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Saraswati Saree Depot Ltd (SSDL)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 544230 NSE: SSDL Trading | Small Cap | Saraswati Saree Dep. Share Price

₹54.58 0.05 (0.09%)

As on 10-Jun'26 16:59

Saraswati Saree Depot Ltd (SSDL)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 544230 NSE: SSDL Trading | Small Cap | Saraswati Saree Dep. Share Price

₹54.58 0.05 (0.09%)

As on 10-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹216 Cr.
Current Price
₹54.6
52-Week Low / High
₹46 / 108
TTM EPS
₹5.9
TTM Sales
₹631 Cr.
Book Value per Share
₹46.5
P/E Ratio
9.23
Lower than its 5-year historical median
Industry PE
36.2
Price to Book (P/B)
1.17
Lower than its 5-year historical median
Price to Sales (P/S)
0.34
Lower than its 5-year historical median
EV/EBITDA
3.96
Lower than its 5-year historical median
Dividend Yield
2.82%
Profitability Efficiency
Return on Equity (ROE)
26.34%
Outperforms industry median
Return on Capital Employed (ROCE)
30.87%
Outperforms industry median
Return on Assets (ROA)
11.91%
Operating Profit Margin
7.1%
Net Profit Margin
4.98%
Gross Profit Margin
6.3%
Growth Momentum
1-yr vs 3-yr growth
Sales Growth (1 Year)
Slowing versus 3-year growth rate
0.44%
Operating Profit Growth (1 Year)
Slowing versus 3-year growth rate
7.28%
Net Profit Growth (1 Year)
Slowing versus 3-year growth rate
3.56%
Asset Quality
Promoter Holding
74.98%
Pledged shares (%) of Promoter's holding (%)
0.00%
Reserves
₹162 Cr.
Equity
₹39.6 Cr.
Face Value
₹10
All Time Low / High
₹46.41 / 218.80

Saraswati Saree Depot stock performance

Key Ratios
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Quality

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Valuation

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Price Trend

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Q.1 Is Saraswati Saree Depot Ltd a good quality company?
Saraswati Saree Depot Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

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We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

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How does Saraswati Saree Depot Ltd performance compare with that of its Peers?
Q.1 Revenue growth of Saraswati Saree Depot Ltd vs industry peers?
Saraswati Saree Depot Ltd revenue CAGR is 3.74%, compared to the industry median CAGR of 4.99%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of Saraswati Saree Depot Ltd?
Promoters hold 74.98% of the Saraswati Saree Depot Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Saraswati Saree Depot Ltd over the last decade?
Over the last 1 year(s), the stock has delivered a CAGR of -35.37% based on the current price.
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10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Saraswati Saree Depot Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good

Value Creation ⓘ

Mar'21Mar'22Mar'23Mar'24Mar'25TTM
ROCE % ⓘ0%53.3%44.7%45.3%30.9%-
Value Creation
Index ⓘ		NA2.82.22.21.2-

Growth Parameters ⓘ
Sales ⓘ0550602611614631
Sales YoY Gr.-NA9.5%1.5%0.4%-
Adj EPS ⓘ03.76.98.97.75.9
YoY Gr.-NA86.6%28.5%-13.5%-
BVPS (₹) ⓘ03.810.719.642.246.5
Adj Net
Profit ⓘ		012.32329.530.623
Cash Flow from Ops. ⓘ0-39.735.2-8.52.5-
Debt/CF from Ops. ⓘ0-1.71.2-5.11.7-

CAGR ⓘ

9 Years 5 Years 3 Years 1 Years
Sales ⓘNANA3.7%0.4%
Adj EPS ⓘNANA27.6%-13.5%
BVPSⓘNANA124.2%115.4%
Share Price - - - -47%

Key Financial Parameters ⓘ

Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Return on
Equity % ⓘ		0196.796.258.925.213.3
Op. Profit
Mgn % ⓘ		03.85.76.67.15.1
Net Profit
Mgn % ⓘ		02.23.84.853.7
Debt to
Equity ⓘ		05.41.20.700
Working Cap
Days ⓘ		047899910984
Cash Conv.
Cycle ⓘ		01721284349

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'21Mar'22Mar'23Mar'24Mar'25
Sales0550602611614
Operating Expenses ⓘ + 0529568570570
Manufacturing Costs051264
Material Costs0497525534535
Employee Cost 048812
Other Costs ⓘ 022222218
Operating Profit ⓘ 021344143
Operating Profit Margin (%) -3.8%5.7%6.6%7.1%
Other Income ⓘ + 01224
Exceptional Items ⓘ 00000
Interest ⓘ 05432
Depreciation ⓘ 01115
Profit Before Tax ⓘ 016313941
Tax ⓘ 0481010
Profit After Tax 012233031
PAT Margin (%) -2.2%3.8%4.8%5.0%
Adjusted EPS (₹)0.03.76.98.97.7
Dividend Payout Ratio (%)0%0%0%0%29.40%

Valuation of Saraswati Saree Dep. - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Shareholders Fund + 0123565178
Share Capital ⓘ 0003340
Reserves ⓘ 0123532138
Debt +06741434
Long Term Debt004100
Short Term Debt0670434
Minority Interest00000
Trade Payables0881089592
Others Liabilities ⓘ 07111225
Total Liabilities ⓘ 0174196215299

Fixed Assets

Net Fixed Assets ⓘ +03337
Gross Block045611
Accumulated Depreciation01234
CWIP ⓘ 00000
Investments ⓘ 00448
Inventories07693108125
Trade Receivables069667585
Cash Equivalents 017191047
Others Assets ⓘ 09121527
Total Assets ⓘ 0174196215299

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity ⓘ + 0-4035-92
PBT ⓘ 016313941
Adjustment ⓘ 05531
Changes in Working Capital ⓘ 0-577-41-29
Tax Paid ⓘ 0-4-8-10-10
Cash Flow From Investing Activity ⓘ + 0-4-4-0-8
Capex 0-4-1-1-5
Net Investments 0000-4
Others ⓘ 00-411
Cash Flow From Financing Activity ⓘ + 061-29-042
Net Proceeds from Shares ⓘ 000092
Net Proceeds from Borrowing ⓘ 00000
Interest Paid ⓘ 0-4-4-2-1
Dividend Paid ⓘ 0000-9
Others ⓘ 065-252-39
Net Cash Flow ⓘ 0172-937

Financial Ratio

PARTICULARSMar'21Mar'22Mar'23Mar'24Mar'25
Ratios
ROE (%)N/A196.896.1558.8826.34
ROCE (%)N/A53.3344.7445.3130.87
Asset Turnover Ratio06.883.583.292.77
PAT to CFO Conversion(x)N/A-3.331.52-0.30.06
Working Capital Days
Receivable Days041.903737.9041.20
Inventory Days046.2046.405459.90
Payable Days032.4068.3069.5063.80

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Saraswati Saree Depot Ltd FAQs

The current trading price of Saraswati Saree Dep. on 10-Jun-2026 16:59 is ₹54.58.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 09-Jun-2026 the market cap of Saraswati Saree Dep. stood at ₹215.9 Cr

The latest P/E ratio of Saraswati Saree Dep. as of 09-Jun-2026 is 9.23.

The latest P/B ratio of Saraswati Saree Dep. as of 09-Jun-2026 is 1.17.

The 52-week high of Saraswati Saree Dep. is ₹108.2 and the 52-week low is ₹46.41.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Saraswati Saree Dep. is ₹631 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Saraswati Saree Depot Ltd is a below average quality company.

The key valuation ratios of Saraswati Saree Depot Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Saraswati Saree Depot Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Saraswati Saree Depot Ltd

The company was incorporated under the provisions of the Companies Act, 2013 as “Saraswati Saree Depot Private Limited” pursuant to certificate of incorporation dated March 18, 2021 issued by Central Registration Centre, Registrar of Companies. Subsequently, the company has been converted into a public limited company and the name of the Company has changed to “Saraswati Saree Depot Limited” pursuant to a special resolution passed at the Extra-Ordinary General Meeting of the Company held on March 08, 2023 and a fresh Certificate of Incorporation dated March 31, 2023 consequent upon change of name and upon conversion to public limited company has been issued by the RoC. 

Saraswati Saree Depot is a wholesaler of sarees, kurtis, lehengas, and other womens’ ethnic wear garments, with a management spanning three generations, a workforce with decades of experience, networks across the country and a loyal customer base. With its core objectives based on serving every customer, from a lady who wants to venture into entrepreneurship from her home, to dominant retailers in bigger towns and cities, the company is determined to not only expand its operations, but also to lead the charge in the growth of the industry as a whole, and promote the oldest and most experienced weavers of India. Currently, it is headquartered in Kolhapur, and has a second store in Ulhasnagar. The company’s sarees are sourced from different manufacturers across India. Over the years, the company has developed relationships with these manufacturers in hubs like Surat, Varanasi, Mau, Madurai, Dharmavaram, Kolkata, and Bengaluru. It regularly sources sarees and other women’s apparel from many weavers/suppliers across different states in India.

Business area of the company

The company is a key player in sarees wholesale (B2B) segment and its origin into the sarees business dates back to the year 1966. It is also engaged in the wholesale business of other women’s apparel wear such as kurtis, dress materials, blouse pieces, lehengas, bottoms, etc. 

Key awards, accreditations & recognitions

  • 2019: Received the “Star of the Industry” award at the Top 30 Kurti Expo 2019, organized by Indian Premier Fashions -Star Awards.
  • 2020: Received the “Achievers of South Maharashtra” Award by The Times of India.
  • 2020: Received the “Star of the Industry” award at the Top 30 Kurti Expo 2020, organized by Indian Premier Fashions -Star Awards.
  • 2022: Listed by Lokmat as an 'Icon of Kolhapur'. 
  • 2022: Received the “Sakal Brands of Maharashtra” Award organized by Sakal.
  • 2023: Received the “Iconic Brand” award at the Top 30 Kurti Expo 2023, organized by Indian Premier Fashions - Star Awards.

Key events and milestones

  • 1993: Started partnership firm under the name and style of “M/s. Saraswati Sarees Depot.
  • 2002: The firm organized the first annual promotional event “Utsav”.
  • 2015: Inaugurated Kolhapur Store spanning over 169,120 sq. ft.
  • 2015: Crossed turnover of Rs 3,000 million.
  • 2017: Expanded the product range by including ready-made garment i.e.“Kurtis”.
  • 2018: Crossed turnover of Rs 4,000 million.
  • 2021: Incorporated as Private Limited Company.
  • 2021: Opened Ulhasnagar Store.
  • 2022: Crossed turnover of Rs 5,000 million.
  • 2023: Converted from private limited to public company.
  • 2023: Crossed turnover of Rs 6,000 million.
  • 2023: Admitted as a partner of Saraswati Saree Depot, Ahmednagar.


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