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Comfort Intech Ltd. Stock Analysis

Small Cap
Evaluated by 157 users | BSE: 531216 | NSE: |
Finance - NBFC
Established in 1994, Comfort Intech is presently engaged in capital market operations, investments, finance and software activities. The profit making company went for its Initial Public Offering (IPO) in September 1995 for Rs 250 lakh, which was oversubscribed by more then 29 times. The...

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
 Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20
Operating Income (Rs. Cr.)11816.714.511.51410.58.822.15486.4
Y-o-Y Gr. Rt.--85.9%-13.2%-20.1%21.1%-25%-16.3%152.2%144.1%59.9%
Adjusted EPS (Rs.)
Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items
0.490.650.54-1.11.731.030.4314.690.24-0.2
Y-o-Y Gr. Rt.-32.7%-16.9%-303.7%NA-40.5%-58.3%3316.3%-98.4%-183.3%
Book Value per Share (Rs.)
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
27.4727.9128.2427.1628.6729.4630.72323.7231.6230.49
Y-o-Y Gr. Rt.-1.6%1.2%-3.8%5.6%2.8%4.3%953.8%-90.2%-3.6%
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%): Colour Rating Guide
  • >1.25 : Very Good
  • 1-1.25 : Somewhat Good
  • <1: Not Good
Net Profit/Total Funds (%)2.632.011.51-3.215.473.391.364.370.66-0.55
Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.
Comfort Intech Ltd. should be analysed on a Standalone basis
CAGR
CAGR Colour Code Guide
  9 yrs 5 yrs 3 yrs 1 yr
Operating Income-3.4%44%114.3%59.9%
Adjusted EPS
Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.
-190.5%-165%-177.5%-183.3%
Book Value per Share
1.2%1.2%-0.3%-3.6%
Share Price -15.2% -13.3% -14.3% -9.3%
Key Financial Ratios
RATIOS \ YEARSMar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20
Asset Quality Ratio
To view Asset Quality Ratio Colour Rating Guide click here
Asset Quality Ratio: Colour Rating Guide
  • <0.5 : Very Good
  • 0.5-1 : Somewhat Good
  • >1 : Not Good
Net NPA to Net Advances (%)0000000000
Capitalization Ratio
To view Capitalization Ratio Colour Rating Guide click here
Capitalization Ratio: Colour Rating Guide
  • >17% : Very Good
  • 15%-17% : Somewhat Good
  • <15% : Not Good
Capital Adequacy Ratio (%)0000000000
Margins
Net Profit Margin (%) 1.3312.511.94-30.3539.6431.5615.6921.241.41-0.73
Performance Ratios
To view Performance Ratios Colour Rating Guide click here
Performance Ratios: Colour Rating Guide
  • >15 : Very Good
  • 12-15 : Somewhat Good
  • <12 : Not Good
Return on Equity (%) 2.842.351.92-3.956.23.561.434.660.74-0.63
Entity Percentage Holding
Promoters 54.18%
Institutions 1.49%
Non-Institutions 44.33%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)
Data is not available for this company.

The 5-year analysis of Comfort Intech Ltd.'s performance infers:

Comfort Intech Ltd. earnings have declined by -165%, whereas share price has depreciated -13.3% CAGR over the past five years, indicating the company's share price is likely overvalued. However, for specific investment actions please connect with your investment advisor.

We analysed the performance of Comfort Intech Ltd. share prices over the last 10 years. Here is what we found out:

Comfort Intech Ltd. share price has depreciated -28.5% annually over the past ten years.

Established in 1994, Comfort Intech is presently engaged in capital market operations, investments, finance and software activities. The profit making company went for its Initial Public Offering (IPO) in September 1995 for Rs 250 lakh, which was oversubscribed by more then 29 times.

The company, whose shares are listed on Mumbai and Jaipur Stock Exchanges, is managed by professionals from different fields with abundant experience. It is a registered NBFC from Reserve Bank of Read More

Established in 1994, Comfort Intech is presently engaged in capital market operations, investments, finance and software activities. The profit making company went for its Initial Public Offering (IPO) in September 1995 for Rs 250 lakh, which was oversubscribed by more then 29 times.

The company, whose shares are listed on Mumbai and Jaipur Stock Exchanges, is managed by professionals from different fields with abundant experience. It is a registered NBFC from Reserve Bank of India. It deals in shares and securities, granting of corporate and non-corporate loans, investments and some software operations.

The management of the company always had the plans to utilize the expertise for more profitable financial ventures.

The company's main business activities are located in western suburb of Malad, which is already one of the largest consumer market. In this locality, the company has excellent relationships with many reputed dealers of consumer durables who would help the company in reaching its target customers.

Services offered:

a) Corporate Banking –

  • Syndication of rupee & foreign currency loans 
  • Trade finance & bill discounting against L/C 
  • Inter Corporate Loans
  • Loans against listed shares 

b) Financial Management  -

  • Project appraisal and prefeasibility/ feasibility study.
  • Consultancy in financial restructuring/reengineering
  • Private placement of equity, debt and hybrid instruments.
  • Consultancy through mergers, reverse mergers & acquisitions. 

c) Investment Advisory -

  • Fixed & variable income products, advisory and distribution 
  • Mutual Funds advisory and distribution

d) Personalized Loans -   

  • Housing loans 
  • Car loans
  • Personal loans
  • Loan against property.

e) Market Research -

  • Market Surveys 
  • Compilation of Research activities
  • Portfolio analysis on behalf of clients
  • Competitive analysis 

Future plans:

 Comfort Intech plans to enter into the lucrative segment of providing finance for consumer durables to needy individuals. The field is highly remunerative given that the ever diminishing interest rates do not impact this segment.

The company has at its disposal a spacious office premises of about 2,800 square feet with all latest infrastructure and a team of experienced staff members. All that the company needs is a low cost capital which can be deployed in this profitable venture.

Puchho Befikar
SEBI Registered: Investment Adviser - INA000013323

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