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Decillion Finance Ltd (539190)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 539190 NSE: Finance - Investment | Small Cap | Decillion Finance Share Price

₹43.90 0.10 (0.23%)

As on 12-Jun'26 10:56

Decillion Finance Ltd (539190)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 539190 NSE: Finance - Investment | Small Cap | Decillion Finance Share Price

₹43.90 0.10 (0.23%)

As on 12-Jun'26 10:56

Key Metrics
Valuation Multiples
Market Cap
₹15 Cr.
Current Price
₹43.9
52-Week Low / High
₹39 / 62
TTM EPS
₹-0.1
Book Value per Share
₹35.6
P/E Ratio
0.00
Industry PE
51.5
Price to Book (P/B)
1.23
Higher than its 5-year historical median
EV/EBITDA
1519.18
Higher than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
0.53%
Return on Capital Employed (ROCE)
0.99%
Return on Assets (ROA)
0.49%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
4.17%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
0.51%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹1 Cr.
Reserves
₹9 Cr.
Equity
₹3.5 Cr.
Face Value
₹10
All Time Low / High
₹10.80 / 95.10

Decillion Finance stock performance

Key Ratios
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Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Decillion Finance Ltd a good quality company?
Decillion Finance Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Decillion Finance Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Decillion Finance Ltd vs Industry Peers?
Decillion Finance Ltd AUM CAGR is 3.3%, compared to the 5-year industry median CAGR of 9.27%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of Decillion Finance Ltd?
Promoters hold 40.98% of the Decillion Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Decillion Finance Ltd over the last decade?
Over the last 5 years, the stock has delivered a CAGR of 34.39% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Decillion Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)11.330.70.70.90.90.9111
YoY Gr. Rt. %-36%127.5%-77.3%3.9%23.7%0.5%4.6%10.2%4.9%-
Adj EPS (₹ ) 00.40.2-0.1-0.20.9-0.5-0.2-0.10.2-0.1
YoY Gr. Rt. %-NA-36.1%-126.1%NANA-158.1%NANANA-
BVPS (₹ )03232.331.832.132.432.535.435.435.535.6
YoY Gr. Rt. %-NA0.8%-1.4%0.8%0.9%0.6%8.7%-0%0.5%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.21.10.7-0.2-0.52.7-1.5-0.5-0.20.50

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income1%8.5%6.5%4.9%
Adj EPSNANANANA
BVPSNA2.1%3%0.5%
Share Price - 31.9% 46% 2.4%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Margins
Net Profit Margin (%)14.79.72.8-3-8.334.9-20.3-6.8-2.86.3-3.4
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)1.31.10.7-0.2-0.52.7-1.6-0.5-0.20.5-0.3

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 0.941.613.160.680.780.910.870.9111.10
Interest Income0.961.302.960.670.700.860.870.9111.05
Other Income 00.3100.450.520.340.670.640.700.69
Exceptional Items -0.010.310.200.010.090.0500.0100.05
Expenditure + 0.771.433.060.650.730.600.9911.021.01
Interest Expense 0.01000000.030.050.040.04
Operating Expenses 0.761.113.050.210.210.260.300.300.280.28
Provisions 00.3100.450.520.340.670.640.700.69
Exceptional Items 0000-0.1100000
Profit Before Tax 0.180.180.100.02-0.060.31-0.12-0.08-0.020.09
Taxes 0.040.060.020.04-00.010.06-0.0200.02
Profit After Tax 0.140.130.08-0.02-0.060.30-0.18-0.06-0.030.07
Adjusted EPS (₹)0.40.40.2-0.1-0.20.9-0.5-0.2-0.10.2
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Decillion Finance - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +11.0811.2111.2911.1411.2311.3311.3912.3812.3712.44
Share Capital 3.503.503.503.503.503.503.503.503.503.50
Reserves 7.587.717.797.647.737.837.898.888.878.94
Short term borrowings0000000.720.770.830.85
Long Term Borrowings000-0.11-0.10-0.08-0.13-0.16-0.17-0.16
Current Liabilities 0.680.030.040.120.070.020.750.801.350.89
Trade Payables000000000.500
Other Liabilities-0-0-000-0-0.72-0.77-1.33-0.85
Total Liabilities 11.7711.2411.3311.1511.1911.2712.0113.0213.5513.16

Assets

Non Current Asset +1.921.641.693.251.882.342.530.9212.9912.53
Loan Asset 0000000012.5812.12
Other Non Current Asset 1.921.641.693.251.882.342.530.920.400.41
Current Asset +9.859.609.637.909.318.939.4812.100.560.63
Current Investment00000000.010.010.01
Other Current Asset9.859.609.637.909.318.939.4812.090.550.62
Total Assets 11.7711.2411.3311.1511.1911.2712.0113.0213.5513.16

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity -1.94-0.420.460.28-0.090.01-0.63-0-0.040.48
Cash Flow From Investing Activity 2.320.590.10-1.490.09000.0100
Cash Flow From Financing Activity 000-00-00.70-0.010.02-0.02
Net Cash Flow 0.370.170.56-1.21-00.010.07-0-0.020.46

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)0.400.400.20-0.10-0.200.90-0.50-0.20-0.100.20
DPS (₹)0000000000
BVPS (₹)31.73232.331.832.132.432.535.435.435.5

Performance Ratios

ROA (%)1.21.10.7-0.2-0.52.7-1.5-0.5-0.20.5
ROE (%)1.31.10.7-0.2-0.52.7-1.6-0.5-0.20.5
ROCE (%)1.71.70.90.2-0.52.8-0.8-0.20.11.0

Valuation Parameters

Price/Book(x)0.00.40.00.00.00.00.71.00.71.2

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Decillion Finance Ltd FAQs

The current trading price of Decillion Finance on 12-Jun-2026 10:56 is ₹43.90.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 11-Jun-2026 the market cap of Decillion Finance stood at ₹15.33 Cr

The latest P/E ratio of Decillion Finance as of 11-Jun-2026 is 0.00.

The latest P/B ratio of Decillion Finance as of 11-Jun-2026 is 1.23.

The 52-week high of Decillion Finance is ₹61.90 and the 52-week low is ₹39.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Decillion Finance is ₹1.04 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Decillion Finance Ltd is a below average quality company.

The key valuation ratios of Decillion Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Decillion Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Decillion Finance Ltd

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About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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