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GDL Leasing & Finance Ltd (530855)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530855 NSE: Finance - NBFC | Small Cap | GDL Leasing & Fin Share Price

₹60.51 0.00 (0.00%)

As on 04-Jun'26 16:59

GDL Leasing & Finance Ltd (530855)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530855 NSE: Finance - NBFC | Small Cap | GDL Leasing & Fin Share Price

₹60.51 0.00 (0.00%)

As on 04-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹30 Cr.
Current Price
₹60.5
52-Week Low / High
₹9 / 170
TTM EPS
₹1.6
Book Value per Share
₹13.5
P/E Ratio
38.09
Lower than its 5-year historical median
Industry PE
25.6
Price to Book (P/B)
4.47
Higher than its 5-year historical median
EV/EBITDA
26.28
Lower than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
8.25%
Return on Capital Employed (ROCE)
11.44%
Return on Assets (ROA)
7.28%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
162.79%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
9.04%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹3.6 Cr.
Reserves
₹2 Cr.
Equity
₹5 Cr.
Face Value
₹10
All Time Low / High
₹7.21 / 169.80

GDL Leasing & Finance stock performance

Key Ratios
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Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is GDL Leasing & Finance Ltd a good quality company?
GDL Leasing & Finance Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does GDL Leasing & Finance Ltd performance compare with that of its Peers?
Q.1 AUM Growth of GDL Leasing & Finance Ltd vs Industry Peers?
GDL Leasing & Finance Ltd AUM CAGR is 17.49%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of GDL Leasing & Finance Ltd?
Promoters hold 53.92% of the GDL Leasing & Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of GDL Leasing & Finance Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 23.6% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
GDL Leasing & Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)0.50.30.30.30.30.30.30.30.41.24
YoY Gr. Rt. %--32.8%3.7%-3.8%-1.8%4.7%1.5%-0.3%26.2%174.6%-
Adj EPS (₹ ) 000000000.30.81.6
YoY Gr. Rt. %-0%-66.7%100%50%-33.3%0%50%1033.3%123.5%-
BVPS (₹ )10.410.510.510.510.510.610.610.61111.913.5
YoY Gr. Rt. %-0.4%0.1%0.2%0.3%0.2%0.2%0.3%3.2%9%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.30.30.10.20.20.20.20.33.17.30

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income10.3%29.7%51.2%174.6%
Adj EPS43.2%90.9%236.2%123.5%
BVPS1.5%2.5%4.1%9%
Share Price 22.5% 50.1% 93.7% 626.4%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)23.10.92.22.42.21.82.624.132.522.3
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.30.30.10.20.20.20.20.33.28.311.4

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 0.490.330.340.330.320.340.340.340.431.18
Interest Income0.490.330.340.330.320.340.340.340.431.18
Other Income 00.020.010000.010.0200.03
Exceptional Items 0000000000
Expenditure + 0.470.310.330.320.310.330.330.330.290.64
Interest Expense 0000000.03000.05
Operating Expenses 0.470.300.320.310.310.320.290.310.290.57
Provisions 00.020.010000.010.0200.03
Exceptional Items 0000000000
Profit Before Tax 0.010.010.010.010.010.010.010.010.140.54
Taxes 000000000.040.15
Profit After Tax 0.010.0100.010.010.010.010.010.100.38
Adjusted EPS (₹)0.00.00.00.00.00.00.00.00.30.8
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of GDL Leasing & Fin - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +3.143.153.163.163.173.183.193.193.305.98
Share Capital 3.013.013.013.013.013.013.013.013.015.01
Reserves 0.130.140.150.150.160.170.180.180.290.97
Short term borrowings0000000000
Long Term Borrowings-0.01-0-0-0-0-0-000.041
Current Liabilities 0.010.040.0100.010.020.020.020.070.14
Trade Payables0000000000
Other Liabilities-0-0-0-00-00-00-0
Total Liabilities 3.153.193.163.163.183.193.203.223.417.12

Assets

Non Current Asset +0.010.010.010.010.020.020.020.010.030.01
Loan Asset 0000000000
Other Non Current Asset 0.010.010.010.010.020.020.020.010.030.01
Current Asset +3.133.183.153.153.173.173.183.213.377.11
Current Investment0000000000
Other Current Asset3.133.183.153.153.173.173.183.213.377.11
Total Assets 3.153.193.163.163.183.193.203.223.417.12

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity 0.10-0.260.03-0.07-0.27-0.02-0.210.16-0.09-0.65
Cash Flow From Investing Activity 00000000-0-0.01
Cash Flow From Financing Activity 00-000.530000.013.20
Net Cash Flow 0.10-0.260.03-0.070.27-0.02-0.200.16-0.092.54

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)000000000.300.80
DPS (₹)0000000000
BVPS (₹)10.410.510.510.510.510.610.610.61111.9

Performance Ratios

ROA (%)0.30.30.10.20.20.20.20.33.17.3
ROE (%)0.30.30.10.20.20.20.20.33.28.3
ROCE (%)0.40.50.30.30.30.31.40.44.311.4

Valuation Parameters

Price/Book(x)0.00.00.00.00.00.00.00.00.00.0

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

GDL Leasing & Finance Ltd FAQs

The current trading price of GDL Leasing & Fin on 04-Jun-2026 16:59 is ₹60.51.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 03-Jun-2026 the market cap of GDL Leasing & Fin stood at ₹30.32 Cr

The latest P/E ratio of GDL Leasing & Fin as of 03-Jun-2026 is 38.09.

The latest P/B ratio of GDL Leasing & Fin as of 03-Jun-2026 is 4.47.

The 52-week high of GDL Leasing & Fin is ₹169.8 and the 52-week low is ₹8.74.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of GDL Leasing & Fin is ₹3.58 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that GDL Leasing & Finance Ltd is a below average quality company.

The key valuation ratios of GDL Leasing & Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of GDL Leasing & Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About GDL Leasing & Finance Ltd

GDL Leasing and Finance Limited, incorporated on January 24, 1994, is non-banking financial company. The company is a public company domiciled in India, with its registered office in New Delhi. The company is a non-deposit accepting non-banking finance company or NBFC-ND registered with Reserve Bank of India (RBI). The company is engaged in the business of financing of Loans, Sales and Purchase of Shares and Stock. The company is listed on the Bombay Stock Exchange (BSE).

The company has been engaged in various financial activities such as Loans and Investment. It plans to help SMEs to raise finances through credit guarantee scheme. Government of India has started this scheme to encourage small enterprises for establishing manufacturing unit. 

Business area of the company

The company has been engaged in various financial activities such as Loans and Investment.

Services of the company

  • Loan and Advances
  • Investments 

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About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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