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SBI Home Finance was incorporated on November 11, 1987 as a private limited company. It was converted into a public limited company on May 23, 1988, and got its current name on April 11, 1991. It provides long-term finance for housing in India.
SBI Home Finance has innovative and unique features when offering loans like the no cap on maximum loan amount for purchase/construction of house/flat, option to club income of spouse and children to compute eligible loan amount and free
SBI Home Finance has innovative and unique features when offering loans like the no cap on maximum loan amount for purchase/construction of house/flat, option to club income of spouse and children to compute eligible loan amount and free personal accident insurance cover and complimentary international ATM-debit card. For niche customers, products include SBI-Flexi home loans, designed to enable borrowers to hedge their home loan against unfavourable movement in interest rates and SBI-Freedom home loans, customized for high net worth individuals offering benefits like 100% project finance with property mortgage.
Business areas of the company:
The company provides long-term finance to individuals, corporate bodies, promoters and developers, housing boards, and others for housing purposes. Other activities include making short-term investments in units of UTI, central/state government securities, various schemes of SBI, LIC and GIC mutual funds; in treasury bills, CDs of IDBI and nationalized banks, and in commercial paper of rated companies.
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