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Unifinz Capital India Ltd (541358)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 541358 NSE: Finance - NBFC | Small Cap | Unifinz Capital Ind Share Price

₹85.24 4.05 (4.99%)

As on 11-Jun'26 16:59

Unifinz Capital India Ltd (541358)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 541358 NSE: Finance - NBFC | Small Cap | Unifinz Capital Ind Share Price

₹85.24 4.05 (4.99%)

As on 11-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹377 Cr.
Current Price
₹85.2
52-Week Low / High
₹61 / 130
TTM EPS
₹19.7
Book Value per Share
₹37.1
P/E Ratio
4.33
Lower than its 5-year historical median
Industry PE
25
Price to Book (P/B)
2.30
Lower than its 5-year historical median
EV/EBITDA
3.94
Lower than its 5-year historical median
Dividend Yield
0.59%
Profitability Efficiency
Return on Equity (ROE)
72.62%
Return on Capital Employed (ROCE)
56.43%
Return on Assets (ROA)
29.41%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
341.07%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
642.37%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹512 Cr.
Reserves
₹120 Cr.
Equity
₹44.3 Cr.
Face Value
₹10
All Time Low / High
₹3.14 / 134.94

Unifinz Capital India stock performance

Key Ratios
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Quality

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Valuation

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Price Trend

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Q.1 Is Unifinz Capital India Ltd a good quality company?
Unifinz Capital India Ltd is a average quality company, based on a somewhat consistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Unifinz Capital India Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Unifinz Capital India Ltd vs Industry Peers?
Unifinz Capital India Ltd AUM CAGR is 90.06%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Unifinz Capital India Ltd?
Promoters hold 24.64% of the Unifinz Capital India Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Unifinz Capital India Ltd over the last decade?
Over the last 5 years, the stock has delivered a CAGR of 9.45% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Unifinz Capital India Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)0.10.10.30.51.30.50.59.229.8121512
YoY Gr. Rt. %-20.5%110.9%71%141.3%-63.6%7.1%1733.7%225.7%307.2%-
Adj EPS (₹ ) 0-00.3-0.1-00.30.7-0.4-0.74.519.7
YoY Gr. Rt. %--100%NA-120%NANA116.1%-152.2%NANA-
BVPS (₹ )2.42.42.42.42.63.73.43.12.417.537.1
YoY Gr. Rt. %-0%2.1%-1.2%9.5%38.3%-8.2%-8.7%-22.9%642.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.6-0.110.9-1.8-0.18.316.4-4.9-4.2250

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income115.3%148.6%524.2%307.2%
Adj EPS82.7%NA89.1%NA
BVPS24.8%46%73.6%642.4%
Share Price - 5.8% 124.8% -29%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)8.6-1.5153.4-18.7-0.4104.3211.3-6-3.816.517
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)1.2-0.218.3-2.6-0.19.919.2-11-26.849.453.1

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Income + 011112930122512
Interest Income001100930121512
Other Income 0000001729188
Exceptional Items 0110120010
Expenditure + 011111103295394
Interest Expense 00000014738
Operating Expenses 00110172059168
Provisions 0000001729188
Exceptional Items 0000000000
Profit Before Tax -01-0-011-1-227117
Taxes -000000-0-1730
Profit After Tax -00-0-001-1-12087
Adjusted EPS (₹)0.00.3-0.10.00.30.7-0.4-0.74.519.7
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%2.20%2.50%

Valuation of Unifinz Capital Ind - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Equity and Liabilities

Equity Capital +1444655478164
Share Capital 13333333944
Reserves 0111322169120
Short term borrowings0000000000
Long Term Borrowings11111162630266
Current Liabilities 020000681539
Trade Payables000000021129
Other Liabilities00-0-00-0-0-2-11-29
Total Liabilities 2755761637123469

Assets

Non Current Asset +242465163699427
Loan Asset 0000000095417
Other Non Current Asset 2424651636410
Current Asset +033101112442
Current Investment00000000150
Other Current Asset03310111942
Total Assets 2755761637123469

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Cash Flow From Operating Activity -0-3-1-0-1-0-4-16-29-190
Cash Flow From Investing Activity 002011-0-0-1614
Cash Flow From Financing Activity -03-1-00-041752208
Net Cash Flow -0-01-101-10732

Financial Ratio

PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Operational & Financial Ratios

EPS (₹)-01.50-0.30-01.603.40-1.80-3.6022.7019.70
DPS (₹)000000000.500.50
BVPS (₹)1212.212.113.218.316.715.311.887.636.7

Performance Ratios

ROA (%)-0.110.9-1.8-0.18.316.4-4.9-4.225.029.4
ROE (%)-0.218.3-2.6-0.19.919.2-11.0-26.849.472.6
ROCE (%)2.019.7-1.2-0.19.820.45.710.348.156.4

Valuation Parameters

Price/Book(x)0.00.00.00.015.28.45.45.36.82.3

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Unifinz Capital India Ltd FAQs

The current trading price of Unifinz Capital Ind on 11-Jun-2026 16:59 is ₹85.24.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 10-Jun-2026 the market cap of Unifinz Capital Ind stood at ₹377.3 Cr

The latest P/E ratio of Unifinz Capital Ind as of 10-Jun-2026 is 4.33.

The latest P/B ratio of Unifinz Capital Ind as of 10-Jun-2026 is 2.30.

The 52-week high of Unifinz Capital Ind is ₹129.5 and the 52-week low is ₹61.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Unifinz Capital Ind is ₹512 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that Unifinz Capital India Ltd is a average quality company.

The key valuation ratios of Unifinz Capital India Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Unifinz Capital India Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Unifinz Capital India Ltd

Shree Worstex Limited is a company incorporated on June 2, 1982. It is registered with Registrar of Companies, Delhi. The company commenced its business on July 07, 1983. Registered office of the company is located at Aggarwal Plaza, Sector14, Rohini, New Delhi.

Pawan Kumar Mittal is Director of the company, who have the vast experience in running the business of the company effectively and efficiently. The company’s Board of Directors consisting of experienced and qualified professionals, overview all the strategic decisions and overall growth of the company. The Philosophy of its Management involves building relationship with its employees, clients as well as business associates.

Business area of the company

The company is registered on BSE and primarily engaged in the business of Non-Banking Financial Institution in India.

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