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Apoorva Leasing Finance And Investment Company Ltd (539545)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 539545 NSE: Finance - Investment | Small Cap | Apoorva Leasing Fin. Share Price

₹30.09 -1.91 (-5.97%)

As on 24-Jun'26 16:59

Apoorva Leasing Finance And Investment Company Ltd (539545)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 539545 NSE: Finance - Investment | Small Cap | Apoorva Leasing Fin. Share Price

₹30.09 -1.91 (-5.97%)

As on 24-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹60 Cr.
Current Price
₹30.1
52-Week Low / High
₹28 / 42
TTM EPS
₹0.2
Book Value per Share
₹72.7
P/E Ratio
196.42
Higher than its 5-year historical median
Industry PE
55.7
Price to Book (P/B)
0.41
Lower than its 5-year historical median
EV/EBITDA
148.07
Higher than its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
0.24%
Return on Capital Employed (ROCE)
0.32%
Return on Assets (ROA)
0.24%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
-67.93%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
0.03%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹1.4 Cr.
Reserves
₹125 Cr.
Equity
₹20 Cr.
Face Value
₹10
All Time Low / High
₹3.07 / 68.00

Apoorva Leasing Finance And Investment Company stock performance

Key Ratios
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M-Cap below 100cr DeciZen not available

Q.1 Is Apoorva Leasing Finance And Investment Company Ltd a good quality company?
Apoorva Leasing Finance And Investment Company Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Apoorva Leasing Finance And Investment Company Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Apoorva Leasing Finance And Investment Company Ltd vs Industry Peers?
Apoorva Leasing Finance And Investment Company Ltd AUM CAGR is 1.92%, compared to the 5-year industry median CAGR of 9.27%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of Apoorva Leasing Finance And Investment Company Ltd?
Promoters hold 52.66% of the Apoorva Leasing Finance And Investment Company Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Apoorva Leasing Finance And Investment Company Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 20.5% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Apoorva Leasing Finance And Investment Company Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)8.35.69.320.321.85.5105.13.71.21
YoY Gr. Rt. %--32.2%65.1%118.6%7.3%-74.7%82.1%-49.6%-27.2%-67.8%-
Adj EPS (₹ ) 0.20.31.42.41.71.73.4110.20.2
YoY Gr. Rt. %-81.3%379.3%69.8%-28.8%-0.6%101.2%-70.5%-2%-82.5%-
BVPS (₹ )59.259.561.263.465.368.170.471.572.672.672.7
YoY Gr. Rt. %-0.5%2.9%3.7%2.9%4.2%3.5%1.5%1.5%0%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.30.52.23.72.62.54.81.41.30.20

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income-19.5%-44.2%-51%-67.8%
Adj EPS0.7%-36.8%-63%-82.5%
BVPS2.3%2.1%1%0%
Share Price 19.9% 15.6% 11.4% -8.4%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Margins
Net Profit Margin (%)410.229.923.215.460.366.839.152.82922.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.30.52.33.82.62.54.91.41.40.20.2

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 8.385.649.3020.4221.895.7010.075.083.741.27
Interest Income8.315.639.3020.3321.825.5110.045.063.681.19
Other Income 5.074.070.880.030.360.260.740.030.270.06
Exceptional Items 0.070.0100.090.080.190.020.020.060.09
Expenditure + 7.934.825.4613.8717.341.554.132.371.140.80
Interest Expense 0.03000.020.0500.010.0200
Operating Expenses 2.830.754.5813.8216.921.283.372.310.870.74
Provisions 5.074.070.880.030.360.260.740.030.270.06
Exceptional Items 000000.132.2800-0.01
Profit Before Tax 0.450.823.846.564.554.288.222.712.590.46
Taxes 0.120.241.061.831.200.951.510.730.650.12
Profit After Tax 0.330.582.784.723.353.336.711.981.950.34
Adjusted EPS (₹)0.20.31.42.41.71.73.41.01.00.2
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Apoorva Leasing Fin. - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +118.21118.79122.22126.70130.42135.92140.63142.73144.92144.95
Share Capital 19.9719.9719.9719.9719.9719.9719.9719.9719.9719.97
Reserves 98.2398.81102.24106.72110.44115.95120.65122.75124.94124.98
Short term borrowings0.050000000.9000
Long Term Borrowings00-0-0-0-0.02-0.03-0.04-0.04-0.04
Current Liabilities 0.220.388.082.101.622.272.772.141.200.33
Trade Payables000.170.060.040.160.030.0300
Other Liabilities-0.05-0-0.17-0.06-0.04-0.16-0.03-0.93-0-0
Total Liabilities 118.43119.17130.30128.80132.04138.17143.36144.84146.08145.24

Assets

Non Current Asset +26.886.2052.8853.3555.0545.8171.9681.74114.82127.73
Loan Asset 0000000000
Other Non Current Asset 26.886.2052.8853.3555.0545.8171.9681.74114.82127.73
Current Asset +91.55112.9777.4275.4576.9992.3771.4163.1031.2517.51
Current Investment0000000000
Other Current Asset91.55112.9777.4275.4576.9992.3771.4163.1031.2517.51
Total Assets 118.43119.17130.30128.80132.04138.17143.36144.84146.08145.24

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity 1.11-55.4446.371.995.13530.305.7420.6112.64
Cash Flow From Investing Activity -10.6120.69-46.68-1.38-2.298-30.25-9.85-33.13-12.95
Cash Flow From Financing Activity -0.10-0.06-0-0.01-0.050.13-0.010.88-0.900.05
Net Cash Flow -9.60-34.81-0.310.602.7913.120.04-3.24-13.42-0.25

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)0.200.301.402.401.701.703.40110.20
DPS (₹)0000000000
BVPS (₹)59.259.561.263.465.368.170.471.572.672.6

Performance Ratios

ROA (%)0.30.52.23.72.62.54.81.41.30.2
ROE (%)0.30.52.33.82.62.54.91.41.40.2
ROCE (%)0.40.73.25.33.63.26.01.91.80.3

Valuation Parameters

Price/Book(x)0.20.10.00.40.20.20.60.30.40.4

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Apoorva Leasing Finance And Investment Company Ltd FAQs

The current trading price of Apoorva Leasing Fin. on 24-Jun-2026 16:59 is ₹30.09.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 23-Jun-2026 the market cap of Apoorva Leasing Fin. stood at ₹60.10 Cr

The latest P/E ratio of Apoorva Leasing Fin. as of 23-Jun-2026 is 196.4.

The latest P/B ratio of Apoorva Leasing Fin. as of 23-Jun-2026 is 0.41.

The 52-week high of Apoorva Leasing Fin. is ₹42.25 and the 52-week low is ₹27.91.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Apoorva Leasing Fin. is ₹1.35 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Apoorva Leasing Finance And Investment Company Ltd is a below average quality company.

The key valuation ratios of Apoorva Leasing Finance And Investment Company Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Apoorva Leasing Finance And Investment Company Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Apoorva Leasing Finance And Investment Company Ltd

Apoorva Leasing Finance and Investment Company Limited is a Company listed on BSE Limited. The Company is also listed on Ahmedabad Stock Exchange. The Company was incorporated on October 7, 1983. The Board of Directors Comprises the persons having versatile and dynamic personality which have a rich experience to analysis the future of the capital market in India.

Business area of the company

The Company is engaged to carry out the business of making investment into equity/debentures/bond/mutual funds etc.

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