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ING Vysya Bank Ltd.(Amalgamated) (INGVYSYABK)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531807 NSE: INGVYSYABK Bank - Private | Small Cap | ING Vysya Bank Share Price

BSE Share Price
Not Listed

ING Vysya Bank Ltd.(Amalgamated) (INGVYSYABK)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531807 NSE: INGVYSYABK Bank - Private | Small Cap | ING Vysya Bank Share Price

BSE Share Price
Not Listed
Key Metrics
Valuation Multiples
Market Cap
₹19,733 Cr.
Current Price
₹0
52-Week Low / High
₹1,016 / 1,056
TTM EPS
₹34.3
TTM Sales
₹5,205 Cr.
Book Value per Share
₹363.5
P/E Ratio
29.99
Industry PE
18.7
Price to Book (P/B)
2.83
EV/EBITDA
23.15
Dividend Yield
INF%
Profitability Efficiency
Return on Equity (ROE)
11.44%
Return on Capital Employed (ROCE)
12.35%
Net Interest Margin (NIM)
3.00%
Return on Assets (ROA)
1.14%
Growth Momentum
1-yr vs 3-yr growth
Deposit Growth (1 Year)
Slowing versus 3-year growth rate
-0.28%
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
13.94%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
26.41%
Asset Quality
CASA
33.4%
Gross NPA(%)
0.73%
Net NPA(%)
0.28%
Cost to Income Ratio
56.96%
Cost of Liabilities
6.78%
Reserves
₹6,787 Cr.
Equity
₹192 Cr.
Face Value
₹10
All Time Low / High
₹26.21 / 1055.50

ING Vysya Bank .(Amalgamated) stock performance

Key Ratios
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10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
ING Vysya Bank Ltd.(Amalgamated) has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good
Mar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14TTM
Net Interest Income (₹ Cr.)3574814464996508301,0071,2091,5391,7540
YoY Gr. Rt. %-34.9%-7.3%11.8%30.3%27.7%21.3%20.1%27.3%13.9%-
Total Income1,1241,4481,5512,1072,7882,8543,3494,5265,5886,0720
YoY Gr. Rt. %-28.8%7.1%35.9%32.3%2.4%17.3%35.2%23.5%8.7%-
Adj EPS (₹ ) -25.83.49.716.118.420.326.330.439.634.934.3
YoY Gr. Rt. %-NA185.8%66.2%14.5%9.9%29.9%15.5%30.3%-11.9%-
BVPS (₹ )249.399.7108.7139.5155.5185.6208.7258.6292.5369.8363.5
YoY Gr. Rt. %--60%9.1%28.3%11.5%19.4%12.4%23.9%13.1%26.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-0.30.20.50.70.70.70.91.11.21.10
To view Net NPA to Net Advances (%) Colour Rating Guide click here
Net NPA to Net Advances (%)2.11.810.71.21.20.40.20.20.3-
To view Capital Adequacy Ratio (%) Colour Rating Guide click here
Capital Adequacy Ratio (%)-----------

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income19.4%22%20.3%13.9%
Total Income20.6%16.8%21.9%8.7%
Adj EPSNA13.6%9.8%-11.9%
BVPS4.5%18.9%21%26.4%
Share Price - - - -

Key Financial Ratios

RATIOS \ YEARSMar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14TTM
Interest Earned / Total Income88.1684.4581.7779.7680.3478.2480.4585.218785.72NAN
Margins To view Margins Colour Rating Guide click here
NIM (%)2.53.12.52.12.22.62.72.72.930
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)-64.39.513.712.512.713.414.314.611.40
Liquidity Ratio To view Liquidity Ratio Colour Rating Guide click here
CASA (%)24.22728.931.52732.634.634.332.533.4-

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14
Income +1,123.651,447.591,550.542,106.902,788.032,853.783,348.654,526.465,588.336,072.06
Interest Income 990.581,222.441,267.881,680.442,239.892,232.832,693.943,856.934,861.675,205.27
Other Income 133.08225.15282.66426.45548.13620.94654.72669.54726.66866.79
Expenditure +1,020.671,269.841,319.921,791.412,362.622,210.472,713.283,758.324,595.234,944.27
Interest Expense 633.82741.25822.021,181.881,590.261,4031,687.412,648.263,322.623,451.74
Operating Expenses 386.85528.59497.90609.54772.36807.471,025.871,110.071,272.611,492.53
Provisions172.77131.19102.0565.65134.81272.21146.10114.1582.53149.93
Profit Before Tax-69.7946.56131.95259.48295.24372.86483.78654.41901.86978.01
Taxes -34.1315.0242.1094.52106.06129.80165.36198.04288.68320.09
Profit After Tax -35.6631.5489.85164.95189.18243.06318.41456.36613.18657.92
Adjusted EPS (₹)-25.843.399.7016.1018.4420.2626.3230.4039.6034.88
Dividend Payout Ratio (%)0%0%6.70%9.30%10.90%12.30%11.40%13.20%13.90%17.20%

Valuation of ING Vysya Bank - Consolidated

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14

Equity and Liabilities

Share Capital 22.7190.7290.90102.47102.60119.97120.99150.12154.85188.64
Total Reserves 660.80925.431,008.261,436.231,601.962,214.852,508.033,834.734,477.876,889.01
Deposits12,569.3813,335.2415,413.5420,496.0124,885.6025,861.7630,191.2135,190.8841,329.0441,212.24
Borrowings 830.781,107.45843.551,249.813,185.323,671.394,146.915,696.496,511.269,668.48
Minority Interest0000000000
Other Liabilities 1,282.841,314.431,920.832,256.482,093.012,013.342,047.522,112.542,364.202,455.03
Total Liabilities 15,366.5016,773.2719,277.1025,54131,868.5033,881.3039,014.6646,984.7654,837.2260,413.40

Assets

Balance with RBI 666.67841.65945.812,263.531,791.022,329.592,183.781,982.371,944.723,295.20
Balance with Banks448.35283.84645.89921.23490.60697.46337.661,248.22888.762,530.88
Investments 4,167.804,363.164,517.056,291.3110,493.4410,470.8211,056.1712,713.4018,276.1316,718.66
Advances 9,080.6110,231.6311,976.1614,649.5516,756.3818,507.1923,602.1428,721.4031,772.0335,828.85
Net Block 294.29278.56268.28257.48262.82263.64462.55461.47452.95472.99
Other Assets690.22646.94795.501,016.011,899.671,380.111,331.831,818.331,455.741,515.06
Total Assets 15,366.5016,773.2719,277.1025,54131,868.5033,881.3039,014.6646,984.7654,837.2260,413.40

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14
Cash Flow From Operating Activity 128.28-198.18315.041,426.66-2,250.24-37.61-923.45-1,720.47-1,215.68-1,930.01
Cash Flow From Investing Activity -8.76-77.45-26-35.81-74.98-100.32-42.68-47.58-50.31-82.60
Cash Flow From Financing Activity -9.34286.10177.17202.211,421.68883.35460.542,477.20868.885,005.21
Net Cash Flow 110.1810.47466.211,593.06-903.54745.42-505.60709.15-397.112,992.60

Financial Ratio

PARTICULARSMar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14

Operational & Financial Ratios

EPS (₹)-25.803.409.7016.1018.4020.3026.3030.4039.6034.90
DPS (₹)000.701.5022.50345.506
BVPS (₹)249.399.7108.7139.5155.5185.6208.7258.6292.5369.8

Margin Ratios

Yield on Advances (%)10.912.010.611.513.412.111.413.415.314.5
Yield on Investments (%)5.27.96.75.94.95.76.67.87.38.7
Cost of Liabilities (%)4.75.15.15.45.74.84.96.57.06.8
NIM (%)2.53.12.52.12.22.62.72.72.93.0
Interest Spread (%)6.26.85.56.07.77.36.57.08.47.7

Performance Ratios

ROA (%)-0.30.20.50.70.70.70.91.11.21.1
ROE (%)-6.04.39.513.712.512.713.414.314.611.4
ROCE (%)2.99.111.916.712.611.112.714.015.812.4

Efficiency Ratios

Cost to Income Ratio (%)79.074.868.365.964.555.761.859.156.257.0
Operating Costs to Assets (%)2.53.22.62.42.42.42.62.42.32.5

Valuation Parameters

Price/Book(x)0.61.41.62.40.81.51.51.41.91.7

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

ING Vysya Bank Ltd.(Amalgamated) FAQs

The current trading price of ING Vysya Bank on 01-Jan-1970 05:30 is ₹0.00.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 31-Dec-1969 the market cap of ING Vysya Bank stood at ₹19,732.6 Cr

The latest P/E ratio of ING Vysya Bank as of 31-Dec-1969 is 32.44.

The latest P/B ratio of ING Vysya Bank as of 31-Dec-1969 is 2.63.

The 52-week high of ING Vysya Bank is ₹1,055.5 and the 52-week low is ₹1,015.7.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of ING Vysya Bank is ₹5,629 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that ING Vysya Bank Ltd.(Amalgamated) is a average quality company.

No data found

No data found

About ING Vysya Bank Ltd.(Amalgamated)

Vysya Bank, incorporated in 1930, is one the leading bank in India. Much later in the year 1985, it became the largest private sector bank. In 1987 the company set up Vysya Bank Leasing.

Later 1990 it promoted Vysya Bank Housing Finance. In 2001 the company forayed into insurance business by setting up ING Vysya Life Insurance Company.

In 2002, Dutch banking giant ING took over the management of the bank and the name was changed to ING Vysya Bank. Today it has presence in over 5 countries, employing over 120000 people and serving 75 million customers across the globe.

ING Vysya Bank Ltd is a premier private sector bank with retail, private and wholesale banking platforms that serve over two million customers. With over 80 years of history in India and leveraging ING’s global financial expertise, the bank offers a broad range of innovative and established products and services, across its 547 branches.

Products and Services

In Personal Banking to offer wide range of products and services in deposits, loans, investments, insurance, forex services, demat services, online services and wealth management services.

In NRI banking it offers money transfer, Investment products such as International deposit, Mutual fund, online share trading, etc; also offer property solution, insurance loan.

In Business banking it caters to SME, Retails, NRI and other corporates offering spectrum of products and services.

The bank also provides wealth management services through ING Wealth Management Services.Awards

2011
ING was included in the 2011 DJSI World Index - the longest-running global sustainability benchmarks worldwide and the FTSE4 Good which is designed to measure the performance of companies that meet globally recognised corporate responsibility standards.

ING Vysya Bank was ranked among top 5 Most Trusted Brands among private sector banks in India in the Economic Times Brand Equity - Neilsen survey 2011.

2012

ING Vysya Bank was awarded the 'Safest Banker' by The New Indian Express, one of India's premier publications, at The Sunday Standard FINWIZ 2012 - Best Bankers’ Award.

2013
ING Vysya Bank won the Best Private Sector Bank award in Asset Quality category at the ‘Dun & Bradstreet – Polaris Banking Awards 2013’ announced on August 22.


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