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10 Yrs X-Ray 
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About
Classic Leasing & Finance Ltd (540481)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 540481 NSE: Finance - NBFC | Small Cap | Classic Leasing &Fin Share Price
₹53.30 0.30 (0.57%)
As on 15-Sep'26 16:59
Classic Leasing & Finance Ltd (540481)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 540481 NSE: Finance - NBFC | Small Cap | Classic Leasing &Fin Share Price
₹53.30 0.30 (0.57%)
As on 15-Sep'26 16:59
Key Metrics
Valuation Multiples
Market Cap
₹65 Cr.
Current Price
₹53.3
52-Week Low / High
₹32 / 66
TTM EPS
-
Book Value per Share
-
P/E Ratio
Industry PE
26.3
Price to Book (P/B)
EV/EBITDA
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
%
Return on Capital Employed (ROCE)
%
Return on Assets (ROA)
%
Growth Momentum
1-yr vs 3-yr growth
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
94.03%
Book Value Growth (1 Year)
-
-
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
-
Reserves
-
Equity
₹12.3 Cr.
Face Value
₹10
All Time Low / High
₹2.50 / 65.67
Check Before You Invest
M-Cap below 100cr DeciZen not available
Is Classic Leasing & Finance Ltd a good quality company?
Classic Leasing & Finance Ltd is a quality company, based on a multi-year financial track record.
This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.
We have analysed the performance of the company on the following:
-
How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
-
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
-
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.
How does Classic Leasing & Finance Ltd performance compare with that of its Peers?
AUM Growth of Classic Leasing & Finance Ltd vs Industry Peers?
Classic Leasing & Finance Ltd AUM CAGR is %, compared to the 0-year industry median CAGR of %, indicating stable growth and maintaining its market share.
Promoter shareholding and pledge status of Classic Leasing & Finance Ltd?
Promoters hold 38.41% of the Classic Leasing & Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Stock return of Classic Leasing & Finance Ltd over the last decade?
Over the last 5 years, the stock has delivered a CAGR of 54.94% based on the current price.
10 Year X-Ray :
Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year endData adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
What is a Financial Track Record? How to read this chart in order to understand the data present here?
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Classic Leasing & Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
| Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | Mar'26 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (₹ Cr.) | 0.1 | 0.2 | 0 | 0.1 | 0 | 0.1 | 0.2 | 0.4 | 0.7 | 1.3 | 1 | |
| YoY Gr. Rt. % | - | 89.2% | -87.9% | 473.7% | -100% | NA | 111.8% | 144.1% | 74.8% | 89.1% | - | |
| Adj EPS (₹ ) | 0.1 | 0.1 | 0.1 | -0.4 | 0 | -26 | 0.1 | 0.6 | 1.5 | 0.9 | 1.2 | |
| YoY Gr. Rt. % | - | 16.7% | 0% | -728.6% | NA | -260000% | NA | 369.2% | 152.5% | -40.9% | - | |
| BVPS (₹ ) | 10.1 | 10.1 | 10.2 | 9.8 | 9.8 | -16.2 | -16.1 | -15.5 | -13.9 | 6.2 | 6.6 | |
| YoY Gr. Rt. % | - | 0.7% | 0.7% | -4.4% | 0.1% | -266% | NA | NA | NA | NA | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | 0.2 | 0.2 | 0.2 | -1.3 | 0 | -130.6 | 2 | 6.8 | 10 | 10.7 | 0 | |
CAGR ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||
|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 35.8% | NA | 100.6% | 89.1% | ||||
| Adj EPS | 35.3% | 146.5% | 91.3% | -40.9% | ||||
| BVPS | -5.3% | -8.8% | NA | NA | ||||
| Share Price | - | 52.2% | 69.2% | 50.8% | ||||
Key Financial Ratios
| RATIOS \ YEARS | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | Mar'26 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Quality Ratio | To view Asset Quality Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Net NPA to Net Advances (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Capitalization Ratio | To view Capitalization Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Capital Adequacy Ratio (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Margins | ||||||||||||
| Net Profit Margin (%) | 20.5 | 12.8 | 109.3 | -121.5 | 1727 | 0 | 24.3 | 46.8 | 67.2 | 86 | 102.4 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | 0.6 | 0.7 | 0.7 | -4.4 | 0.1 | 0 | 0 | 0 | 0 | 65.9 | 17.4 | |
Valuation of Classic Leasing &Fin - Consolidated
Analyst's Notes
No data found!
Management X-Ray
Shareholding Pattern
Promoter's Holding & Share Pledging
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
* Pledged shares as % of Promoter's holding (%)
Financials
No data found!
No data found!
No data found!
No data found!
Top 5 Mutual Funds Holding
Last Visited Stocks
Announcements
Classic Leasing & Finance Ltd FAQs
The current trading price of Classic Leasing &Fin on 15-Sep-2026 16:59 is ₹53.30.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 14-Sep-2026 the market cap of Classic Leasing &Fin stood at ₹65.29 Cr
The latest P/E ratio of Classic Leasing &Fin as of 14-Sep-2026 is 45.69.
The latest P/B ratio of Classic Leasing &Fin as of 14-Sep-2026 is 8.11.
The 52-week high of Classic Leasing &Fin is ₹65.67 and the 52-week low is ₹31.50.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Classic Leasing &Fin is ₹1.40 ( Cr.) .
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Classic Leasing & Finance Ltd is a below average quality company.
The key valuation ratios of Classic Leasing & Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Classic Leasing & Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
About Classic Leasing & Finance Ltd
Classic leasing & finance Limited (CLFL) is a leading Indian Non-Banking Finance Company (NBFC) operating since 1984. The company is registered with Reserve Bank of India (RBI) and listed on the Calcutta Stock Exchange (CSE).
As part of its business activities, CLFL is predominantly focused into Asset Financing with initial funding, mezzanine financing, acquisition financing etc. It focuses on products in the structured credit space backed by adequate collaterals and cash flows to build a secured and quality retail lending portfolio.
As part of the diversification and growth plans, in 2014 CLFL forayed into Retail Lending Business with special focus on Priority Sector Lending. The division focuses on generating supreme quality asset book.
Business area of the company
The company’s business segment aims to provide specialized and holistic solutions to Indian customers helping them build and grow their businesses. The company focuses on products in the structured credit space backed by adequate collaterals and cash flows to build a secured and quality portfolio. Under the Lending Business, it provides credit solutions for situations like initial funding requirements, mezzanine financing, acquisition financing, short term and long term working capital requirements, etcetera.
Product and services
- Project Funding
- Acquisition Financing
- Corporate Loan
- Structured Debt Financing
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