SEBI Reg. Investment Advisor

Download App
Help Center Pricing
Money Works 4 Me Logo MoneyWorks4Me
Talk to Advisor
Login Get Free Account
Sign Up

MoneyWorks4Me

Log In Sign Up Schedule Free 15‑min Call
Login Get Free Account
Sign Up

IKF Finance Ltd (530719)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530719 NSE: Finance - NBFC | Small Cap | IKF Finance Share Price

BSE Share Price
Not Listed

IKF Finance Ltd (530719)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530719 NSE: Finance - NBFC | Small Cap | IKF Finance Share Price

BSE Share Price
Not Listed
Key Metrics
Valuation Multiples
Market Cap
₹77 Cr.
Current Price
₹0
52-Week Low / High
₹23 / 25
TTM EPS
₹12.6
Book Value per Share
₹24.5
P/E Ratio
1.91
Industry PE
25.7
Price to Book (P/B)
0.98
EV/EBITDA
7.65
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
11.55%
Return on Capital Employed (ROCE)
11.18%
Return on Assets (ROA)
2.48%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
48.73%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
12.23%
Asset Quality
Gross NPA(%)
2.24%
Net NPA(%)
1.50%
TTM Sales
₹221 Cr.
Reserves
₹47 Cr.
Equity
₹32.1 Cr.
Face Value
₹10
All Time Low / High
₹1.17 / 41.00

IKF Finance stock performance

Key Ratios
mw4me loader

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)102126136155206204221285434650221
YoY Gr. Rt. %-23.9%7.8%14.3%32.7%-0.8%8.3%29%52.4%49.8%-
Adj EPS (₹ ) 3.83.74.13.65.56.27.77.71115.412.6
YoY Gr. Rt. %--3.7%10.3%-11.5%52.9%11.8%24%1.2%41.7%40.3%-
BVPS (₹ )33.637.343.653.759.265.773.6107.2125.5140.924.5
YoY Gr. Rt. %-11%16.9%23%10.3%11%11.9%45.8%17%12.2%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)2.82.22.31.82.12.12.42.22.42.50

CAGR ⓘ

9 Years 5 Years 3 Years 1 Years
Net Interest Income22.9%25.9%43.3%49.8%
Adj EPS16.7%22.8%26.2%40.3%
BVPS17.3%18.9%24.2%12.2%
Share Price - - - -

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)17.213.414.111.713.515.618.217.617.716.618.3
Performance Ratios To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)15.110.410.27.79.81011.19.39.811.651

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 101.72126.66135.79155.32205.88208.52223.73287.05437.48660.13
Interest Income101.56125.83135.70155.05205.69204.07220.93284.95434.23650.25
Other Income ⓘ 4.734.694.4012.6717.2313.348.827.1119.0743.52
Exceptional Items ⓘ 0.160.830.090.270.194.462.812.093.259.88
Expenditure ⓘ + 78.15100.97106.44130.77167.95164.32169.46219.74334.10515.37
Interest Expense ⓘ 57.8270.6270.9084.88115.52116.09117.88154.03220.23331.97
Operating Expenses ⓘ 15.6025.6631.1433.2235.2034.8942.7758.6094.80139.88
Provisions 4.734.694.4012.6717.2313.348.827.1119.0743.52
Exceptional Items ⓘ 0000000000
Profit Before Tax ⓘ 23.5825.6929.3524.5537.9444.2054.2767.31103.38144.76
Taxes ⓘ 6.088.8310.196.3810.2012.3013.9717.3026.4036.81
Profit After Tax 17.5016.8619.1518.1727.7331.9140.3050.0176.97107.95
Adjusted EPS (₹)3.83.74.13.65.56.27.77.711.015.4
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of IKF Finance - Standalone

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

mw4me loader

Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +153.09169.95224.26269.73297.61339.90387.37692.50880.66988.51
Share Capital ⓘ 45.5345.5366.4650.2850.2851.6752.6664.5870.1670.16
Reserves ⓘ 107.57124.43157.80219.46247.33288.22334.71627.92810.50918.36
Short term borrowings227.75199.89110.43284.26366.19332.84335.63261.121,245.631,496.67
Long Term Borrowings244281.50300.92615.05694.52924.49973.261,779.671,511.772,463.45
Current Liabilities 347.32347.22322.81331.67389.81360.66356.92292.121,283.671,560.04
Trade Payables0000000000
Other Liabilities-227.75-199.89-110.43-284.26-366.19-332.84-335.63-261.12-1,245.63-1,496.67
Total Liabilities ⓘ 744.41798.68847.981,216.461,381.941,625.051,717.552,764.303,676.105,012.01

Assets

Non Current Asset +373.08421.24509.119.458.4960.4417.902,147.863,462.294,771.10
Loan Asset 00000002,107.553,255.314,513.88
Other Non Current Asset ⓘ 373.08421.24509.119.458.4960.4417.9040.32206.98257.22
Current Asset +371.34377.44338.881,2071,373.451,564.611,699.65616.43213.82240.91
Current Investment00045.2545.25062.53308.11124.060
Other Current Asset371.34377.44338.881,161.751,328.191,564.611,637.12308.3389.76240.91
Total Assets ⓘ 744.41798.68847.981,216.461,381.941,625.051,717.552,764.303,676.105,012.01

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity ⓘ -229.26-16.68-7.98-212.60-108.05-194.85-188.49-555.25-1,025.42-1,122.23
Cash Flow From Investing Activity ⓘ -1.34-0.56-1.02-46.51-1.21-0.59-19.48-246.2929.8484.03
Cash Flow From Financing Activity ⓘ 213.7026.62-12.38242.16120.39288.51123.82998.16809.261,193.55
Net Cash Flow ⓘ -16.909.38-21.38-16.9511.1393.08-84.16196.62-186.31155.35

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios
EPS (₹)3.803.704.103.605.506.207.707.701115.40
DPS (₹)0000000000
BVPS (₹)33.637.343.653.759.265.773.6107.2125.5140.9

Performance Ratios

ROA (%)2.82.22.31.82.12.12.42.22.42.5
ROE (%)15.110.410.27.79.810.011.19.39.811.6
ROCE (%)13.412.913.011.312.210.910.510.010.211.2

Valuation Parameters

Price/Book(x)0.00.00.00.00.00.00.00.00.00.0

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *35.3135.3131.4725.8125.8125.8125.8114.8114.810.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

IKF Finance Ltd FAQs

The current trading price of IKF Finance on 01-Jan-1970 05:30 is ₹0.00.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 31-Dec-1969 the market cap of IKF Finance stood at ₹76.88 Cr

The latest P/E ratio of IKF Finance as of 31-Dec-1969 is 1.91.

The latest P/B ratio of IKF Finance as of 31-Dec-1969 is 0.98.

The 52-week high of IKF Finance is ₹24.55 and the 52-week low is ₹23.45.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of IKF Finance is ₹221 ( Cr.) .

Data is not available for this company.

No data found

No data found

About IKF Finance Ltd

I K F Finance company was incorporated as Indrakeela Finance Private Ltd. in 1991 with the objective of financing the purchase of Trucks, Tractors, and Cars & Multi Utility vehicles.

In 1994 the company was converted from a privately owned company to a Public Limited Company under the name IKF Finance & Investments.In 1998, with the goal of primarily focusing on the financing activities the company’s name was changed to IKF Finance Limited.

As a result of its rapid growth the company went for a public issue in 1995, a Rights Issue in 1998 and a Preferential Issue in 2003.

The company's shares were listed in The Stock Exchange, Mumbai, the Hyderabad Stock Exchange Limited, Hyderabad and The Stock Exchange, Ahmedabad. IKF’s common stock is currently listed in The Stock Exchange, Mumbai.

IKF Finance is one of the leading Non Banking Finance Companies in Southern India. IKF offers a variety of services including automobile loans, working capital loans etc. The company’s primary focus is on financing the purchase of commercial vehicles. IKF also issues debentures as a long-term debt instruments to its investors. The company has also entered into partnership agreements with banks and institutions for asset management and securitization.

IKF has grown rapidly over the past decade & half on the foundations of committed customer service, transparent business practices, and well-organized, secure and trusted financial policies. It’s their people, their locations & their work that makes them unique. They reach for higher standards every day, in everything they do – for their customers, their shareholders & their business partners, upon which the future prosperity of their company rests.

Services offered by the company include:

  • Commercials Vehicle Loans
  • Working Capital Loans
  • Asset Management
  • Debentures

Business Associates of the company are:

  • HDFC Bank Ltd.
  • Sundaram Finance Ltd.
  • The A.P.Mahesh Co-Op. Urban Bank Limited.
  • ING Vysya Bank Limited – Retail SBU.
  • Tata Motors Limited (TELCO – BHPC).

Major Milestones:

  • 1991-Creation of IKF Finance
  • 1994- Conversion to a Public Limited Company
  • 1995- Adequate safety rating from CARE
  • 1995- Public Issue
  • 1998- RBI Registration
  • 1998- Rights Issue
  • 2001- Entered into partnership with TELCO for Asset Management
  • 2001- Entered into partnership with The A.P.Mahesh Co-Op. Urban Bank Ltd for Asset Management
  • 2002- Entered into partnership with ING Vysya Bank Limited for Asset Management
  • 2003- Preferential Issue
  • 2004- Entered into partnership with HDFC Bank Limited as Channel Business Partner
  • 2004- Entered into partnership with Sundaram Finance Limited for securitisation

To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
2026 ©The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me® is a registered trademark of The Alchemists Ark Pvt. Ltd.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

×