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Shri Niwas Leasing And Finance Ltd (538897)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 538897 NSE: Finance - Investment | Small Cap | Shri Niwas Lsg.&Fin Share Price

₹13.69 0.20 (1.48%)

As on 03-Jul'26 16:59

Shri Niwas Leasing And Finance Ltd (538897)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 538897 NSE: Finance - Investment | Small Cap | Shri Niwas Lsg.&Fin Share Price

₹13.69 0.20 (1.48%)

As on 03-Jul'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹60 Cr.
Current Price
₹13.7
52-Week Low / High
₹8 / 14
TTM EPS
₹241
Book Value per Share
₹-14
P/E Ratio
0.06
Industry PE
58.3
Price to Book (P/B)
-0.98
Lower than its 5-year historical median
EV/EBITDA
1.15
Lower than its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
0.00%
Return on Capital Employed (ROCE)
0.00%
Return on Assets (ROA)
-198.86%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
14.29%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
-90626.17%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹1 Cr.
Reserves
₹-105 Cr.
Equity
₹44 Cr.
Face Value
₹10
All Time Low / High
₹4.39 / 25.74

Shri Niwas Leasing And Finance stock performance

Key Ratios
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Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Shri Niwas Leasing And Finance Ltd a good quality company?
Shri Niwas Leasing And Finance Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Shri Niwas Leasing And Finance Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Shri Niwas Leasing And Finance Ltd vs Industry Peers?
Shri Niwas Leasing And Finance Ltd AUM CAGR is 220.5%, compared to the 5-year industry median CAGR of 9.27%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Shri Niwas Leasing And Finance Ltd?
Promoters hold 1.94% of the Shri Niwas Leasing And Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Shri Niwas Leasing And Finance Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of -6.7% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Shri Niwas Leasing And Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)0.50.400.50.30.30.30.30.30.51
YoY Gr. Rt. %--7.9%-100%NA-33.2%-14.6%-0.7%21.1%-12.2%75.9%-
Adj EPS (₹ ) 0.10.2-6.46.5-1.10.10.2-0-2.1-2,911.2241
YoY Gr. Rt. %-220%-4112.5%NA-117.6%NA300%-110%NANA-
BVPS (₹ )6.16.3-0.16.45.25.35.35.33.2-2,905.9-14
YoY Gr. Rt. %-2.6%-101.9%NA-17.8%0.8%0.6%0.2%-39.4%-90626.2%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.72.4-9799.7-19.50.93.8-0.4-37.8-198.90

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income1.7%9.7%23.2%75.9%
Adj EPS-438.4%NA-2541.6%NA
BVPS-298.3%-454.1%-919%-90626.2%
Share Price -5.7% 23.7% 15.6% 36.6%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Margins
Net Profit Margin (%)7250850.4-223.61147.1-3.7-449.10101896.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.82.6-207.9207.9-19.70.93.9-0.4-48.40-1736.4

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 0.460.430.010.500.340.290.290.350.470.62
Interest Income0.460.4200.500.340.290.290.350.300.53
Other Income 00000.77000.011.131,163.66
Exceptional Items 00.010.01000000.170.09
Expenditure + 0.410.280.150.281.100.130.140.201.831,164.23
Interest Expense 00.0200.0100000.020.21
Operating Expenses 0.400.260.150.270.330.130.130.190.690.36
Provisions 00000.77000.011.131,163.66
Exceptional Items -0-0-4.094.090-0.090-0.1400
Profit Before Tax 0.050.15-4.234.31-0.750.070.150.01-1.36-1,163.60
Taxes 0.020.0500.04-00.040.020.0200
Profit After Tax 0.030.11-4.244.27-0.750.030.13-0.01-1.36-1,163.61
Adjusted EPS (₹)0.10.2-6.46.5-1.10.10.2-0.0-2.1-2,911.2
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Shri Niwas Lsg.&Fin - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +4.054.15-0.084.193.443.473.493.502.12-1,161.49
Share Capital 4444444444
Reserves 0.050.16-4.080.20-0.56-0.52-0.50-0.50-1.88-1,165.48
Short term borrowings0.4700000000.211,163.33
Long Term Borrowings00.194.400-0-0.01-0.010.131.201,164.86
Current Liabilities 0.500.050.010.050.010.050.040.030.221,163.36
Trade Payables0000000000
Other Liabilities-0.47-0-000000-0.21-1,163.33
Total Liabilities 4.554.404.334.243.453.523.533.663.541,166.74

Assets

Non Current Asset +4.284.134.124.043.423.273.131.991.851,164.89
Loan Asset 0000000000
Other Non Current Asset 4.284.134.124.043.423.273.131.991.851,164.89
Current Asset +0.270.270.210.200.030.240.401.671.691.84
Current Investment0000000000
Other Current Asset0.270.270.210.200.030.240.401.671.691.84
Total Assets 4.554.404.334.243.453.523.533.663.541,166.74

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity -0.10-0.03-0.01-0.11-0.780.06-0.070-0.33-0.07
Cash Flow From Investing Activity -0.410-0.010.010.1000-0-0.34-1,163.04
Cash Flow From Financing Activity 0.47000.170.610.15-0.140.010.291,163.13
Net Cash Flow -0.04-0.03-0.020.07-0.070.21-0.220.01-0.380.01

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)0.100.30-10.6010.70-1.900.100.30-0-3.40-2,911.20
DPS (₹)0000000000
BVPS (₹)10.110.4-0.210.58.68.78.78.85.3-2905.9

Performance Ratios

ROA (%)0.72.4-97.099.7-19.50.93.8-0.4-37.8-198.0
ROE (%)0.82.6-207.0207.9-19.70.93.9-0.4-48.40.0
ROCE (%)1.23.8-185.0195.7-19.72.14.40.2-46.00.0

Valuation Parameters

Price/Book(x)0.03.70.00.00.00.01.41.93.40.0

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Shri Niwas Leasing And Finance Ltd FAQs

The current trading price of Shri Niwas Lsg.&Fin on 03-Jul-2026 16:59 is ₹13.69.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 02-Jul-2026 the market cap of Shri Niwas Lsg.&Fin stood at ₹60.19 Cr

The latest P/E ratio of Shri Niwas Lsg.&Fin as of 02-Jul-2026 is 0.06.

The latest P/B ratio of Shri Niwas Lsg.&Fin as of 02-Jul-2026 is -0.98.

The 52-week high of Shri Niwas Lsg.&Fin is ₹14.16 and the 52-week low is ₹8.08.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Shri Niwas Lsg.&Fin is ₹1.04 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Shri Niwas Leasing And Finance Ltd is a below average quality company.

The key valuation ratios of Shri Niwas Leasing And Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Shri Niwas Leasing And Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Shri Niwas Leasing And Finance Ltd

Shri Niwas Leasing and Finance Limited is a Non-Banking Financial Company listed on Bombay Stock Exchange Limited. It is a company with a fresh new approach both in Traditional and Emerging Markets. The Company was incorporated on September 26, 1984 and is led by a Board of Directors and Strong Management Team.

Business area of the company

The company is registered on BSE and primarily engaged in the business of Non-Banking Financial Institution in India.


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