SEBI Reg. Investment Advisor

Download App

MoneyWorks4Me

Otco International Ltd (523151)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 523151 NSE: IT - Software | Small Cap | Otco International Share Price

₹8.77 -0.45 (-4.88%)

As on 10-Jun'26 16:59

Otco International Ltd (523151)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 523151 NSE: IT - Software | Small Cap | Otco International Share Price

₹8.77 -0.45 (-4.88%)

As on 10-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹12 Cr.
Current Price
₹8.8
52-Week Low / High
₹6 / 11
TTM EPS
₹0
TTM Sales
₹0 Cr.
Book Value per Share
₹2.1
P/E Ratio
498.19
Higher than its 5-year historical median
Industry PE
21.5
Price to Book (P/B)
4.45
Higher than its 5-year historical median
Price to Sales (P/S)
0.00
Lower than its 5-year historical median
EV/EBITDA
265.68
Higher than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
1.11%
Underperforms industry median
Return on Capital Employed (ROCE)
0.40%
Underperforms industry median
Return on Assets (ROA)
0.32%
Operating Profit Margin
8.3%
Net Profit Margin
3.27%
Gross Profit Margin
9.3%
Growth Momentum
1-yr vs 3-yr growth
Sales Growth (1 Year)
Slowing versus 3-year growth rate
-55.22%
Operating Profit Growth (1 Year)
-
-42.86%
Net Profit Growth (1 Year)
Slowing versus 3-year growth rate
-50%
Asset Quality
Promoter Holding
74.22%
Pledged shares (%) of Promoter's holding (%)
0.00%
Reserves
-
Equity
₹2.6 Cr.
Face Value
₹2
All Time Low / High
₹0.58 / 25.95

Otco International stock performance

Key Ratios
mw4me loader

Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Otco International Ltd a good quality company?
Otco International Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

How does Otco International Ltd performance compare with that of its Peers?
Q.1 Revenue growth of Otco International Ltd vs industry peers?
Otco International Ltd revenue CAGR is 18.20%, compared to the industry median CAGR of 2.48%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Otco International Ltd?
Promoters hold 74.22% of the Otco International Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Otco International Ltd over the last decade?
Over the last 9 year(s), the stock has delivered a CAGR of 12.9% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Otco International Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good

Value Creation

Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
ROCE % 125.5%8.9%70.6%-12.6%2%13.6%5.5%1.9%1%0.4%-
Value Creation
Index
8.0-0.44.0-1.9-0.90.0-0.6-0.9-0.9-1.0-

Growth Parameters

Sales 5.51.526.50.30.44.11.81.320.90
Sales YoY Gr.--72.9%1,681.2%-99.1%56%953.9%-56%-29.8%58.3%-55.2%-
Adj EPS 0.50.11.1-0.50.10.30.10.10.100
YoY Gr.--86.8%1442.9%-150%NA433.3%-59.4%-53.9%-16.7%-60%-
BVPS (₹) 0.80.91.91.41.51.81.9222.12.1
Adj Net
Profit
0.70.11.4-0.70.10.40.20.10.100
Cash Flow from Ops. 0.11.5-2.7-1.1-02.3-1.4-2.9-20.7-
Debt/CF from Ops. 00-0.5-2.1-90.70.5-0.9-1.5-3.28.6-

CAGR

9 Years 5 Years 3 Years 1 Years
Sales -18.2%18.2%-20.8%-55.2%
Adj EPS -30.5%-19.7%-46.4%-60%
BVPS11.3%7%2.2%1%
Share Price 11.3% 16.3% 19.3% 20.6%

Key Financial Parameters

Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Return on
Equity %
101.48.577.9-32.14.419.87.23.32.41.11
Op. Profit
Mgn %
15.43.26.6-282.3-0.69.2-1.8-5.56.88.345.6
Net Profit
Mgn %
12.465.3-274.220.810.29.66.63.13.3INF
Debt to
Equity
000.61.21.10.50.51.72.42.21.4
Working Cap
Days
35137418,2305,2885091,1871,8681,5093,6261,995
Cash Conv.
Cycle
5-127136,4102,4722484911,3461,2363,0261,936

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Sales5.501.4926.540.250.394.111.811.272.010.90
Operating Expenses > + 4.661.4524.780.970.393.731.841.341.880.83
Manufacturing Costs4.311.137.130.2403.341.351.393.350.35
Material Costs0012.14-0.0900-0.22-0.45-1.870.13
Employee Cost 0.090.120.280.420.180.190.130.120.160.14
Other Costs > 0.250.195.230.400.210.200.580.270.230.21
Operating Profit > 0.840.051.76-0.72-00.38-0.03-0.070.140.08
Operating Profit Margin (%) 15.4%3.2%6.6%-282.0%-0.6%9.2%-1.8%-5.4%6.8%8.3%
Other Income > + 0.010.060.060.230.100.150.240.1700.01
Exceptional Items > 0000000000
Interest > 000.030.1900000.010
Depreciation > 0.020.010.030.020.010.010.0100.060.05
Profit Before Tax > 0.840.091.76-0.690.080.510.200.100.070.04
Tax > 0.1600.350.0100.100.030.010.010.01
Profit After Tax 0.680.091.41-0.690.080.420.170.080.060.03
PAT Margin (%) 12.4%6.0%5.3%-274.0%20.8%10.2%9.6%6.6%3.1%3.3%
Adjusted EPS (₹)0.50.11.1-0.50.10.30.10.10.10.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Otco International - Standalone

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

mw4me loader

Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Shareholders Fund + 1.011.102.511.811.902.312.492.572.632.66
Share Capital 2.592.592.592.592.592.592.592.592.592.59
Reserves -1.58-1.49-0.08-0.78-0.70-0.28-0.11-0.020.040.07
Debt +001.472.152.171.191.294.396.415.88
Long Term Debt0000000000
Short Term Debt001.472.152.171.191.294.396.415.88
Minority Interest0000000000
Trade Payables0.030.952.251.471.592.451.860.020.470.04
Others Liabilities 0.160.060.160.280.031.180.310.270.290.01
Total Liabilities 1.212.116.395.725.677.135.957.259.808.59

Fixed Assets

Net Fixed Assets +0.010.010.060.040.030.020.010.010.120.08
Gross Block1.100.020.100.100.100.100.100.100.270.27
Accumulated Depreciation1.090.010.040.060.070.080.080.090.150.20
CWIP 0000000000
Investments 0000000000
Inventories005.015.105.105.105.335.787.647.52
Trade Receivables0.090000000.370.410.03
Cash Equivalents 0.321.850.570.010.011.290.010.200.060.21
Others Assets 0.790.250.750.560.530.720.590.891.560.75
Total Assets 1.212.116.395.725.677.135.957.259.808.59

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity + 0.131.49-2.71-1.05-0.022.26-1.38-2.90-1.990.68
PBT 0.840.091.76-0.690.080.510.200.100.070.04
Adjustment 0-0.05-00.210.010.010.010.010.060.05
Changes in Working Capital -0.161.49-4.46-0.57-0.121.75-1.5-2.98-2.110.61
Tax Paid -0.55-0.05000-0.01-0.08-0.03-0.01-0.01
Cash Flow From Investing Activity + 00.05-0.0200000-0.17-0
Capex -0.01-0.01-0.0800000-0.17-0
Net Investments 0000000000
Others 0.010.060.060000000
Cash Flow From Financing Activity + 001.440.490.02-0.980.103.102.01-0.53
Net Proceeds from Shares 0000000000
Net Proceeds from Borrowing 0000000000
Interest Paid 00-0.03-0.19-0-00-0-0.01-0
Dividend Paid 0000000000
Others 001.470.680.02-0.980.103.102.02-0.53
Net Cash Flow 0.131.54-1.29-0.55-0.011.28-1.280.19-0.140.15

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Ratios
ROE (%)101.368.5277.85-32.134.3619.847.23.312.421.11
ROCE (%)125.478.9170.55-12.592.0413.555.541.860.990.4
Asset Turnover Ratio6.960.96.240.040.070.640.280.190.240.1
PAT to CFO Conversion(x)0.1916.56-1.92N/A-0.255.38-8.12-36.25-33.1722.67
Working Capital Days
Receivable Days6.80000000107.8071.3090.30
Inventory Days0068.907,289.704,777.50453.601,0541,6011,2163,067.90
Payable Days0048.20-7,30700-3,514.70-764.40-48.20749.50

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Otco International Ltd FAQs

The current trading price of Otco International on 10-Jun-2026 16:59 is ₹8.77.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 09-Jun-2026 the market cap of Otco International stood at ₹11.96 Cr

The latest P/E ratio of Otco International as of 09-Jun-2026 is 498.2.

The latest P/B ratio of Otco International as of 09-Jun-2026 is 4.45.

The 52-week high of Otco International is ₹11.29 and the 52-week low is ₹6.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Otco International is ₹0.00 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Otco International Ltd is a below average quality company.

The key valuation ratios of Otco International Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Otco International Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Otco International Ltd

Otco International, established in 1981, is one of the leading providers of enterprise solutions for the micro finance industry and financial institutions. It has interacted closely with many NGOs and has acquired rich knowledge of the workings in the development sector, especially in the fields of micro finance and micro insurance.

The company is listed on Bombay, Kolkata and Bangalore Stock Exchanges. It is 100% debt-free and venture capital-free company. The company ranked within the top 50 highest dividend-paying companies.

Products of the company

1) Micro Finance

  • Enterprise impact
  • Grid impact
  • Micro impact
  • Core impact
  • Group Banker
  • Donor Network impact

2) Education sector

  • Scholastica

3) Insurance sector

  • Insure Academy

4) Religious Orgs

  • Ecclesia

5) Database Management

  • RemoteDBA

6) Corporates

  • Finwin
  • HR Optima
  • Assetman
  • Dynavent
  • Budget Optima

Services offered by the company

For NGOs

1) Impact Application Service Provider

  • Server co-location and maintenance
  • Web hosting and Management
  • Secured Web Data Transaction
  • Database management
  • MIS and Data Management

2) Financial and Portfolio Consultancy Services

3) Data warehousing and Data mining

4) Organizations' Impact Assessment

5) Organizations' Website maintenance and database management systems offered on these platforms:

  • Windows 2000 server, Linux
  • Oracle 8i/9i
  • SQL Server 2000, MySQL

For Corporates

1) Application Service Provider

  • Server co-location and maintenance
  • Web hosting and Management
  • Secured Web Data Transaction

2) Database management

3) MIS and Data Management

4) Database Management and Administration

5) Data warehousing and Data mining

6) Organizations' Website maintenance and database management systems offered on these platforms:

  • Windows 2000 server
  • Linux
  • Oracle 8i/9i
  • SQL Server 2000
  • MySQL 

Achievements

  • Business Association Agreement with NENO, LLC., USA
  • Otco launches Grid IMPACT
  • It goes the bangle way
  • The company gets IRDA nod to provide online training to sponsor and prospective insurance agents, on its web-based programme 'Insure Academy'.
  • Software for micro enterprise NGOs
  • Tata AIG Insurance to tap rural market
You have 1 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

×