What is Reliance Home Finance Ltd (RHFL) share price return in the past 10 years?

Data is not available for this company

What is the share price of Reliance Home Finance Ltd (RHFL)?

Company share prices are keep on changing according to the market conditions. The current trading price of Reliance Home Finance Ltd (RHFL) on 25-Jun-2026 16:59:59 at 16:59 is 2.17.

What is the P/E ratio of Reliance Home Finance?

The latest standalone P/E ratio of Reliance Home Finance as of 25-Jun-2026 is 4.35.

What is the P/B ratio of Reliance Home Finance Ltd (RHFL)?

The latest standalone P/B ratio of Reliance Home Finance Ltd (RHFL) as of 25-Jun-2026 is -1.81.

What is the 52-week high and low of Reliance Home Finance Ltd (RHFL)?

The 52-week high of Reliance Home Finance Ltd (RHFL) is Rs. 6.45 and the 52-week low is Rs. 1.82.

Reliance Home Finance Ltd (RHFL) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Reliance Home Finance Ltd (RHFL)
Brand: Reliance Home Finance

Reliance Home Finance Ltd (RHFL)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 540709 NSE: RHFL Finance - Housing | Small Cap | Reliance Home Fin. Share Price

Reliance Home Finance Ltd (RHFL)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 540709 NSE: RHFL Finance - Housing | Small Cap | Reliance Home Fin. Share Price

Key Metrics

Valuation Multiples

Market Cap

₹105 Cr.

Current Price

₹2.2

52-Week Low / High

₹2 / 6

TTM EPS

₹0.5

Book Value per Share

₹-1.2

P/E Ratio

4.35

Higher than its 3-year historical median

Industry PE

14.3

Price to Book (P/B)

-1.81

In line with its 5-year historical median

EV/EBITDA

-35.16

Lower than its 5-year historical median

Dividend Yield

Profitability Efficiency

Return on Equity (ROE)

0.00%

Return on Capital Employed (ROCE)

250.03%

Return on Assets (ROA)

164.02%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Book Value Growth (1 Year)

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹0.2 Cr.

Reserves

₹-543 Cr.

Equity

₹485.1 Cr.

Face Value

₹10

All Time Low / High

₹0.71 / 115.00

Reliance Home Finance stock performance

Key Ratios

Check Before You Invest

Quality

Locked

Valuation

Locked

Price Trend

Locked

Q.1 Is Reliance Home Finance Ltd a good quality company?

Reliance Home Finance Ltd is a average quality company, based on a somewhat consistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Reliance Home Finance Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Reliance Home Finance Ltd vs Industry Peers?

Reliance Home Finance Ltd AUM CAGR is %, compared to the 0-year industry median CAGR of 4.02%, indicating slower growth and losing its market share.

Q.1 Promoter shareholding and pledge status of Reliance Home Finance Ltd?

Promoters hold 0.74% of the Reliance Home Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Reliance Home Finance Ltd over the last decade?

Over the last 5 years, the stock has delivered a CAGR of -3.45% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Operating Income (₹ Cr.)	427	501	804	1,073	1,623	1,986	1,587	803	291	382	0
YoY Gr. Rt. %	-	17.4%	60.5%	33.5%	51.2%	22.4%	-20.1%	-49.4%	-63.8%	31.5%	-
Adj EPS (₹ )	6.6	10.5	13.2	14.9	3.5	1.4	-7.7	-31.3	-112.1	111.7	0.5
YoY Gr. Rt. %	-	59.2%	25.6%	13.1%	-76.9%	-59.7%	-656.8%	NA	NA	NA	-
BVPS (₹ )	70.5	81	87.6	87.7	37.6	37.7	30	-1.3	-113.5	-1.6	-1.2
YoY Gr. Rt. %	-	14.9%	8.1%	0.1%	-57.2%	0.4%	-20.5%	-104.4%	NA	NA	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	1.3	1.5	1.3	1.8	1.3	0.4	-2.3	-10.4	-53.5	164	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	-1.2%	-25.1%	-37.8%	31.5%
Adj EPS	37%	100.5%	NA	NA
BVPS	-165.8%	-153.4%	-137.9%	NA
Share Price	-	-19.7%	-10.3%	-65.7%

Key Financial Ratios


RATIOS \ YEARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0.6	0.7	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	20.4	15.2	16.3	19.2	19.8	0	0	0	0	0	-
Margins
Net Profit Margin (%)	10.2	13.8	10.8	16.1	10.3	3.4	-23.6	-189.2	-1871.3	1417.8	11024.1
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	9.8	13.9	15.6	21.7	11.8	3.7	-22.9	-218.6	0	0	-41.9

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Income +	434	513	823	1,355	1,683	2,003	1,603	840	294	9,443
Interest Income	427	501	804	1,073	1,623	1,986	1,587	803	291	382
Other Income ⓘ	31	17	31	283	166	353	677	1,825	6,720	0
Exceptional Items ⓘ	7	12	19	281	61	17	16	37	3	9,061
Expenditure ⓘ +	368	407	686	1,217	1,436	1,901	2,170	3,143	8,200	152
Interest Expense ⓘ	277	317	536	749	1,062	1,323	1,337	1,220	1,185	32
Operating Expenses ⓘ	60	73	119	185	208	226	157	99	295	120
Provisions	31	17	31	283	166	353	677	1,825	6,720	0
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	-277
Profit Before Tax ⓘ	66	106	137	138	247	102	-567	-2,303	-7,906	9,014
Taxes ⓘ	23	37	50	-35	80	34	-192	-783	-2,467	3,595
Profit After Tax	43	69	87	173	167	67	-375	-1,520	-5,440	5,419
Adjusted EPS (₹)	6.6	10.5	13.2	14.9	3.5	1.4	-7.7	-31.3	-112.0	111.7
Dividend Payout Ratio (%)	0%	0%	0%	3.40%	29%	0%	0%	0%	0%	0%

Valuation of Reliance Home Fin. - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Equity and Liabilities
Equity Capital +	464	533	620	1,099	1,825	1,842	1,467	-53	-5,492	-74
Share Capital ⓘ	66	66	66	116	485	485	485	485	485	485
Reserves ⓘ	398	468	554	983	1,339	1,357	982	-538	-5,977	-559
Short term borrowings	208	816	768	1,004	1,090	4,399	2,882	2,565	2,255	0
Long Term Borrowings	2,191	2,942	4,661	7,264	11,892	11,144	10,008	9,283	6,875	99
Current Liabilities	1,089	2,163	2,545	2,830	1,537	4,984	3,909	4,540	5,178	22
Trade Payables	1	2	2	5	4	6	0	1	1	0
Other Liabilities	-209	-818	-770	-977	-1,094	-4,406	-2,882	-2,566	-2,256	-0
Total Liabilities ⓘ	3,745	5,639	7,826	11,224	15,253	17,970	15,384	13,770	6,561	46
Assets
Non Current Asset +	2,711	4,527	6,019	9,404	14,825	16,766	13,735	12,227	3,393	29
Loan Asset	0	0	5,954	9,051	14,410	16,251	13,240	10,787	3,108	0
Other Non Current Asset ⓘ	2,711	4,527	66	353	415	515	494	1,439	285	29
Current Asset +	1,034	1,111	1,764	1,737	428	1,203	1,649	1,543	3,167	18
Current Investment	320	0	73	454	0	24	939	10	7	0
Other Current Asset	714	1,111	1,690	1,282	428	1,180	711	1,533	3,160	18
Total Assets ⓘ	3,745	5,639	7,826	11,224	15,253	17,970	15,384	13,770	6,561	46

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Cash Flow From Operating Activity ⓘ	412	-179	433	-3,296	-3,507	-1,189	4,713	3,068	-597	4,103
Cash Flow From Investing Activity ⓘ	-282	293	-72	-355	496	-55	-856	-1,560	848	103
Cash Flow From Financing Activity ⓘ	0	0	0	3,227	2,818	1,291	-3,927	-1,374	-367	-4,035
Net Cash Flow ⓘ	130	114	362	-425	-194	47	-70	135	-116	171

Financial Ratio

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Operational & Financial Ratios
EPS (₹)	6.60	10.50	13.20	14.90	3.50	1.40	-7.70	-31.30	-112.10	111.70
DPS (₹)	0	0	0	0.50	1	0	0	0	0	0
BVPS (₹)	70.5	81	87.6	87.7	37.6	37.7	30	-1.3	-113.5	-1.6
Performance Ratios
ROA (%)	1.3	1.5	1.3	1.8	1.3	0.4	-2.3	-10.4	-53.5	164.0
ROE (%)	9.8	13.9	15.6	21.7	11.8	3.7	-22.9	-218.0	0.0	0.0
ROCE (%)	10.9	10.0	11.1	9.9	10.2	8.8	4.8	-7.8	-66.7	250.0
Valuation Parameters
Price/Book(x)	0.0	0.0	0.0	0.0	1.6	0.8	0.0	-1.8	-0.0	-1.5

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Reliance Home Finance Ltd FAQs

The current trading price of Reliance Home Fin. on 25-Jun-2026 16:59 is ₹2.17.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 24-Jun-2026 the market cap of Reliance Home Fin. stood at ₹105.3 Cr

The latest P/E ratio of Reliance Home Fin. as of 24-Jun-2026 is 4.35.

The latest P/B ratio of Reliance Home Fin. as of 24-Jun-2026 is -1.81.

The 52-week high of Reliance Home Fin. is ₹6.45 and the 52-week low is ₹1.82.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Reliance Home Fin. is ₹0.22 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that Reliance Home Finance Ltd is a average quality company.

The key valuation ratios of Reliance Home Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Reliance Home Finance Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

About Reliance Home Finance Ltd

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
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Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
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Reliance Home Finance Ltd (RHFL)

Reliance Home Finance Ltd (RHFL)

Reliance Home Finance stock performance

Check Before You Invest

Quality

Valuation

Price Trend

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Reliance Home Fin. - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Reliance Home Finance Ltd FAQs

What is the share price of Reliance Home Fin.?

What is the market cap of Reliance Home Fin.?

What is the P/E ratio of Reliance Home Fin.?

What is the P/B ratio of Reliance Home Fin.?

What is the 52-week high and low of Reliance Home Fin.?

What is the TTM revenue of Reliance Home Fin.?

Is Reliance Home Finance Ltd a good quality company?

Is Reliance Home Finance Ltd undervalued or overvalued?

Is Reliance Home Finance Ltd a good buy now?

About Reliance Home Finance Ltd

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