What is Gyftr Ltd (LKPMERFIN) share price return in the past 10 years?

Gyftr Ltd share price has appreciated 28.6% annually (CAGR) over the past ten years.

What is the share price of Gyftr Ltd (LKPMERFIN)?

Company share prices are keep on changing according to the market conditions. The current trading price of Gyftr Ltd (LKPMERFIN) on 12-Jun-2026 16:59:59 at 16:59 is 176.20.

What is the P/E ratio of Gyftr?

The latest standalone P/E ratio of Gyftr as of 12-Jun-2026 is 73.59.

What is the P/B ratio of Gyftr Ltd (LKPMERFIN)?

The latest standalone P/B ratio of Gyftr Ltd (LKPMERFIN) as of 12-Jun-2026 is 2.81.

What is the 52-week high and low of Gyftr Ltd (LKPMERFIN)?

The 52-week high of Gyftr Ltd (LKPMERFIN) is Rs. 235.96 and the 52-week low is Rs. 86.51.

Gyftr Ltd (LKPMERFIN) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Gyftr Ltd (LKPMERFIN)
Brand: Gyftr

Gyftr Ltd (LKPMERFIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 507912 NSE: LKPMERFIN Finance - Investment | Small Cap | Gyftr Share Price

Gyftr Ltd (LKPMERFIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 507912 NSE: LKPMERFIN Finance - Investment | Small Cap | Gyftr Share Price

Key Metrics

Valuation Multiples

Market Cap

₹1,353 Cr.

Current Price

₹176.2

52-Week Low / High

₹87 / 236

TTM EPS

₹2.4

Book Value per Share

₹62.7

P/E Ratio

73.59

Higher than its 5-year historical median

Industry PE

53.5

Price to Book (P/B)

2.81

Higher than its 5-year historical median

EV/EBITDA

41.54

Higher than its 5-year historical median

Dividend Yield

0.00%

Profitability Efficiency

Return on Equity (ROE)

2.97%

Return on Capital Employed (ROCE)

2.80%

Return on Assets (ROA)

2.57%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

-92.5%

Book Value Growth (1 Year)

Slowing versus 3-year growth rate

-0.7%

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹-16.1 Cr.

Reserves

₹405 Cr.

Equity

₹76.8 Cr.

Face Value

₹10

All Time Low / High

₹0.19 / 235.96

Gyftr stock performance

Key Ratios

Check Before You Invest

Quality

Not Good

Check detailed performance

Valuation

Overvalued

Check Valuation charts

Price Trend

Weak

Check Price chart

Q.1 Is Gyftr Ltd a good quality company?

Gyftr Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Gyftr Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Gyftr Ltd vs Industry Peers?

Gyftr Ltd AUM CAGR is 16.35%, compared to the 5-year industry median CAGR of 9.27%, indicating faster growth and gaining its market share.

Q.1 Promoter shareholding and pledge status of Gyftr Ltd?

Promoters hold 50.08% of the Gyftr Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Gyftr Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 29.3% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	45.4	41.7	76.3	14.5	19.4	95.6	55.5	25	82.6	7.4	-16
YoY Gr. Rt. %	-	-8.1%	82.9%	-81%	33.8%	394%	-41.9%	-55%	230.3%	-91.1%	-
Adj EPS (₹ )	1.4	1.6	3	3	-3.4	9.2	5	1.8	8.3	1.6	2.4
YoY Gr. Rt. %	-	13.8%	92.4%	-0.7%	-214.3%	NA	-46%	-62.9%	352.7%	-81.3%	-
BVPS (₹ )	24.4	19.3	22.3	26	22.1	38.6	43.5	44.4	52.8	52.5	62.7
YoY Gr. Rt. %	-	-20.8%	15.2%	16.5%	-14.8%	74.5%	12.7%	2%	19.1%	-0.7%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	3.2	4	8.9	9.8	-11.8	24.3	9.4	3.2	13.7	2.6	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	-18.3%	-17.6%	-49%	-91.1%
Adj EPS	1.4%	NA	-32%	-81.3%
BVPS	8.9%	18.8%	6.4%	-0.7%
Share Price	28.6%	56%	128.1%	95.3%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Margins
Net Profit Margin (%)	19.6	24.1	25.8	137	-117.2	63.5	59.1	48.7	66.7	140	-114
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	5.6	7.2	14.6	12.5	-14.3	30.3	12.1	4.2	17.1	3	3.8

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	47	44	79	45	19	97	62	25	84	7
Interest Income	45	42	76	14	19	96	56	25	83	7
Other Income ⓘ	11	5	44	12	33	10	12	4	5	6
Exceptional Items ⓘ	2	2	3	30	0	1	7	0	1	0
Expenditure ⓘ +	35	32	58	18	42	27	25	11	16	12
Interest Expense ⓘ	17	14	5	2	2	3	3	3	3	1
Operating Expenses ⓘ	7	13	9	4	7	15	11	5	7	5
Provisions	11	5	44	12	33	10	12	4	5	6
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	14
Profit Before Tax ⓘ	12	12	21	26	-23	70	37	14	68	10
Taxes ⓘ	3	2	1	6	0	9	4	1	13	-1
Profit After Tax	9	10	20	20	-23	61	33	12	55	10
Adjusted EPS (₹)	1.4	1.6	3.0	3.0	-3.4	9.2	5.0	1.8	8.3	1.6
Dividend Payout Ratio (%)	96.20%	24.20%	12.60%	19%	-11.10%	4.10%	11.50%	10.30%	6.90%	0%

Valuation of Gyftr - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	157	124	146	172	146	255	288	293	349	347
Share Capital ⓘ	12	12	12	13	13	13	13	13	13	13
Reserves ⓘ	145	112	133	159	134	243	275	281	337	334
Short term borrowings	67	95	56	36	36	46	82	87	55	36
Long Term Borrowings	0	0	-0	-7	-7	8	5	4	10	1
Current Liabilities	108	114	58	38	42	55	90	89	59	38
Trade Payables	3	6	0	1	2	0	0	1	0	0
Other Liabilities	-70	-101	-56	-37	-38	-46	-82	-88	-55	-36
Total Liabilities ⓘ	265	238	203	203	181	318	383	387	419	386
Assets
Non Current Asset +	79	91	74	43	42	95	100	120	201	218
Loan Asset	0	0	0	0	0	0	0	0	56	157
Other Non Current Asset ⓘ	79	91	74	43	42	95	100	120	145	61
Current Asset +	186	146	129	160	139	223	282	267	218	168
Current Investment	0	0	0	85	55	139	116	123	195	129
Other Current Asset	186	146	129	75	84	85	167	143	22	39
Total Assets ⓘ	265	238	203	203	181	318	383	387	419	386

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	42	-8	58	-2	-14	-10	-16	14	52	-107
Cash Flow From Investing Activity ⓘ	18	-5	8	-45	18	5	-7	-22	-17	144
Cash Flow From Financing Activity ⓘ	-50	16	-45	-27	-4	9	32	-1	-40	-20
Net Cash Flow ⓘ	11	3	20	-74	0	4	8	-9	-5	17

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	7.30	8.30	15.90	15.80	-18.10	48.30	26.10	9.70	43.80	8.20
DPS (₹)	7	2	2	3	2	2	3	1	3	0
BVPS (₹)	128.5	101.7	117.2	136.5	116.4	203.1	228.9	233.4	277.9	275.9
Performance Ratios
ROA (%)	3.2	4.0	8.9	9.8	-11.8	24.3	9.4	3.2	13.7	2.6
ROE (%)	5.6	7.2	14.6	12.5	-14.3	30.3	12.1	4.2	17.1	3.0
ROCE (%)	11.7	12.0	12.4	14.0	-10.5	29.9	12.0	4.4	18.1	2.8
Valuation Parameters
Price/Book(x)	0.6	0.7	1.2	0.9	0.5	0.4	0.4	0.3	0.6	1.4

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Gyftr Ltd FAQs

The current trading price of Gyftr on 12-Jun-2026 16:59 is ₹176.2.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 11-Jun-2026 the market cap of Gyftr stood at ₹1,353.4 Cr

The latest P/E ratio of Gyftr as of 11-Jun-2026 is 73.59.

The latest P/B ratio of Gyftr as of 11-Jun-2026 is 2.81.

The 52-week high of Gyftr is ₹236.0 and the 52-week low is ₹86.51.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Gyftr is ₹-16.10 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Gyftr Ltd is a below average quality company.

The key valuation ratios of Gyftr Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Gyftr Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Gyftr Ltd

LKP Financing originally incorporated as Elkaypee Merchant Financing was promoted by L K Panday and Mahendra V Doshi in 1984 and the certificate of change of name to LKP Merchant Financing was obtained on February 13,1986.

The companyâ€™s two wholly-owned subsidiaries LKP Forex and LKP Securities performed commendably during the year. The complete money changing business of the company has been transferred to LKP Forex - the wholly-owned subsidiary company.

Achievements

LKP Forex, a division of the company has entered into a strategic tie-up with the Joint frequent flyer program of Air India and Indian Airlines. LKP Financing Board takes on record MOU and exclusivity agreement entered with Travelex plc.

Business area of company

The company is in the field of financial Services such as issue management, bill discounting, leasing and hire-purchase, full fledged money changing and has also started providing travel related Insurance Policy to bound passengers, etc.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Gyftr Ltd (LKPMERFIN)

Gyftr Ltd (LKPMERFIN)

Gyftr stock performance

Check Before You Invest

Quality

Valuation

Price Trend

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Gyftr - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Gyftr Ltd FAQs

What is the share price of Gyftr?

What is the market cap of Gyftr?

What is the P/E ratio of Gyftr?

What is the P/B ratio of Gyftr?

What is the 52-week high and low of Gyftr?

What is the TTM revenue of Gyftr?

Is Gyftr Ltd a good quality company?

Is Gyftr Ltd undervalued or overvalued?

Is Gyftr Ltd a good buy now?

About Gyftr Ltd

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