Is Mudra Financial Services Ltd (539819) a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Mudra Financial Services Ltd is a below average quality company .

Is Mudra Financial Services Ltd (539819) undervalued or overvalued?

The key valuation ratios of Mudra Financial Services Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone .

What is Mudra Financial Services Ltd (539819) share price return in the past 10 years?

Data is not available for this company

What is the share price of Mudra Financial Services Ltd (539819)?

Company share prices are keep on changing according to the market conditions. The current trading price of Mudra Financial Services Ltd (539819) on 16-Feb-2026 16:59:59 at 16:59 is 4.30.

What is the P/E ratio of Mudra Financial Services?

The latest standalone P/E ratio of Mudra Financial Services as of 16-Feb-2026 is 0.00.

What is the P/B ratio of Mudra Financial Services Ltd (539819)?

The latest standalone P/B ratio of Mudra Financial Services Ltd (539819) as of 16-Feb-2026 is 0.20.

What is the 52-week high and low of Mudra Financial Services Ltd (539819)?

The 52-week high of Mudra Financial Services Ltd (539819) is Rs. 4.30 and the 52-week low is Rs. 4.30.

Mudra Financial Services Ltd (539819) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Mudra Financial Services Ltd (539819)
Brand: Mudra Financial Services

Mudra Financial Services Ltd (539819) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Mudra Financial Services Ltd (539819)

BSE: 539819 NSE:

Key Metrics

Market Cap

₹2 Cr.

Earnings Per Share (TTM)

₹-0.10

P/E Ratio

0.00

Price to Book (P/B)

0.20

EV/EBITDA

-28.37

Current Price

₹4.3

Return on Capital Employed (ROCE)

3.11%

Return on Equity (ROE)

2.46%

Return on Assets (ROA)

2.40%

Gross NPA(%)

0.00

Book Value per Share

₹21.3

Net NPA(%)

0.00

Dividend Yield

0.00%

Net Interest Income Growth (1 Year)

-2.13%

Net Interest Income Growth (3 Years)

5.66%

52-Week Low / High

₹4 / 4

Book Value Growth (1 Year)

2.53%

Book Value Growth (3 Years)

2.16%

DeciZen - make an informed investing decision on Mudra Financial

Based on:

Data

M-Cap below 100cr DeciZen not available

Mudra Financial Services stock performance

Key Ratios

Is an attractive stock to invest in?

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	0.3	0.1	0.8	0.8	1.4	1.6	0.8	0.6	0.9	0.9	1
YoY Gr. Rt. %	-	-73.3%	862.5%	3.9%	80%	13.2%	-52.2%	-23.1%	56.7%	-2.1%	-
Adj EPS (₹ )	0.4	0.4	0.6	0.3	1	2.1	0.6	0.2	0.6	0.5	-0.1
YoY Gr. Rt. %	-	-7.5%	64.9%	-50.8%	216.7%	115.8%	-70.2%	-67.2%	200%	-15%	-
BVPS (₹ )	14.3	14.7	15.3	16.2	17.1	19.2	19.8	20	20.6	21.1	21.3
YoY Gr. Rt. %	-	2.6%	4.2%	5.8%	5.9%	12%	3.2%	1%	3%	2.5%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	2.8	2.5	4.1	1.9	5.5	10.9	3.1	1	2.9	2.4	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	13.3%	-8.6%	5.7%	-2.1%
Adj EPS	2.7%	-11.7%	-5.8%	-15%
BVPS	4.4%	4.3%	2.2%	2.5%
Share Price	-	2.2%	2.1%	4.9%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Margins
Net Profit Margin (%)	67.1	241.9	39.7	18.6	33.1	62.9	39.4	16.7	31.9	27.9	-5.7
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	2.8	2.6	4.1	1.9	5.7	11.3	3.1	1	2.9	2.5	-0.5

Recent Performance Summary

Latest Financials

	Standalone	Consolidated
TTM EPS (₹)	-0.1	-
TTM Sales (₹ Cr.)	0.9	-
BVPS (₹) ⓘ	21.3	-
Reserves (₹ Cr.) ⓘ	6	-
P/BV ⓘ	0.20	-
PE ⓘ	0.00	-

From the Market
52 Week Low / High (₹)	4.30 / 4.30
All Time Low / High (₹)	3.50 / 4.30
Market Cap (₹ Cr.)	2.2
Equity (₹ Cr.)	5
Face Value (₹)	10
Industry PE ⓘ	53.3

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Mudra Financial - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	0.80	0.65	0.78	0.84	1.44	1.63	0.78	0.60	0.94	0.92
Interest Income	0.30	0.08	0.77	0.80	1.44	1.63	0.78	0.60	0.94	0.92
Other Income ⓘ	0.02	0	0.01	0.18	0.42	0.03	0	-0	0	0.02
Exceptional Items ⓘ	0.50	0.57	0.01	0.04	0	0	0	0	0	0
Expenditure ⓘ +	0.50	0.28	0.37	0.61	0.81	0.35	0.34	0.42	0.54	0.59
Interest Expense ⓘ	0	0	0	0	0	0	0	0	0	0
Operating Expenses ⓘ	0.48	0.28	0.36	0.43	0.39	0.32	0.34	0.43	0.54	0.57
Provisions	0.02	0	0.01	0.18	0.42	0.03	0	-0	0	0.02
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.29	0.37	0.41	0.23	0.63	1.28	0.44	0.18	0.39	0.33
Taxes ⓘ	0.10	0.18	0.11	0.08	0.15	0.25	0.13	0.08	0.09	0.07
Profit After Tax	0.20	0.19	0.31	0.15	0.48	1.03	0.31	0.10	0.30	0.26
Adjusted EPS (₹)	0.4	0.4	0.6	0.3	1.0	2.1	0.6	0.2	0.6	0.5
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	7.17	7.35	7.66	8.10	8.58	9.61	9.91	10.01	10.31	10.57
Share Capital ⓘ	5.01	5.01	5.01	5.01	5.01	5.01	5.01	5.01	5.01	5.01
Reserves ⓘ	2.16	2.34	2.65	3.09	3.57	4.60	4.90	5	5.30	5.56
Short term borrowings	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	0.02	0.02	0.03	0.22	0.28	0.31	0.25	0.22	0.16	0.17
Current Liabilities	0	0	0.01	0.02	0.01	0.01	0.01	0.01	0.09	0.11
Trade Payables	0	0	0	0	0	0	0	0	0	0
Other Liabilities	-0	-0	-0	-0	-0	-0	-0	-0	0	0
Total Liabilities ⓘ	7.19	7.37	7.69	8.35	8.87	9.93	10.17	10.24	10.57	10.86
Assets
Non Current Asset +	6.42	6.44	6.88	6.53	7.16	8.07	8.39	7.87	8.19	9.33
Loan Asset	0	0	0	0	0	0	0	0	7.93	9.03
Other Non Current Asset ⓘ	6.42	6.44	6.88	6.53	7.16	8.07	8.39	7.87	0.26	0.30
Current Asset +	0.77	0.93	0.82	1.81	1.72	1.86	1.78	2.37	2.37	1.53
Current Investment	0	0	0	0.83	1.09	1.03	1.07	1.12	1.20	0.44
Other Current Asset	0.77	0.93	0.82	0.98	0.63	0.83	0.72	1.25	1.17	1.08
Total Assets ⓘ	7.19	7.37	7.69	8.35	8.87	9.93	10.17	10.24	10.57	10.86

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-0.21	-0.40	-0.40	0.74	0.20	-0.12	0.05	0.33	-0.30	-0.45
Cash Flow From Investing Activity ⓘ	0.29	0.56	0.19	-0.79	-0.19	0.10	0	0	0	0.83
Cash Flow From Financing Activity ⓘ	0	0	0	0	0	0	0	0	0	0
Net Cash Flow ⓘ	0.08	0.16	-0.21	-0.06	0.01	-0.02	0.05	0.33	-0.30	0.38

Finance Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0	0	1	0	1	2	1	0	1	1
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	14	15	15	16	17	19	20	20	21	21
Performance Ratios
ROA (%)	2.8	2.5	4.1	1.9	5.5	10.9	3.1	1.0	2.9	2.4
ROE (%)	2.8	2.6	4.1	1.9	5.7	11.3	3.1	1.0	2.9	2.5
ROCE (%)	4.2	5.1	5.5	2.9	7.6	14.1	4.5	1.8	3.9	3.1
Valuation Parameters
Price/Book(x)	0.0	0.0	0.0	0.2	0.0	0.0	0.0	0.0	0.0	0.0

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Announcements

Mudra Financial Services Ltd FAQs

The current trading price of Mudra Financial on 16-Feb-2026 16:59 is ₹4.30.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 15-Feb-2026 the market cap of Mudra Financial stood at ₹2.15 Cr

The latest P/E ratio of Mudra Financial as of 15-Feb-2026 is 0.00.

The latest P/B ratio of Mudra Financial as of 15-Feb-2026 is 0.20.

The 52-week high of Mudra Financial is ₹4.30 and the 52-week low is ₹4.30.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Mudra Financial is ₹0.88 ( Cr.) .

About Mudra Financial Services Ltd

Mudra Financial Services was incorporated on June 27, 1994 and had obtained Certificate of Commencement of Business on August 1, 1994 from the Registrar of Companies, Maharashtra, Mumbai. The company is promoted by Mr. Prabhat Maheshwari, Mr. Atul Jain and Mr. Sanjeev Maheshwari. The Company is exclusively engaged in the business of financial activities which includes trading and investment in shares, granting of loans, etc., since the nature of these business are exposed to similar risks and return profiles, hence they are collectively operating under a single segment.

Business area of the company

The company is engaged in rendering financial services to its clients as consultants for preparing detailed project report (Technical and Management aspects) for syndication of financial assistance from Institutions and banks.

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● Conflict-Free ● SEBI Registered ● 15Y+ Track Record

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Mudra Financial Services Ltd (539819) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Mudra Financial Share Price