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Abirami Financial Services (India) Ltd (511756) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

BSE: 511756 NSE: | Finance - NBFC | Small Cap

Abirami Fin & Serv. Share Price

30.12 0.00 (0.00%)
As on 29-Apr'26 16:59

Abirami Financial Services (India) Ltd (511756)

BSE: 511756 NSE:
Key Metrics
Market Cap
₹16 Cr.
Earnings Per Share (TTM)
₹0.91
P/E Ratio
33.26
Price to Book (P/B)
0.84
EV/EBITDA
-3.08
Current Price
₹30.1
Return on Capital Employed (ROCE)
4.00%
Return on Equity (ROE)
2.85%
Return on Assets (ROA)
2.79%
Gross NPA(%)
0.00
Book Value per Share
₹35.9
Net NPA(%)
0.00
Dividend Yield
3.15%
Net Interest Income Growth (1 Year)
NA%
Net Interest Income Growth (3 Years)
NA%
52-Week Low / High
₹28 / 56
Book Value Growth (1 Year)
-3.75%
Book Value Growth (3 Years)
41.75%

Check Before You Invest

Q.1 Does its ROIC exceed its WACC?
Abirami Financial Services (India) Ltd return on invested capital (ROIC) is 2.87% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.
Q.1 Stock return of Abirami Financial Services (India) Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 11.2% based on the current price.
Q.1 Which industry/sub-sector does Abirami Financial Services (India) Ltd belong to?
Abirami Financial Services (India) Ltd belongs to the BFSI sector, operating specifically within the Finance - NBFC segment.
Q.1 Total Income growth of Abirami Financial Services (India) Ltd?
Abirami Financial Services (India) Ltd Operating Income growth is NA% for FY-2025, which is above its --year CAGR of N/A%, indicating faster growth.
Q.1 Promoter shareholding and pledge status of Abirami Financial Services (India) Ltd?
Promoters hold 65.65% of the Abirami Financial Services (India) Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 AUM Growth of Abirami Financial Services (India) Ltd vs Industry Peers?
Abirami Financial Services (India) Ltd AUM CAGR is %, compared to the 0-year industry median CAGR of 9.9%, indicating slower growth and losing its market share.

DeciZen - make an informed investing decision on Abirami Fin & Serv.

Based on:

M-Cap below 100cr DeciZen not available

Abirami Financial Services (India) stock performance

Key Ratios
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Is Abirami Financial Services (India) Ltd an attractive stock to invest in?

1. Is Abirami Financial Services (India) Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Abirami Financial Services (India) Ltd is a below average quality company.

2. Is Abirami Financial Services (India) Ltd undervalued or overvalued?

The key valuation ratios of Abirami Financial Services (India) Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Abirami Financial Services (India) Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Abirami Financial Services (India) Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray :

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Abirami Financial Services (India) Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)00000000000
YoY Gr. Rt. %-NANANANANANANANANA-
Adj EPS (₹ ) 0.50.10.300.3-0.2-0.324.32.71.10.9
YoY Gr. Rt. %--81.6%211.1%-89.3%800%-174.1%NANA-88.9%-60.2%-
BVPS (₹ )14.313.913.513.113.413.212.937.238.236.735.9
YoY Gr. Rt. %--2.8%-2.8%-2.4%2.1%-1.4%-2.4%188.6%2.5%-3.8%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)3.30.620.32-1.5-2.485.36.12.80

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest IncomeNANANANA
Adj EPS9.1%31.7%NA-60.2%
BVPS11.1%22.3%41.8%-3.8%
Share Price 11.2% 51.3% 8.6% -29.1%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)0000000000INF
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)3.40.72.10.32-1.5-2.4976.82.92.5

Recent Performance Summary

No data to display

Return on Equity has declined versus last 3 years average to 2.50%

Total Income has declined 0.00 CAGR in last 3 years

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials

Standalone Consolidated
TTM EPS (₹) 0.9 -
TTM Sales (₹ Cr.) 0 -
BVPS (₹) 35.9 -
Reserves (₹ Cr.) 14 -
P/BV 0.84 -
PE 33.26 -
From the Market
52 Week Low / High (₹) 27.89 / 56.25
All Time Low / High (₹) 2.55 / 85.02
Market Cap (₹ Cr.) 16.3
Equity (₹ Cr.) 5.4
Face Value (₹) 10
Industry PE 27.6

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Valuation of Abirami Fin & Serv. - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Event Update

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Analyst's Notes

data not found
No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 0.880.560.690.470.690.510.4619.841.831.45
Interest Income0000000000
Other Income 0.010.010.010.010.040.170.040.030.040
Exceptional Items 0.880.560.690.470.690.510.4619.841.831.45
Expenditure + 0.540.490.470.440.470.630.651.250.740.64
Interest Expense 00.010000000.010.01
Operating Expenses 0.520.470.460.430.430.460.611.210.680.64
Provisions 0.010.010.010.010.040.170.040.030.040
Exceptional Items 0000000000
Profit Before Tax 0.340.070.220.030.22-0.12-0.1918.601.090.80
Taxes 0.050.010.050.010.06004-0.360.23
Profit After Tax 0.300.060.170.020.16-0.12-0.1914.601.450.58
Adjusted EPS (₹)0.50.10.30.00.3-0.2-0.324.32.71.1
Dividend Payout Ratio (%)0%326.90%106.20%0%0%0%0%8.20%93%140.40%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +8.558.318.087.888.057.937.7422.3420.6119.84
Share Capital 666666665.405.40
Reserves 2.552.312.081.882.051.931.7416.3415.2114.44
Short term borrowings0000000000
Long Term Borrowings0000000000
Current Liabilities 0.220.240.120.130.120.070.074.060.450.44
Trade Payables0000000000.01
Other Liabilities0000-0-0-0-0-0-0.01
Total Liabilities 8.778.558.208.018.1787.8226.4021.0620.28

Assets

Non Current Asset +3.862.832.823.143.262.742.600.780.921.08
Loan Asset 0000000000
Other Non Current Asset 3.862.832.823.143.262.742.600.780.921.08
Current Asset +4.915.725.384.874.915.265.2125.6220.1519.20
Current Investment4.864.7700000000
Other Current Asset0.050.955.384.874.915.265.2125.6220.1519.20
Total Assets 8.778.558.208.018.1787.8226.4021.0620.28

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity 0.450.430.631.040.22-0.05-0.09-5.69-0.48-0.50
Cash Flow From Investing Activity -0.150.07-0.11-0.45-0.220.420.0421.741.531.39
Cash Flow From Financing Activity -0.36-0.29-0.40-0.220000-3.18-1.35
Net Cash Flow -0.060.220.110.370.010.37-0.0516.05-2.13-0.46

Finance Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)0.500.100.3000.30-0.20-0.3024.302.701.10
DPS (₹)00.300.30000022.501.50
BVPS (₹)14.313.913.513.113.413.212.937.238.236.7

Performance Ratios

ROA (%)3.30.62.00.32.0-1.5-2.485.36.12.8
ROE (%)3.40.72.10.32.0-1.5-2.497.06.82.9
ROCE (%)4.00.92.70.42.7-1.5-2.4123.65.14.0

Valuation Parameters

Price/Book(x)0.00.40.50.70.40.30.40.51.01.3

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Abirami Financial Services (India) Ltd FAQs

The current trading price of Abirami Fin & Serv. on 29-Apr-2026 16:59 is ₹30.12.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 28-Apr-2026 the market cap of Abirami Fin & Serv. stood at ₹16.26 Cr

The latest P/E ratio of Abirami Fin & Serv. as of 28-Apr-2026 is 33.26.

The latest P/B ratio of Abirami Fin & Serv. as of 28-Apr-2026 is 0.84.

The 52-week high of Abirami Fin & Serv. is ₹56.25 and the 52-week low is ₹27.89.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Abirami Fin & Serv. is ₹0.00 ( Cr.) .

About Abirami Financial Services (India) Ltd

Abirami Financial Services (India) Limited was incorporated on April 19,1993. The Company has been promoted by K.V.Aiyappan, Abiraami Arunachalam and Teckchand H.Vaswani. The Company obtained Certificate of Commencement of Business on May 13, 1993.

The Company's main business are Hire purchase, Leasing and Lending Money against Securities, Movable and immovable properties. The Company’s Shares are listed in the Madras Stock Exchange Limited and Bombay Stock Exchange Limited. The Company is a Non-Banking Financial Company registered with Reserve Bank of India.

On June 18, 2003, the Reserve Bank of India classified the company as a Category ‘B’ NBFC Company. The company is not accepting Public Deposits and has no Subsidiary Companies.   The Overall Management of the Company vests with the Board of Directors comprising of persons with Experience in Banking, Business and Industry. The company has been built on high standards of integrity, fair business practices, efficient, safe and trusted financial policies.

Business area of the company:

The Company’s main business are Hire purchase, Leasing and Lending Money against Securities, Movable and immovable properties.

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