MoneyWorks4Me

SBI Life Insurance Company Ltd (SBILIFE)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 540719 NSE: SBILIFE Insurance | Large Cap | SBI Life Insurance Share Price

₹1,695 -6.00 (-0.35%)

As on 11-Sep'26 16:01

SBI Life Insurance Company Ltd (SBILIFE)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 540719 NSE: SBILIFE Insurance | Large Cap | SBI Life Insurance Share Price

₹1,695 -6.00 (-0.35%)

As on 11-Sep'26 16:01

Key Metrics
Valuation Multiples
Market Cap
₹1,70,670 Cr.
Current Price
₹1,695
52-Week Low / High
₹1,676 / 2,133
TTM EPS
-
TTM Sales
-
Book Value per Share
-
P/E Ratio
Industry PE
14
Price to Book (P/B)
Price to Sales (P/S)
EV/EBITDA
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
%
Return on Capital Employed (ROCE)
%
Return on Assets (ROA)
%
Growth Momentum
1-yr vs 3-yr growth
Revenue Growth (1 Year)
-
-
Net Profit Growth (1 Year)
-
-
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
13.54%
Asset Quality
Promoter Holding
55.32%
Pledged shares (%) of Promoter's holding (%)
0.00%
Reserves
-
Equity
₹1,003.4 Cr.
Face Value
₹10
All Time Low / High
₹487.00 / 2132.90

SBI Life Insurance Company stock performance

Key Ratios
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Check Before You Invest

Valuation

Undervalued

Price Trend

Weak
Q.1 Is SBI Life Insurance Company Ltd a good quality company?
SBI Life Insurance Company Ltd is a good quality company, based on a consistently good multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

DeciZen - make an informed investing decision on SBI Life Insurance

Decision Maker
Consolidated basis

1. Right Stock

10 Year X-ray Pro
Long Term Prospect

2. Right Price

3. Right Time

#Likely Future 5 Year CAGR.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
SBI Life Insurance Company Ltd has performed well in majority of the past ten years indicating its past ten year financial track record is very good

Value Creation

Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
ROCE % 19.2%20%19.9%17.3%16.3%14.5%14.5%14.1%15.9%14.2%-
Value Creation
Index
0.70.80.80.50.50.30.3NANANA-

Growth Parameters

Sales 00000000000
Sales YoY Gr.-NANANANANANANANANA-
Adj EPS 9.611.513.314.214.615.117.218.924.124.625.9
YoY Gr.-20.4%15.4%7.2%2.4%3.4%14.2%10%27.3%2.3%-
BVPS (₹) 54.763.774.688.8100.9114.1129.1145.7167.5190.2200.5
Adj Net
Profit
9551,1501,3271,4221,4561,5061,7211,8942,4132,4702,601
Cash Flow from Ops. 8,52510,39513,47319,29923,87821,85228,65629,12225,54734,523-
Debt/CF from Ops. 0000000000-

CAGR

9 Years 5 Years 3 Years 1 Years
Sales NANANANA
Adj EPS 11.1%11.1%12.7%2.3%
BVPS14.9%13.5%13.8%13.5%
Share Price - 7.6% 7.9% -6.5%

Key Financial Parameters

Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Return on
Equity %
18.819.419.217.415.31414.113.815.413.8-
Op. Profit
Mgn %
0000000000-
Net Profit
Mgn %
0000000000-
Debt to
Equity
0000000000-
Working Cap
Days
00000000000
Cash Conv.
Cycle
00000000005

Valuation of SBI Life Insurance - Consolidated

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Financials

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Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

SBI Life Insurance Company Ltd FAQs

The current trading price of SBI Life Insurance on 11-Sep-2026 16:01 is ₹1,695.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 10-Sep-2026 the market cap of SBI Life Insurance stood at ₹1,70,669.8 Cr

The latest P/E ratio of SBI Life Insurance as of 10-Sep-2026 is 65.62.

The latest P/B ratio of SBI Life Insurance as of 10-Sep-2026 is 8.48.

The 52-week high of SBI Life Insurance is ₹2,132.9 and the 52-week low is ₹1,675.7.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of SBI Life Insurance is ₹1,02,856 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that SBI Life Insurance Company Ltd is a good quality company.

The key valuation ratios of SBI Life Insurance Company Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of SBI Life Insurance Company Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About SBI Life Insurance Company Ltd

SBI Life Insurance Company Limited (SBI Life), incorporated in the year 2000, established as joint venture between State Bank of India and BNP Paribas Cardif S.A. and is one of the leading life Insurance companies in India. SBI Life has a multi-channel distribution network comprising of an expansive Bancassurance channel with SBI, which has an unrivalled strength of many branches across the country. SBI Life also has a large and productive agent network. The Company’s other distribution channels include direct sales and sales through corporate agents, brokers, insurance marketing firms and other intermediaries. The Company is listed on National Stock Exchange (NSE) and The Bombay Stock Exchange (BSE).

Business area of the company

SBI Life offers a comprehensive range of life insurance and pension products at competitive prices, ensuring high standards of customer service and world class operating efficiency. The Company offers individual and group products which include savings and protection plans to address the insurance needs of diverse customer segments.

Products

SBI Life has a wide range of products catering to various customer needs in the life, health, pension & micro-insurance segments. These products are customer centric, simple to understand and have competitive features. The products include Individual Life Insurance Plans and Group Insurance Plans.

Awards

  • 2016: Outlook Money Awards 2016
  • 2016: CLO Chief Learning Officer Summit India - 2016
  • 2016: LIMRA and LOMA Social Media Silver Bowl Awards 2016
  • 2016: CLO Chief Learning Officer Summit India - 2016
  • 2016: Life Insurance Company of the Year
  • 2016: Bancassurance Leader Life Insurance
  • 2017: Skoch Resilient India awards 2017
  • 2017: DSCI Excellence Awards 2017
  • 2017: CTO Leadership Award 2017
  • 2017: Digital Innovation Award 2017
  • 2017: TISS Leapvault CLO Awards 2017
  • 2017: Fintelekt Insurance Awards 2017 -Data Analytics Initiative of the Year (Overall Award Across Life, General, Health)
  • 2017: Fintelekt Insurance Awards 2017 -Bancassurance Leader, Life Insurance (Large Companies Category)
  • 2017: Fintelekt Insurance Awards 2017 - Private Sector Life Insurance Company of the Year (Large Category)
  • 2017: Brand of the Year 2016-17
  • 2018: TISS Leapvault CLO Awards 2018
  • 2018: 30th Qualtech Prize 2018
  • 2018: Risk & Insurance Management Society (RIMS), USA 2018
  • 2018: Golden Peacock Award for Risk Management 2018
  • 2019: Indian Television BrandVid Awards 2019
  • 2019: Foxglove Awards 2019
  • 2019: ICC Emerging Asia Insurance Conclave & Awards 2019
  • 2019: SMART Award-Life Insurance in Large Category
  • 2019: Gold Shield from ICAI for FY 2018-19
  • 2020: India's Leading Life Insurance Company - Private
  • 2020: Financial Services Company of the Year
  • 2020: Life Insurance Provider of the Year

Milestones

  • 2000: Startup Information (Important Events of Financial Year 2000-01)
  • 2000: SBI Life Insurance Co. Ltd. incorporated under Companies Act,1956 on October 11, 2000 Joint Venture agreement signed with BNP Cardif on February 27, 2001.
  • 2001: Actual Commencement of Business
  • 2002: Launch of Bancassurance Channel
  • 2004: Launch of Unit Linked Product
  • 2005: First new generation Private Life Insurance Company to make profit for the year at Rs 2.03 crore
  • 2007: Wipes of entire accumulated loss, GWP (Gross Written Premium) benchmark of Rs 5000 crore achieved
  • 2009: GWP (Gross Written Premium) crosses Rs 10,000 crore benchmark
  • 2010: Number of branches exceeded 500 branches
  • 2011: Profits cross Rs 500 crore
  • 2012: Assets under Management cross Rs 50,000 crore
  • 2014: Declaration of higher Dividend
  • 2015: GWP (Gross Written Premium) crosses milestone of 15,000 crore - Rs 15825 crore
  • 2016: Renewal Premium Collection crosses milestone of Rs 10,000 crore - Rs 10,871 crore
  • 2017: Assets under Management cross Rs 1,00,000 crore
  • 2018: SBI Life got listed on BSE and NSE
  • 2018: Total Asset under Management (AuMs) of the Company crossed Rs 1 trillion
  • 2018: The Company clocked in profit after tax of Rs 10 billion
  • 2019: The Company crossed the Rs 300 billion revenue mark in Gross Written Premium
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