Goyal Associates Ltd - Stock Valuation and Financial Performance

BSE: 530663 | NSE: | Finance - NBFC | Small Cap

Goyal Associates Share Price

1.93 0.01 0.52%
as on 26-Apr'24 16:01

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Goyal Associates stock performance -

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P/E Ratio (SA):
14.82
Market Cap:
9 Cr.
52-wk low:
1.4
52-wk high:
3.3

Is Goyal Associates Ltd an attractive stock to invest in?

1. Is Goyal Associates Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Goyal Associates Ltd is a below average quality company.

2. Is Goyal Associates Ltd undervalued or overvalued?

The key valuation ratios of Goyal Associates Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Goyal Associates Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Goyal Associates Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Goyal Associates:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Goyal Associates Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)0.40.50.20.10.67.13.91.21.53.44
YoY Gr. Rt. %-28.6%-60%-22.2%335.7%1068.9%-44.7%-70.3%29.9%124.3%-
Adj EPS (₹ ) -00-0-0-0-0.100-0.10.10.1
YoY Gr. Rt. %-NANANANANANA-75%-1100%NA-
BVPS (₹ )-0.3-0.30.60.60.60.50.50.50.40.60.7
YoY Gr. Rt. %-NANA-1.6%-1.6%-21%6.1%1.9%-18.9%30.2%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-4.5-0.4-1.9-0.9-2.1-15.44.20.7-7.411.20

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income28.8%41.1%-4.7%124.3%
Adj EPSNANA44.2%NA
BVPSNA-2%2.5%30.2%
Share Price 22.7% -6.8% -24.1% -39.1%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)-52.3-3.3-38.3-23.1-10.3-8.84.22.9-29.51715.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)00-8.2-1.1-2.1-24.271.4-19.92522.7

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 21.30%

Net Profit has increased 44.22 CAGR in last 3 years

Total Income has declined 318.34 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Goyal Associates Ltd.

Standalone Consolidated
TTM EPS (₹) 0.1 -
TTM Sales (₹ Cr.) 4 -
BVPS (₹.) 0.7 -
Reserves (₹ Cr.) -2 -
P/BV 2.89 -
PE 14.82 -
From the Market
52 Week Low / High (₹) 1.38 / 3.32
All Time Low / High (₹) 0.05 / 8.65
Market Cap (₹ Cr.) 9
Equity (₹ Cr.) 4.7
Face Value (₹) 1
Industry PE 30.1

Management X-Ray of Goyal Associates:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Goyal Associates

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income0.350.460.180.140.617.133.941.171.523.55
Interest Income0.350.450.180.140.617.133.941.171.523.41
Other Income 00.0100000000.14
Expenditure 0.520.480.240.170.677.763.741.121.962.85
Interest Expense 00000000.060.110.10
Operating Expenses 0.500.480.240.170.677.183.421.041.592.04
Provisions 0.0200000.580.320.010.250.70
Exceptional Items 0000000000
Profit Before Tax -0.17-0.02-0.07-0.03-0.06-0.630.200.05-0.450.70
Taxes 0.01-0.0100000.030.0200.12
Profit After Tax -0.18-0.01-0.07-0.03-0.06-0.630.160.03-0.450.58
Adjusted EPS (₹)0.00.00.00.00.0-0.10.00.0-0.10.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital-1.36-1.3732.972.912.282.442.482.032.61
Share Capital 5.085.084.694.694.694.694.694.694.694.69
Reserves -6.43-6.45-1.69-1.72-1.79-2.41-2.25-2.22-2.66-2.08
Minority Interest0000000000
Long Term Borrowings0.01000000.014.093.241.96
Current Liabilities 6.384.641.010.0102.950.200.120.120.43
Trade Payables001002.940.170.010.030.12
Short term borrowings6.374.6300000000
Other Liabilities-6.37-4.63-100-2.94-0.17-0.01-0.03-0.12
Total Liabilities 5.033.274.012.982.915.232.666.695.395

Assets

Non Current Asset 0.11000.400.73000.360.310.56
Loan Asset 0000000000
Other Non Current Asset 0.11000.400.73000.360.310.56
Current Asset 4.933.274.012.582.195.232.666.325.084.44
Current Investment0000000000
Other Current Asset4.933.274.012.582.195.232.666.325.084.44
Total Assets 5.033.274.012.982.915.232.666.695.395

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -2.651.732.06-1.41-0.65-0.24-0.52-2.241.170.86
Cash Flow From Investing Activity 000-0.400.640.730-0.42-0.07-0.41
Cash Flow From Financing Activity 2.47-1.74-0.1900003.23-1.35-0.74
Net Cash Flow -0.19-0.011.88-1.8100.49-0.520.58-0.26-0.29
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)0000000000
DPS (₹)0000000000
BVPS (₹)-0-011101101

Performance Ratios

ROA (%)-4.5-0.4-1.9-0.9-2.1-15.44.20.7-7.411.2
ROE (%)0.00.0-8.2-1.1-2.1-24.27.01.4-19.925.0
ROCE (%)-4.4-0.5-2.1-1.1-2.1-24.28.32.8-6.920.5

Valuation Parameters

Price/Book(x)-0.9-1.00.07.80.05.71.06.63.85.0

Goyal Associates Ltd Stock News

Goyal Associates Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Goyal Associates on 26-Apr-2024 16:01 is ₹1.93.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 26-Apr-2024 16:01 the market cap of Goyal Associates stood at ₹8.97.
The latest P/E ratio of Goyal Associates as of 26-Apr-2024 16:01 is 14.82.
The latest P/B ratio of Goyal Associates as of 26-Apr-2024 16:01 is 2.89.
The 52-week high of Goyal Associates is ₹3.32 and the 52-week low is ₹1.38.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Goyal Associates is ₹4.01 ( Cr.) .

About Goyal Associates Ltd

Goyal Associates Limited is a public limited company incorporated under the provisions of the Companies Act, 1956. The shares of the Company are listed on Bombay Stock Exchange. The Company holds a certificate of registration from the Reserve Bank of India (RBI) to carry on the business of Non-Banking Financial Institution (NBFI) under the category of Non-Deposit taking Company. The registered office of the Company is situated at A/208, Titanum City Centre, Near Sachin Tower,100ft Ring Road Satellite, Ahmedbad (Gujarat).

Business area of the company

The Company is engaged in the business of fund-based activities like providing Micro Enterprise loans, SME Loans, Vehicle Loans, Agro based Loans and loans to Micro Financial Institutions (MFI) and NBFCs & share trading and other financial relating activities of NBFCs etc.

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