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Capfin India Ltd (539198)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 539198 NSE: Finance - Investment | Small Cap | Capfin India Share Price

₹121.20 0.00 (0.00%)

As on 15-Jun'26 16:59

Capfin India Ltd (539198)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 539198 NSE: Finance - Investment | Small Cap | Capfin India Share Price

₹121.20 0.00 (0.00%)

As on 15-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹55 Cr.
Current Price
₹121.2
52-Week Low / High
₹97 / 194
TTM EPS
₹-1.3
Book Value per Share
₹25.8
P/E Ratio
0.00
Lower than its 5-year historical median
Industry PE
55.7
Price to Book (P/B)
4.70
Lower than its 5-year historical median
EV/EBITDA
-66.98
Lower than its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
3.61%
Return on Capital Employed (ROCE)
3.72%
Return on Assets (ROA)
3.65%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
295.65%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
140.55%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹0.2 Cr.
Reserves
₹7 Cr.
Equity
₹4.6 Cr.
Face Value
₹10
All Time Low / High
₹1.52 / 679.00

Capfin India stock performance

Key Ratios
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M-Cap below 100cr DeciZen not available

Q.1 Is Capfin India Ltd a good quality company?
Capfin India Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

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We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

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How does Capfin India Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Capfin India Ltd vs Industry Peers?
Capfin India Ltd AUM CAGR is 14.11%, compared to the 5-year industry median CAGR of 9.27%, indicating faster growth and gaining its market share.
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Q.1 Promoter shareholding and pledge status of Capfin India Ltd?
Promoters hold 71.18% of the Capfin India Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Capfin India Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 48.6% based on the current price.
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10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Capfin India Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)0.20.20.10.10.10.10.10.20.20.90
YoY Gr. Rt. %--5.7%-39.6%16%4.4%-0.7%-1.4%12.1%43%302.2%-
Adj EPS (₹ ) -1.60.2000.10.10.10.6-1.60.6-1.3
YoY Gr. Rt. %-NA-89.5%100%150%40%-7.1%384.6%-357.1%NA-
BVPS (₹ )10.911.111.311.411.610.510.110.79.121.825.8
YoY Gr. Rt. %-1.7%1.9%0.3%1.9%-9.3%-4.1%6.3%-15.4%140.6%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)-13.81.70.20.30.91.21.36.1-16.83.70

CAGR ⓘ

9 Years 5 Years 3 Years 1 Years
Net Interest Income17.7%44.6%86.1%302.2%
Adj EPSNA40.6%61.7%NA
BVPS8%13.5%29.3%140.6%
Share Price 47% 96.1% 91.5% -37.7%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Margins
Net Profit Margin (%)-223.427.34.97.319.727.126.3115.1-20517.9-248.4
Performance Ratios To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)-13.81.70.20.30.91.21.36.1-16.43.6-5.2

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 0.210.200.120.150.170.150.190.340.240.91
Interest Income0.210.200.120.140.140.140.140.160.230.91
Other Income ⓘ 0.47-000.01000.0100.710.31
Exceptional Items ⓘ 00.0100.010.020.010.050.180.010
Expenditure ⓘ + 0.670.140.110.120.130.110.140.120.910.74
Interest Expense ⓘ 0000000000
Operating Expenses ⓘ 0.210.140.110.120.130.110.130.120.190.43
Provisions 0.47-000.01000.0100.710.31
Exceptional Items ⓘ 0000000000
Profit Before Tax ⓘ -0.470.070.010.020.030.040.050.22-0.670.17
Taxes ⓘ -00.0100.01000.010.04-0.200.01
Profit After Tax -0.470.050.010.010.030.040.040.18-0.460.16
Adjusted EPS (₹)-1.60.20.00.00.10.10.10.6-1.60.6
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Capfin India - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +3.133.193.253.253.323.012.883.072.596.40
Share Capital ⓘ 2.862.862.862.862.862.862.862.862.862.94
Reserves ⓘ 0.270.320.380.390.450.140.020.20-0.273.46
Short term borrowings0000.010.020.020000.05
Long Term Borrowings0-0-0.010-0.02-0.02-0.010.02-0.18-0.18
Current Liabilities 0.020.020.020.030.060.020.01000.12
Trade Payables000.010000000.02
Other Liabilities0-0-0.01-0.01-0.01-0.020000.08
Total Liabilities ⓘ 3.153.213.263.293.353.012.893.092.426.48

Assets

Non Current Asset +2.983.053.223.193.322.972.662.941.612.31
Loan Asset 000000001.612.31
Other Non Current Asset ⓘ 2.983.053.223.193.322.972.662.9400
Current Asset +0.170.160.040.100.030.040.220.160.814.17
Current Investment000000000.550
Other Current Asset0.170.160.040.100.030.040.220.160.264.17
Total Assets ⓘ 3.153.213.263.293.353.012.893.092.426.48

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity ⓘ -0.160.08-0.15-0.06-0.110.010.130.35-0.97-0.28
Cash Flow From Investing Activity ⓘ 0.23-0.080.040.050.100-0.13-0.390.88-1.45
Cash Flow From Financing Activity ⓘ 0000.010.010-0.02003.83
Net Cash Flow ⓘ 0.070-0.110-0.010.01-0.01-0.04-0.092.10

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios
EPS (₹)-1.600.20000.100.100.100.60-1.600.60
DPS (₹)0000000000
BVPS (₹)10.911.111.311.411.610.510.110.79.121.8

Performance Ratios

ROA (%)-13.81.70.20.30.91.21.36.1-16.83.7
ROE (%)-13.81.70.20.30.91.21.36.1-16.43.6
ROCE (%)-13.82.10.30.81.01.41.77.3-23.63.7

Valuation Parameters

Price/Book(x)0.40.00.20.30.20.50.00.050.58.6

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Capfin India Ltd FAQs

The current trading price of Capfin India on 15-Jun-2026 16:59 is ₹121.2.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 14-Jun-2026 the market cap of Capfin India stood at ₹55.12 Cr

The latest P/E ratio of Capfin India as of 14-Jun-2026 is 0.00.

The latest P/B ratio of Capfin India as of 14-Jun-2026 is 4.70.

The 52-week high of Capfin India is ₹194.4 and the 52-week low is ₹97.30.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Capfin India is ₹0.24 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Capfin India Ltd is a below average quality company.

The key valuation ratios of Capfin India Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Capfin India Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Capfin India Ltd

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