SEBI Reg. Investment Advisor

Download App
Help Center Subscribe
Money Works 4 Me Logo MoneyWorks4Me
Talk to Advisor
Login Get Free Account
Sign Up

MoneyWorks4Me

Log In Sign Up Schedule Free 15‑min Call
Login Get Free Account
Sign Up

SBI Home Finance Ltd (SBIHOMEFIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 500379 NSE: SBIHOMEFIN Finance - Housing | Small Cap | SBI Home Finance Share Price

BSE Share Price
Not Listed

SBI Home Finance Ltd (SBIHOMEFIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 500379 NSE: SBIHOMEFIN Finance - Housing | Small Cap | SBI Home Finance Share Price

BSE Share Price
Not Listed
Key Metrics
Valuation Multiples
Market Cap
₹23 Cr.
Current Price
₹0
52-Week Low / High
₹0 / 0
TTM EPS
₹-16.4
Book Value per Share
₹-174.2
P/E Ratio
0.00
Industry PE
14.5
Price to Book (P/B)
-0.09
EV/EBITDA
250.14
Dividend Yield
NAN%
Profitability Efficiency
Return on Equity (ROE)
0.00%
Return on Capital Employed (ROCE)
0.00%
Return on Assets (ROA)
-127.19%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
-
-
Book Value Growth (1 Year)
-
-
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹0 Cr.
Reserves
₹-276 Cr.
Equity
₹15 Cr.
Face Value
₹10
All Time Low / High
₹4.00 / 64.50

SBI Home Finance stock performance

Key Ratios
mw4me loader

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'99Mar'00Mar'01Mar'02Mar'03Mar'04Mar'05Mar'06Mar'07Mar'08TTM
Operating Income (₹ Cr.)66.85340.139.228.47.50.70.40.910
YoY Gr. Rt. %--20.7%-24.3%-2.2%-27.7%-73.7%-91.2%-32.4%102.5%13.5%-
Adj EPS (₹ ) -30.2-16.4-14.5-60.1-33.5-16.9-13.5-14-3.1-12.2-16.4
YoY Gr. Rt. %-NANANANANANANANANA-
BVPS (₹ )-12.2-28.6-43.1-103.2-136.7-153.6-167.1-181.1-184.2-196.4-174.2
YoY Gr. Rt. %-NANANANANANANANANA-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)-7.6-4.7-4.8-20.8-14.1-15.9-69.7-85.1-22.7-127.20

CAGR ⓘ

9 Years 5 Years 3 Years 1 Years
Net Interest Income-37.2%-48.6%15.8%13.5%
Adj EPSNANANANA
BVPSNANANANA
Share Price - - - -

Key Financial Ratios

RATIOS \ YEARSMar'99Mar'00Mar'01Mar'02Mar'03Mar'04Mar'05Mar'06Mar'07Mar'08TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)-67.8-46.3-54.1-229.9-177.2-339.2-3092.8-4728-520.1-1789.1-INF
Performance Ratios To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)-1064.60000000009.4

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'99Mar'00Mar'01Mar'02Mar'03Mar'04Mar'05Mar'06Mar'07Mar'08
Income + 66.8553.4640.1639.2633.7820.901.640.6317.053.55
Interest Income66.805340.1139.2428.387.450.660.440.901.02
Other Income ⓘ 16.160.770.5164.7534.531.360.020.0100.03
Exceptional Items ⓘ 0.050.460.040.025.4013.450.980.1916.162.53
Expenditure ⓘ + 112.1477.9961.85129.4484.0746.1921.9421.6121.7221.79
Interest Expense ⓘ 87.3270.1754.6157.6843.2428.6621.3021.3021.3021.36
Operating Expenses ⓘ 8.657.056.737.016.3016.160.620.310.420.41
Provisions 16.160.770.5164.7534.531.360.020.0100.03
Exceptional Items ⓘ 0000000000
Profit Before Tax ⓘ -45.29-24.53-21.70-90.19-50.29-25.29-20.31-20.98-4.67-18.24
Taxes ⓘ 00000000.010.010
Profit After Tax -45.29-24.53-21.70-90.19-50.29-25.29-20.31-20.99-4.67-18.25
Adjusted EPS (₹)-30.2-16.4-14.5-60.1-33.5-16.9-13.5-14.0-3.1-12.2
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of SBI Home Finance - Standalone

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

mw4me loader

Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'99Mar'00Mar'01Mar'02Mar'03Mar'04Mar'05Mar'06Mar'07Mar'08

Equity and Liabilities

Equity Capital +-18.36-42.89-64.59-154.77-205.06-230.35-250.66-271.64-276.32-294.56
Share Capital ⓘ 15151515151515151515
Reserves ⓘ -33.36-57.89-79.59-169.77-220.06-245.35-265.66-286.64-291.32-309.56
Short term borrowings0000000000
Long Term Borrowings485.03427.48421.74467.82370.5500000
Current Liabilities 98.6093.6678.03117.62119.36263.77275.52296.10293.09306.47
Trade Payables2.041.911.171.573.671.691.090.9800
Other Liabilities-2.04-1.91-1.17-1.57-3.67-1.69-1.09-0.98-0-0
Total Liabilities ⓘ 565.27478.24435.18430.67284.8533.4224.8724.4616.7811.91

Assets

Non Current Asset +457.22371.59338.22353.19209.83000.480.480.48
Loan Asset 368.30305.58286.63301.11159.2200000
Other Non Current Asset ⓘ 88.9266.0151.5952.0850.60000.480.480.48
Current Asset +108.05106.6596.9677.4875.0333.4224.8723.9816.3011.44
Current Investment0000000000
Other Current Asset108.05106.6596.9677.4875.0333.4224.8723.9816.3011.44
Total Assets ⓘ 565.27478.24435.18430.67284.8533.4224.8724.4616.7811.91

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'99Mar'00Mar'01Mar'02Mar'03Mar'04Mar'05Mar'06Mar'07Mar'08
Cash Flow From Operating Activity ⓘ 2.6243.03-12.16-44.10108.6088.19-7.020.085.65-4.89
Cash Flow From Investing Activity ⓘ 23.8623.6112.53-2.35-1.5529.460.850.0100
Cash Flow From Financing Activity ⓘ -54.87-57.55-5.7446.09-97.27-131.50-0.46000
Net Cash Flow ⓘ -28.399.09-5.36-0.379.78-13.85-6.640.095.65-4.89

Financial Ratio

PARTICULARSMar'99Mar'00Mar'01Mar'02Mar'03Mar'04Mar'05Mar'06Mar'07Mar'08

Operational & Financial Ratios
EPS (₹)-30.20-16.40-14.50-60.10-33.50-16.90-13.50-14-3.10-12.20
DPS (₹)0000000000
BVPS (₹)-12.2-28.6-43.1-103.2-136.7-153.6-167.1-181.1-184.2-196.4

Performance Ratios

ROA (%)-7.6-4.7-4.8-20.8-14.1-15.9-69.7-85.1-22.7-127.0
ROE (%)-1,064.60.00.00.00.00.00.00.00.00.0
ROCE (%)8.110.78.9-9.7-3.00.00.00.00.00.0

Valuation Parameters

Price/Book(x)-0.9-0.3-0.2-0.1-0.1-0.1-0.10.00.00.0

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

SBI Home Finance Ltd FAQs

The current trading price of SBI Home Finance on 01-Jan-1970 05:30 is ₹0.00.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 31-Dec-1969 the market cap of SBI Home Finance stood at ₹23.02 Cr

The latest P/E ratio of SBI Home Finance as of 31-Dec-1969 is 0.00.

The latest P/B ratio of SBI Home Finance as of 31-Dec-1969 is -0.09.

The 52-week high of SBI Home Finance is ₹0.00 and the 52-week low is ₹0.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of SBI Home Finance is ₹0.00 ( Cr.) .

Data is not available for this company.

No data found

No data found

About SBI Home Finance Ltd

SBI Home Finance was incorporated on November 11, 1987 as a private limited company. It was converted into a public limited company on May 23, 1988, and got its current name on April 11, 1991. It provides long-term finance for housing in India. 

SBI Home Finance has innovative and unique features when offering loans like the no cap on maximum loan amount for purchase/construction of house/flat, option to club income of spouse and children to compute eligible loan amount and free personal accident insurance cover and complimentary international ATM-debit card. For niche customers, products include SBI-Flexi home loans, designed to enable borrowers to hedge their home loan against unfavourable movement in interest rates and SBI-Freedom home loans, customized for high net worth individuals offering benefits like 100% project finance with property mortgage.

Business areas of the company:

The company provides long-term finance to individuals, corporate bodies, promoters and developers, housing boards, and others for housing purposes. Other activities include making short-term investments in units of UTI, central/state government securities, various schemes of SBI, LIC and GIC mutual funds; in treasury bills, CDs of IDBI and nationalized banks, and in commercial paper of rated companies.

To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
2026 ©The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me® is a registered trademark of The Alchemists Ark Pvt. Ltd.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through: