Is Sarvottam Finvest Ltd (539124) a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Sarvottam Finvest Ltd is a below average quality company .

Is Sarvottam Finvest Ltd (539124) undervalued or overvalued?

The key valuation ratios of Sarvottam Finvest Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone .

What is Sarvottam Finvest Ltd (539124) share price return in the past 10 years?

Sarvottam Finvest Ltd share price has declined -5.8% annually (CAGR) over the past ten years.

Is Sarvottam Finvest Ltd (539124) a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Sarvottam Finvest Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

What is the share price of Sarvottam Finvest Ltd (539124)?

Company share prices are keep on changing according to the market conditions. The current trading price of Sarvottam Finvest Ltd (539124) on 17-Apr-2026 16:59:59 at 16:59 is 17.23.

What is the P/E ratio of Sarvottam Finvest?

The latest standalone P/E ratio of Sarvottam Finvest as of 17-Apr-2026 is 187.50.

What is the P/B ratio of Sarvottam Finvest Ltd (539124)?

The latest standalone P/B ratio of Sarvottam Finvest Ltd (539124) as of 17-Apr-2026 is 0.51.

What is the 52-week high and low of Sarvottam Finvest Ltd (539124)?

The 52-week high of Sarvottam Finvest Ltd (539124) is Rs. 29.44 and the 52-week low is Rs. 15.36.

Sarvottam Finvest Ltd (539124) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Sarvottam Finvest Ltd (539124)
Brand: Sarvottam Finvest

Sarvottam Finvest Ltd (539124) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Key Metrics

Market Cap

₹13 Cr.

Earnings Per Share (TTM)

₹0.09

P/E Ratio

187.50

Price to Book (P/B)

0.51

EV/EBITDA

257.68

Current Price

₹17.2

Return on Capital Employed (ROCE)

-2.14%

Return on Equity (ROE)

-2.36%

Return on Assets (ROA)

-2.32%

Gross NPA(%)

0.00

Book Value per Share

₹33

Net NPA(%)

0.00

Dividend Yield

0.00%

Net Interest Income Growth (1 Year)

-10.93%

Net Interest Income Growth (3 Years)

0.83%

52-Week Low / High

₹15 / 29

Book Value Growth (1 Year)

-2.34%

Book Value Growth (3 Years)

-1.7%

DeciZen - make an informed investing decision on Sarvottam Finvest

Based on:

Data

M-Cap below 100cr DeciZen not available

Sarvottam Finvest stock performance

Key Ratios

Is Sarvottam Finvest Ltd an attractive stock to invest in?

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	2.1	4.6	3.4	2.1	2.7	2.1	1.6	1.9	1.8	1.6	1
YoY Gr. Rt. %	-	116%	-26.9%	-37.6%	30.6%	-24.9%	-22.4%	21.4%	-5.2%	-10.9%	-
Adj EPS (₹ )	0.1	0.1	0.1	-0.3	-0.1	-0.1	-0.3	-1.6	0.6	-0.8	0.1
YoY Gr. Rt. %	-	33.3%	8.3%	-323.1%	NA	NA	NA	NA	NA	-225.4%	-
BVPS (₹ )	35.2	35.3	35.4	35.2	35.1	35	34.7	33.1	33.7	32.9	33
YoY Gr. Rt. %	-	0.3%	0.3%	-0.8%	-0.2%	-0.2%	-0.9%	-4.6%	1.9%	-2.3%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.3	0.4	0.4	-0.8	-0.2	-0.2	-0.9	-4.6	1.9	-2.3	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	-2.9%	-9.8%	0.8%	-10.9%
Adj EPS	-227.3%	NA	NA	-225.4%
BVPS	-0.7%	-1.3%	-1.7%	-2.3%
Share Price	-5.8%	-12.2%	-20.5%	-19.8%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	3.2	2	2.8	-10.3	-1.9	-2.9	-15.2	-61.5	25.8	-36.1	4.6
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0.3	0.4	0.4	-0.8	-0.2	-0.2	-0.9	-4.7	1.9	-2.4	0.3

Recent Performance Summary

Latest Financials

	Standalone	Consolidated
TTM EPS (₹)	0.1	-
TTM Sales (₹ Cr.)	1.5	-
BVPS (₹) ⓘ	33	-
Reserves (₹ Cr.) ⓘ	17	-
P/BV ⓘ	0.51	-
PE ⓘ	187.50	-

From the Market
52 Week Low / High (₹)	15.36 / 29.44
All Time Low / High (₹)	15.36 / 68.25
Market Cap (₹ Cr.)	12.8
Equity (₹ Cr.)	7.5
Face Value (₹)	10
Industry PE ⓘ	29.1

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Sarvottam Finvest - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	2.18	4.58	3.35	2.09	2.79	2.11	1.72	2.21	2.17	1.69
Interest Income	2.12	4.58	3.35	2.09	2.73	2.05	1.59	1.93	1.83	1.63
Other Income ⓘ	0.51	0.09	0.11	0.62	0.49	0.58	0.69	2.21	0.59	0.95
Exceptional Items ⓘ	0.06	0	0	0	0.06	0.06	0.14	0.29	0.35	0.06
Expenditure ⓘ +	2.08	4.45	3.23	2.37	2.80	2.16	1.89	3.46	1.68	2.23
Interest Expense ⓘ	0	0	0	0	0	0	0	0	0	0
Operating Expenses ⓘ	1.57	4.35	3.12	1.75	2.31	1.58	1.20	1.24	1.09	1.28
Provisions	0.51	0.09	0.11	0.62	0.49	0.58	0.69	2.21	0.59	0.95
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.11	0.14	0.13	-0.29	-0.01	-0.04	-0.17	-1.24	0.49	-0.54
Taxes ⓘ	0.04	0.04	0.03	-0.07	0.04	0.01	0.07	-0.06	0.02	0.05
Profit After Tax	0.07	0.09	0.09	-0.21	-0.05	-0.06	-0.24	-1.18	0.47	-0.59
Adjusted EPS (₹)	0.1	0.1	0.1	-0.3	-0.1	-0.1	-0.3	-1.6	0.6	-0.8
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	26.39	26.48	26.58	26.36	26.31	26.25	26.01	24.82	25.30	24.71
Share Capital ⓘ	7.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50
Reserves ⓘ	18.89	18.98	19.08	18.86	18.81	18.75	18.51	17.32	17.80	17.21
Short term borrowings	0	0	0	0	0	0	0	0	0.50	0
Long Term Borrowings	-0	-0	-0	-0.07	-0.03	-0.02	-0	-0.06	-0.04	-0.03
Current Liabilities	0.70	0.10	0.06	0.06	0.08	0.15	0.34	0.19	0.62	0.17
Trade Payables	0.61	0	0	0	0.02	0	0	0.13	0.06	0.06
Other Liabilities	-0.61	-0	-0	-0	-0.02	-0	-0	-0.13	-0.56	-0.06
Total Liabilities ⓘ	27.08	26.58	26.64	26.35	26.36	26.38	26.35	24.96	25.88	24.84
Assets
Non Current Asset +	0.01	0.02	0.04	0.02	0.01	0.01	0.01	0.01	0.02	0.01
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	0.01	0.02	0.04	0.02	0.01	0.01	0.01	0.01	0.02	0.01
Current Asset +	27.07	26.57	26.60	26.33	26.34	26.36	26.34	24.95	25.87	24.83
Current Investment	0	0	0	0	0	0	0	0.36	1.52	0.82
Other Current Asset	27.07	26.57	26.60	26.33	26.34	26.36	26.34	24.59	24.34	24.01
Total Assets ⓘ	27.08	26.58	26.64	26.35	26.36	26.38	26.35	24.96	25.88	24.84

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-0.39	0.69	-0.64	0.04	-0.12	0.35	-0.31	0.03	1.17	-0.73
Cash Flow From Investing Activity ⓘ	-0	-0.01	-0.03	0	0.02	-0	0	0	-1.17	0.70
Cash Flow From Financing Activity ⓘ	0	0	0	0	0	0	0	0	0.50	-0.50
Net Cash Flow ⓘ	-0.39	0.67	-0.67	0.04	-0.10	0.35	-0.31	0.03	0.50	-0.53

Finance Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0	0	0	-0	-0	-0	-0	-2	1	-1
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	35	35	35	35	35	35	35	33	34	33
Performance Ratios
ROA (%)	0.3	0.4	0.4	-0.8	-0.2	-0.2	-0.9	-4.6	1.9	-2.3
ROE (%)	0.3	0.4	0.4	-0.8	-0.2	-0.2	-0.9	-4.7	1.9	-2.4
ROCE (%)	0.4	0.5	0.5	-1.1	-0.0	-0.2	-0.6	-4.9	1.9	-2.1
Valuation Parameters
Price/Book(x)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.8	0.8	0.6

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Sarvottam Finvest Ltd FAQs

The current trading price of Sarvottam Finvest on 17-Apr-2026 16:59 is ₹17.23.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 16-Apr-2026 the market cap of Sarvottam Finvest stood at ₹12.75 Cr

The latest P/E ratio of Sarvottam Finvest as of 16-Apr-2026 is 187.5.

The latest P/B ratio of Sarvottam Finvest as of 16-Apr-2026 is 0.51.

The 52-week high of Sarvottam Finvest is ₹29.44 and the 52-week low is ₹15.36.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Sarvottam Finvest is ₹1.48 ( Cr.) .

About Sarvottam Finvest Ltd

Sarvottam Finvest Limited was incorporated on November 30, 1978 as ‘Gobardhan Trading and Investment Company Limited’ under the provisions of the Companies Act, 1956 with the Registrar of Companies, West Bengal and received the certificate of Commencement of Business on December 16, 1978. The name of the company was changed from ‘Gobardhan Trading and Investment Company Limited’ to ‘Barclays & Chartered Financial Services Limited’ on March 21, 1995. The name of the company was further changed from ‘Barclays & Chartered Financial Services Limited’ to present name ‘Sarvottam Finvest Limited’ on August 8, 2011. Since then the Company is carrying on the Business in the name and style of ‘Sarvottam Finvest Limited.’

Sarvottam Finvest Limited is a Non-Banking Financial Company (NBFC) registered with RBI and is carrying on NBFC's activities. The main business of the company is to make both long term and short term investment in quoted as well as unquoted shares. The company also gives short term and long term loans to its borrowers. The company earns revenue by way of interest on loans so given to the borrowers, dividend on investments and revenue by purchase and sale of shares and securities.

Business area of the company

The company is engaged in the business of financing, providing loans and advances, inter-corporate deposits and investment & trading in shares & securities.

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
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Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
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Sarvottam Finvest Ltd (539124) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Sarvottam Finvest Share Price