What is Capital India Finance Ltd (CIFL) share price return in the past 10 years?

Capital India Finance Ltd share price has appreciated 25.1% annually (CAGR) over the past ten years.

What is the share price of Capital India Finance Ltd (CIFL)?

Company share prices are keep on changing according to the market conditions. The current trading price of Capital India Finance Ltd (CIFL) on 10-Jun-2026 16:59:59 at 16:59 is 23.50.

What is the P/E ratio of Capital India Finance?

The latest standalone P/E ratio of Capital India Finance as of 10-Jun-2026 is 22.48.

What is the P/B ratio of Capital India Finance Ltd (CIFL)?

The latest standalone P/B ratio of Capital India Finance Ltd (CIFL) as of 10-Jun-2026 is 1.36.

What is the 52-week high and low of Capital India Finance Ltd (CIFL)?

The 52-week high of Capital India Finance Ltd (CIFL) is Rs. 44.50 and the 52-week low is Rs. 20.50.

Capital India Finance Ltd (CIFL) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Capital India Finance Ltd (CIFL)
Brand: Capital India Finance

Capital India Finance Ltd (CIFL)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530879 NSE: CIFL Finance - NBFC | Small Cap | Capital India Share Price

Capital India Finance Ltd (CIFL)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530879 NSE: CIFL Finance - NBFC | Small Cap | Capital India Share Price

Key Metrics

Valuation Multiples

Market Cap

₹907 Cr.

Current Price

₹23.5

52-Week Low / High

₹21 / 45

TTM EPS

₹1

Book Value per Share

₹17.1

P/E Ratio

22.48

Lower than its 5-year historical median

Industry PE

25.7

Price to Book (P/B)

1.36

Lower than its 5-year historical median

EV/EBITDA

39.19

Higher than its 5-year historical median

Dividend Yield

0.07%

Profitability Efficiency

Return on Equity (ROE)

1.93%

Return on Capital Employed (ROCE)

6.85%

Return on Assets (ROA)

0.91%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

-7.1%

Book Value Growth (1 Year)

Slowing versus 3-year growth rate

1.93%

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.98%

TTM Sales

₹214 Cr.

Reserves

₹591 Cr.

Equity

₹78.2 Cr.

Face Value

₹2

All Time Low / High

₹0.79 / 55.68

Capital India Finance stock performance

Key Ratios

Check Before You Invest

Quality

Somewhat Good

Check detailed performance

Valuation

Undervalued

Check Valuation charts

Price Trend

Weak

Check Price chart

Q.1 Is Capital India Finance Ltd a good quality company?

Capital India Finance Ltd is a average quality company, based on a somewhat consistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Capital India Finance Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Capital India Finance Ltd vs Industry Peers?

Capital India Finance Ltd AUM CAGR is 14.67%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.

Q.1 Promoter shareholding and pledge status of Capital India Finance Ltd?

Promoters hold 72.59% of the Capital India Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Capital India Finance Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 25.2% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	7.5	8.7	25.7	56.4	105	93.5	122	162	192	183	214
YoY Gr. Rt. %	-	15.9%	194.4%	119.3%	86.6%	-11.1%	30%	33%	18.9%	-4.6%	-
Adj EPS (₹ )	0	0.1	1.2	0.3	0.8	0.5	0.3	0.4	0.5	0.3	1
YoY Gr. Rt. %	-	233.3%	1110%	-76%	169%	-32.1%	-43.4%	30%	33.3%	-42.3%	-
BVPS (₹ )	1.5	1.6	2.8	13.2	13.9	14.4	14.7	15	15.5	15.8	17.1
YoY Gr. Rt. %	-	5.9%	74.7%	365.4%	5.2%	3.7%	2%	2.5%	3.3%	1.9%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.1	0.2	1.9	2.7	4.5	2.7	1.2	1.2	1.6	0.9	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	42.6%	11.7%	14.7%	-4.6%
Adj EPS	29.2%	-17.4%	0%	-42.3%
BVPS	29.6%	2.7%	2.6%	1.9%
Share Price	25.1%	-0.3%	5.8%	-39.1%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0.1	0.3	0.8	1	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	1.1	2.7	11.5	19.9	28.9	21.9	9.6	9.3	10.5	6.4	18.8
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	2.3	6.1	54.3	4.3	5.8	3.7	2.1	2.6	3.4	1.9	6

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	8	9	26	57	105	95	123	164	195	184
Interest Income	8	9	26	56	105	93	122	162	192	183
Other Income ⓘ	0	0	0	3	14	1	5	1	2	5
Exceptional Items ⓘ	0	0	0	1	0	1	1	3	3	1
Expenditure ⓘ +	7	8	21	41	64	65	108	144	167	172
Interest Expense ⓘ	7	8	10	9	13	19	39	63	72	71
Operating Expenses ⓘ	0	0	10	29	37	45	64	81	94	95
Provisions	0	0	0	3	14	1	5	1	2	5
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0	0	5	16	41	29	15	20	27	13
Taxes ⓘ	0	0	2	5	11	9	3	5	7	1
Profit After Tax	0	0	3	11	30	20	12	15	20	12
Adjusted EPS (₹)	0.0	0.1	1.2	0.3	0.8	0.5	0.3	0.4	0.5	0.3
Dividend Payout Ratio (%)	0%	0%	11.90%	27.80%	2.60%	3.80%	6.70%	5.20%	3.90%	6.60%

Valuation of Capital India - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	4	4	7	512	540	559	571	585	607	622
Share Capital ⓘ	4	4	4	78	78	78	78	78	78	78
Reserves ⓘ	0	0	3	434	462	481	493	508	529	544
Short term borrowings	48	0	0	127	76	105	493	558	259	292
Long Term Borrowings	0	138	10	10	43	117	116	74	309	371
Current Liabilities	55	2	21	154	103	131	530	611	321	367
Trade Payables	0	0	0	1	1	1	6	8	10	10
Other Liabilities	-48	-0	125	-128	-76	-106	-500	-567	-269	-301
Total Liabilities ⓘ	59	144	163	676	686	807	1,216	1,271	1,237	1,360
Assets
Non Current Asset +	4	79	41	80	144	186	208	244	1,104	1,135
Loan Asset	0	0	0	0	0	0	0	0	857	899
Other Non Current Asset ⓘ	4	79	41	80	144	186	208	244	247	236
Current Asset +	55	64	122	596	542	621	1,009	1,027	133	224
Current Investment	0	0	0	0	0	0	0	0	0	54
Other Current Asset	55	64	122	596	542	621	1,009	1,027	133	171
Total Assets ⓘ	59	144	163	676	686	807	1,216	1,271	1,237	1,360

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	4	-39	-4	-444	99	-28	-284	101	149	48
Cash Flow From Investing Activity ⓘ	0	3	-27	-38	-67	-56	-27	-67	8	-47
Cash Flow From Financing Activity ⓘ	-4	89	-6	490	-25	105	342	-43	-150	16
Net Cash Flow ⓘ	-0	53	-37	8	8	21	31	-9	7	18

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0.20	0.70	8.40	1.40	3.90	2.60	1.50	1.90	2.60	0.30
DPS (₹)	0	0	1	0.40	0.10	0.10	0.10	0.10	0.10	0
BVPS (₹)	10.6	11.3	19.7	65.9	69.3	71.9	73.3	75.2	77.6	15.8
Performance Ratios
ROA (%)	0.1	0.2	1.9	2.7	4.5	2.7	1.2	1.2	1.6	0.9
ROE (%)	2.3	6.1	54.3	4.3	5.8	3.7	2.1	2.6	3.4	1.9
ROCE (%)	13.3	8.7	10.7	6.4	8.3	6.7	5.5	6.9	8.3	6.9
Valuation Parameters
Price/Book(x)	0.0	1.4	2.5	2.1	1.2	2.0	1.7	1.2	1.7	1.9

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Capital India Finance Ltd FAQs

The current trading price of Capital India on 10-Jun-2026 16:59 is ₹23.50.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 09-Jun-2026 the market cap of Capital India stood at ₹907.2 Cr

The latest P/E ratio of Capital India as of 09-Jun-2026 is 22.48.

The latest P/B ratio of Capital India as of 09-Jun-2026 is 1.36.

The 52-week high of Capital India is ₹44.50 and the 52-week low is ₹20.50.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Capital India is ₹214 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that Capital India Finance Ltd is a average quality company.

The key valuation ratios of Capital India Finance Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Capital India Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Capital India Finance Ltd

Bilwara Tex -Fin (BTFL) was incorporated in 1994. Its registered office is located at 290, Vasant Enclave, Rao Tula Ram Marg, New Delhi-110057.

Business profile:

BTFL engages in the investment activities in India. Its operations includes finance and consultancy services. The company is based in New Delhi, India. The company gets income from the sale of shares and securities, dividend, interest, and commission.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Capital India Finance Ltd (CIFL)

Capital India Finance Ltd (CIFL)

Capital India Finance stock performance

Check Before You Invest

Quality

Valuation

Price Trend

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Capital India - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Capital India Finance Ltd FAQs

What is the share price of Capital India?

What is the market cap of Capital India?

What is the P/E ratio of Capital India?

What is the P/B ratio of Capital India?

What is the 52-week high and low of Capital India?

What is the TTM revenue of Capital India?

Is Capital India Finance Ltd a good quality company?

Is Capital India Finance Ltd undervalued or overvalued?

Is Capital India Finance Ltd a good buy now?

About Capital India Finance Ltd

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