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IKF Finance Ltd Stock Analysis

Small Cap
Evaluated by 96 users | BSE: 530719 | NSE: |
Finance - NBFC
I K F Finance company was incorporated as Indrakeela Finance Private Ltd. in 1991 with the objective of financing the purchase of Trucks, Tractors, and Cars & Multi Utility vehicles. In 1994 the company was converted from a privately owned company to a Public Limited Company under the name...

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
 Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20
Operating Income (Rs. Cr.)15.326.442.159.679.7102126136155206
Y-o-Y Gr. Rt.-72.9%59.5%41.7%33.7%27.4%23.9%7.8%14.3%32.7%
Adjusted EPS (Rs.)
Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items
2.72.092.433.624.583.843.74.083.615.52
Y-o-Y Gr. Rt.--22.6%16.3%49%26.5%-16.2%-3.7%10.3%-11.5%52.9%
Book Value per Share (Rs.)
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
18.4117.7717.4920.7724.6533.6337.3343.6353.6559.19
Y-o-Y Gr. Rt.--3.5%-1.6%18.8%18.7%36.4%11%16.9%23%10.3%
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%): Colour Rating Guide
  • >1.25 : Very Good
  • 1-1.25 : Somewhat Good
  • <1: Not Good
Net Profit/Total Funds (%)3.872.553.224.013.482.792.192.331.762.13
Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.
IKF Finance Ltd. should be analysed on a Standalone basis
CAGR
CAGR Colour Code Guide
  9 yrs 5 yrs 3 yrs 1 yr
Operating Income33.5%20.9%17.8%32.7%
Adjusted EPS
Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.
8.3%3.8%14.3%52.9%
Book Value per Share
13.9%19.2%16.6%10.3%
Share Price - - - -
Key Financial Ratios
RATIOS \ YEARSMar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20
Asset Quality Ratio
To view Asset Quality Ratio Colour Rating Guide click here
Asset Quality Ratio: Colour Rating Guide
  • <0.5 : Very Good
  • 0.5-1 : Somewhat Good
  • >1 : Not Good
Net NPA to Net Advances (%)0000000000
Capitalization Ratio
To view Capitalization Ratio Colour Rating Guide click here
Capitalization Ratio: Colour Rating Guide
  • >17% : Very Good
  • 15%-17% : Somewhat Good
  • <15% : Not Good
Capital Adequacy Ratio (%)0000000000
Margins
Net Profit Margin (%) 21.6414.7616.7919.5118.4217.2313.414.1211.7213.48
Performance Ratios
To view Performance Ratios Colour Rating Guide click here
Performance Ratios: Colour Rating Guide
  • >15 : Very Good
  • 12-15 : Somewhat Good
  • <12 : Not Good
Return on Equity (%) 15.1814.0116.8219.7820.1515.0710.4410.227.669.78
Entity Percentage Holding
Promoters 71.66%
Institutions 19.00%
Non-Institutions 9.34%
Pledged *35.3135.3131.4725.8125.8125.8125.8114.8114.810.00
* Pledged shares as % of Promoter's holding (%)
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Data is not available for this company.

Data is not available for this company

I K F Finance company was incorporated as Indrakeela Finance Private Ltd. in 1991 with the objective of financing the purchase of Trucks, Tractors, and Cars & Multi Utility vehicles.

In 1994 the company was converted from a privately owned company to a Public Limited Company under the name IKF Finance & Investments.In 1998, with the goal of primarily focusing on the financing activities the company’s name was changed to IKF Finance Limited.

As a result of its rapid growth

I K F Finance company was incorporated as Indrakeela Finance Private Ltd. in 1991 with the objective of financing the purchase of Trucks, Tractors, and Cars & Multi Utility vehicles.

In 1994 the company was converted from a privately owned company to a Public Limited Company under the name IKF Finance & Investments.In 1998, with the goal of primarily focusing on the financing activities the company’s name was changed to IKF Finance Limited.

As a result of its rapid growth the company went for a public issue in 1995, a Rights Issue in 1998 and a Preferential Issue in 2003.

The company's shares were listed in The Stock Exchange, Mumbai, the Hyderabad Stock Exchange Limited, Hyderabad and The Stock Exchange, Ahmedabad. IKF’s common stock is currently listed in The Stock Exchange, Mumbai.

IKF Finance is one of the leading Non Banking Finance Companies in Southern India. IKF offers a variety of services including automobile loans, working capital loans etc. The company’s primary focus is on financing the purchase of commercial vehicles. IKF also issues debentures as a long-term debt instruments to its investors. The company has also entered into partnership agreements with banks and institutions for asset management and securitization.

IKF has grown rapidly over the past decade & half on the foundations of committed customer service, transparent business practices, and well-organized, secure and trusted financial policies. It’s their people, their locations & their work that makes them unique. They reach for higher standards every day, in everything they do – for their customers, their shareholders & their business partners, upon which the future prosperity of their company rests.

Services offered by the company include:

  • Commercials Vehicle Loans
  • Working Capital Loans
  • Asset Management
  • Debentures

Business Associates of the company are:

  • HDFC Bank Ltd.
  • Sundaram Finance Ltd.
  • The A.P.Mahesh Co-Op. Urban Bank Limited.
  • ING Vysya Bank Limited – Retail SBU.
  • Tata Motors Limited (TELCO – BHPC).

Major Milestones:

  • 1991-Creation of IKF Finance
  • 1994- Conversion to a Public Limited Company
  • 1995- Adequate safety rating from CARE
  • 1995- Public Issue
  • 1998- RBI Registration
  • 1998- Rights Issue
  • 2001- Entered into partnership with TELCO for Asset Management
  • 2001- Entered into partnership with The A.P.Mahesh Co-Op. Urban Bank Ltd for Asset Management
  • 2002- Entered into partnership with ING Vysya Bank Limited for Asset Management
  • 2003- Preferential Issue
  • 2004- Entered into partnership with HDFC Bank Limited as Channel Business Partner
  • 2004- Entered into partnership with Sundaram Finance Limited for securitisation

Puchho Befikar
SEBI Registered: Investment Adviser - INA000013323

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