finance Share Price

BSE Share Price
Not Listed

N.B.I. Industrial Finance Co. Ltd (NBIFIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 0 NSE: NBIFIN Finance - NBFC | Small Cap | NBI Indl. Finance Share Price

BSE Share Price
Not Listed
Key Metrics
Valuation Multiples
Market Cap
₹535 Cr.
Current Price
₹0
52-Week Low / High
₹0 / 0
TTM EPS
₹42.1
Book Value per Share
₹8,928.9
P/E Ratio
43.07
Lower than its 5-year historical median
Industry PE
25.7
Price to Book (P/B)
0.20
In line with its 5-year historical median
EV/EBITDA
31.95
Lower than its 5-year historical median
Dividend Yield
0.02%
Profitability Efficiency
Return on Equity (ROE)
0.30%
Return on Capital Employed (ROCE)
0.38%
Return on Assets (ROA)
0.28%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
7.57%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
17.64%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹19.9 Cr.
Reserves
₹2,637 Cr.
Equity
₹1.5 Cr.
Face Value
₹5
All Time Low / High
- / -

N.B.I. Industrial Finance Co. stock performance

Key Ratios
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Quality

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Valuation

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Price Trend

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Q.1 Is N.B.I. Industrial Finance Co. Ltd a good quality company?
N.B.I. Industrial Finance Co. Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does N.B.I. Industrial Finance Co. Ltd performance compare with that of its Peers?
Q.1 AUM Growth of N.B.I. Industrial Finance Co. Ltd vs Industry Peers?
N.B.I. Industrial Finance Co. Ltd AUM CAGR is 16.83%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of N.B.I. Industrial Finance Co. Ltd?
Promoters hold 74.17% of the N.B.I. Industrial Finance Co. Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of N.B.I. Industrial Finance Co. Ltd over the last decade?
Over the last 5 years, the stock has delivered a CAGR of -8.12% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
N.B.I. Industrial Finance Co. Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)3.81015.76.314.42.212.310.112.913.920
YoY Gr. Rt. %-2534.2%-94.3%9.8%128.7%-85%467.6%-17.2%27.6%7.6%-
Adj EPS (₹ ) 13.9328.415.617.352.86.632.321.53228.742.1
YoY Gr. Rt. %-2264.2%-95.3%10.8%205.2%-87.6%392.2%-33.6%49.2%-10.3%-
BVPS (₹ )107.8435.5451.16,958.16,581.410,343.58,704.59,596.69,51711,195.68,928.9
YoY Gr. Rt. %-304.2%3.6%1442.4%-5.4%57.2%-15.9%10.3%-0.8%17.6%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)13.7120.23.50.50.80.10.30.20.30.30

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income15.4%-0.6%4.4%7.6%
Adj EPS8.4%-11.5%-3.9%-10.3%
BVPS67.5%11.2%8.8%17.6%
Share Price - -4.5% 6.5% -37.6%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)89.1806767.690.174.764.85260.860.962.7
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)13.8120.93.50.50.80.10.30.20.30.30.5

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 41016614212101314
Interest Income41016614212101314
Other Income 0011100000
Exceptional Items 0000000000
Expenditure + 1122111223
Interest Expense 0000000000
Operating Expenses 0111111223
Provisions 0011100000
Exceptional Items 0000000000
Profit Before Tax 3100441311181111
Taxes -01900-0-13332
Profit After Tax 381441328588
Adjusted EPS (₹)13.9328.415.617.352.86.632.321.532.028.7
Dividend Payout Ratio (%)0%0.20%0%0%0%0%0%1.90%1.60%1.70%

Valuation of NBI Indl. Finance - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +261071111,7091,6172,5412,1392,3582,3383,308
Share Capital 1111111111
Reserves 251061101,7081,6162,5402,1372,3562,3373,307
Short term borrowings0000000000
Long Term Borrowings000001236310093204
Current Liabilities 0000003576
Trade Payables0000000000
Other Liabilities0-00000-0-000
Total Liabilities 271081111,7101,6172,6652,2042,4632,4383,519

Assets

Non Current Asset +20611081,7001,6022,6172,1952,4572,3973,504
Loan Asset 0000000000
Other Non Current Asset 20611081,7001,6022,6172,1952,4572,3973,504
Current Asset +74731016481064115
Current Investment2331412700338
Other Current Asset514263419687
Total Assets 271081111,7101,6172,6652,2042,4632,4383,519

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity -3-3213-2-108665
Cash Flow From Investing Activity 331-123-136-39-12-6-5
Cash Flow From Financing Activity -00-000000-0-0
Net Cash Flow 0-111-336-31-600

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)27.80656.8015.6017.3052.806.6032.3021.503228.70
DPS (₹)01000000.400.500.50
BVPS (₹)215.5871.1451.16958.16581.410343.58704.59596.6951711195.6

Performance Ratios

ROA (%)13.7120.23.50.50.80.10.30.20.30.3
ROE (%)13.8120.93.50.50.80.10.30.20.30.3
ROCE (%)13.4149.53.50.50.80.10.50.40.50.4

Valuation Parameters

Price/Book(x)0.04.23.00.20.20.20.30.20.20.2

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

N.B.I. Industrial Finance Co. Ltd FAQs

The current trading price of NBI Indl. Finance on 01-Jan-1970 05:30 is ₹0.00.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 31-Dec-1969 the market cap of NBI Indl. Finance stood at ₹535.4 Cr

The latest P/E ratio of NBI Indl. Finance as of 31-Dec-1969 is 43.07.

The latest P/B ratio of NBI Indl. Finance as of 31-Dec-1969 is 0.20.

The 52-week high of NBI Indl. Finance is ₹0.00 and the 52-week low is ₹0.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of NBI Indl. Finance is ₹19.86 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that N.B.I. Industrial Finance Co. Ltd is a below average quality company.

The key valuation ratios of N.B.I. Industrial Finance Co. Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of N.B.I. Industrial Finance Co. Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About N.B.I. Industrial Finance Co. Ltd

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About MoneyWorks4Me

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