Right Stock
Color-codes for the 10 Year X-Ray and Future Prospects tell you the fundamental strength of the stock.
Best Practice Tip: Avoid Red stocks.
To know more, click here
Right Price
This tells you whether a stock is undervalued, using:
MRP - Fair value of the stock .
DP (Discount Price) - Sensible Buy price of the stock.
CMP - Current Market Price of the stock.
Margin of Safety - Difference from MRP to reduce risk.
Best Practice Tip: Invest in stocks when they are at a reasonable discount to the MRP.
To know more, click here
X

State Bank Of Bikaner and Jaipur - (Amalgamated)

Mid Cap

Evaluated by 652 users |

BSE

: 501061 |

NSE

: SBBJ |

Bank - Public

Add to Portfolio Add to Watchlist

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Consolidated basis
 Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16
Net Interest Income (Rs. Cr.)9399391,1031,2121,7702,2212,5662,8242,9413,304
Y-o-Y Gr. Rt.-0%17.5%9.8%46.1%25.5%15.5%10.1%4.2%12.3%
Total Income2,8673,5244,3874,5605,4366,8908,2249,0459,93210,650
Y-o-Y Gr. Rt.-22.9%24.5%3.9%19.2%26.8%19.4%10%9.8%7.2%
Adjusted EPS (Rs.)
Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items
54.756.3472.1681.41110.1893.15104.32104.53110.98121.51
Y-o-Y Gr. Rt.-3%28.1%12.8%35.3%-15.5%12%0.2%6.2%9.5%
Book Value per Share (Rs.)
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
295.78306.42366.03432.38570.16594.98680.59765.13858.95963.26
Y-o-Y Gr. Rt.-3.6%19.5%18.1%31.9%4.4%14.4%12.4%12.3%12.1%
Net Profit/Total Funds (%)
  • >1.25 : Very Good
  • 1-1.25 : Somewhat Good
  • <1 : Not Good
Net Profit/Total Funds (%)0.990.830.920.910.940.960.920.830.80.8
Net NPA to Net Advances (%): Colour Rating Guide
  • < 0.5 : Very Good
  • 0.5-1 : Somewhat Good
  • >1: Not Good
Net NPA to Net Advances (%)1.090.830.850.770.831.922.272.762.542.75
Capital Adequacy Ratio: Colour Rating Guide
  • > 12% : Very Good
  • 9%-12% : Somewhat Good
  • <9%: Not Good
Capital Adequacy Ratio - - - - - - - - - 11.33%
CAGR
Growth rate helf you understand how the company has performed over different time frames.
CAGR Colour Code Guide
CAGR Colour Code Guide
  • >12% : Very Good
  • 8% to 12% : Somewhat Good
  • <8% : Not Good
  9 yrs 5 yrs 3 yrs 1 yr
Net Interest Income15%13.3%8.8%12.3%
Total Income15.7%14.4%9%7.2%
Adjusted EPS
Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.
9.3%2%5.2%9.5%
Book Value per Share
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
14%11.1%12.3%12.1%
Share Price -3.3% -2.2% -7.5% -29.7%
 
RATIOS \ YEARSMar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16
Interest Earned / Total Income82.886.6186.8587.2288.2391.3191.1790.3190.6790.07
Margins
Margins: Colour Rating Guide
  • >2.75 : Very Good
  • 1.75-2.75 : Somewhat Good
  • <1.75 : Not Good
NIM (%)2.82.342.442.292.913.163.053.182.953.07
Performance Ratios
Performance Ratios: Colour Rating Guide
  • >15% : Very Good
  • 12%-15% : Somewhat Good
  • <12% : Not Good
Return on Equity (%)19.9918.7121.4620.3920.9118.5916.3614.4613.6713.34
Liquidity Ratio
Liquidity Ratio: Colour Rating Guide
  • >35 : Very Good
  • 25-35 : Somewhat Good
  • <25 : Not Good
CASA (%) 35.0135.2637.8239.0638.5137.3535.8839.5138.8538.7
MoneyWorks4me
Assessment
Community
Assessment
Select Your Assessment of 10 Year X-Ray
Your assessment has been saved successfully.
What do we look at?
Management Assessment: An assessment of the trustworthiness of the management based
on 5 important parameters. These parameters are colour coded as Green (Very Good),
Orange (Somewhat Good) and Red (Not Good)
Percentage Holding
75.07%
10.40%
14.53%
Pledged *0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
*  Pledged shares as % of Promoter's holding (%)
 
Return to Top
Puchho Befikar