Incred Financial Services Ltd - Stock Valuation and Financial Performance

BSE: 0 | NSE: | Finance - NBFC | Small Cap

BSE Share Price
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10 Year X-Ray of Incred Financial Ser:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)92.4228353569745862737390488864488
YoY Gr. Rt. %-146.4%55.2%61.1%30.9%15.8%-14.5%-47.1%25.1%76.9%-
Adj EPS (₹ ) 1.42.83.55.63.20.5-27.3-30.82.60
YoY Gr. Rt. %-108.8%23.2%60.6%-43.2%-83.7%-5348.1%NANA235.9%-
BVPS (₹ )31.434.437.943.553.153.626.323.323.3540
YoY Gr. Rt. %-9.5%10.2%14.8%22%1%-51%-11.5%0.3%131.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)4.985.852.50.4-24-4.41.22.40

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income28.2%3%5.4%76.9%
Adj EPS7.6%-3.9%NA235.9%
BVPS6.2%0.3%27.1%131.4%
Share Price - - - -

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)00000001.71.40-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)42.447.337.637.519.72.8-170.3-35.77.4140
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)5.39.89.713.87.21-68.3-12.23.46.80

Recent Performance Summary

Recent Performance Summary not available for IPO

Recent Performance Summary not available for IPO

Latest Financials - Incred Financial Services Ltd.

Standalone Consolidated
TTM EPS (₹) 0 -
TTM Sales (₹ Cr.) 488 -
BVPS (₹.) 0 -
Reserves (₹ Cr.) 685 -
P/BV 0.00 -
PE 0.00 -
From the Market
52 Week Low / High (₹) - / -
All Time Low / High (₹) - / -
Market Cap (₹ Cr.) 0
Equity (₹ Cr.) 0
Face Value (₹) 10
Industry PE 30.1

Management X-Ray of Incred Financial Ser:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Incred Financial Ser

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income92.54227.95380.03568.89744.79862.17737.73871.22521.65888.49
Interest Income92.40227.62353.16568.88744.70862.08737.46390.36488.26863.75
Other Income 0.140.3226.880.010.090.080.27480.8633.3924.74
Expenditure 32.8664.01177.24240.44522.39836.302,376.21837.19473.48637.68
Interest Expense 06.1382.76184.73319.67371.08387.58228.75219.79356.20
Operating Expenses 26.6133.3835.5545.78102.4282.2270.5274.53197.01271.72
Provisions 6.2524.5058.939.93100.30382.991,918.12533.9156.689.76
Exceptional Items 000000000-43.80
Profit Before Tax 59.68163.94202.79328.46222.4025.87-1,638.4834.0348.17207.02
Taxes 20.5256.1770.03115.2275.731.89-382.64173.4312.0586.22
Profit After Tax 39.16107.76132.77213.23146.6723.99-1,255.84-139.4036.12120.80
Adjusted EPS (₹)1.42.83.55.63.20.5-27.3-3.00.82.6
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital905.181,303.881,436.651,649.882,441.762,465.731,209.541,070.341,112.312,483.67
Share Capital 288.35379.27379.27379.27460.23460.23460.23460.23460.23460.23
Reserves 616.82924.611,057.381,270.611,981.532,005.50749.31610.11652.092,023.45
Minority Interest0000000000
Long Term Borrowings70.69336.361,393.463,196.94915.161,602.411,387.52698.762,570.793,242.42
Current Liabilities 5.4068.3171.60774.542,603.422,333.181,488.14444.78320.40452.55
Trade Payables4.582.796.4213.6935.8815.966.625.9900
Short term borrowings000399.352,134.501,791.591,038.41259.40236.14223.45
Other Liabilities-4.58-2.79-6.42-413.04-2,170.38-1,807.55-1,045.03-265.40-236.14-223.45
Total Liabilities 981.271,708.552,901.715,621.375,960.346,401.314,085.202,213.884,003.516,178.64

Assets

Non Current Asset 733.141,307.772,046.893,742.405,759.976,175.48810.74173,835.075,572.55
Loan Asset 00004,055.144,132.880000
Other Non Current Asset 733.141,307.772,046.893,742.401,704.832,042.60810.74173,835.075,572.55
Current Asset 248.12400.78854.821,878.97200.38225.833,274.462,196.88168.43606.10
Current Investment23.5023.50204.3621.80000037.5543.46
Other Current Asset224.62377.28650.461,857.17200.38225.833,274.462,196.88130.88562.64
Total Assets 981.271,708.552,901.715,621.375,960.346,401.314,085.202,213.884,003.516,178.64

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -171.30-409.76-576.51-890.25-524.23-118.371,503.062,227.21-1,120.86-635.48
Cash Flow From Investing Activity -108.19-136.99-222.75-947.40-0.20-1.13-2.14-0.1013.96304.56
Cash Flow From Financing Activity 302.90590.94870.922,188.95209.21113.90-1,074.09-2,126.391,138.22679.28
Net Cash Flow 23.4144.1971.66351.30-315.22-5.60426.82100.7231.32348.35
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)134631-27-313
DPS (₹)0000000000
BVPS (₹)31343844535426232354

Performance Ratios

ROA (%)4.98.05.85.02.50.4-24.0-4.41.22.4
ROE (%)5.39.89.713.87.21.0-68.3-12.23.46.8
ROCE (%)8.113.613.513.410.26.9-24.98.28.610.9

Valuation Parameters

Price/Book(x)0.00.00.00.00.00.00.00.00.00.0

Incred Financial Services Ltd Stock News

Incred Financial Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Incred Financial Ser on 01-Jan-1970 05:30 is ₹0.00.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 01-Jan-1970 05:30 the market cap of Incred Financial Ser stood at ₹0.00.
The latest P/E ratio of Incred Financial Ser as of 01-Jan-1970 05:30 is 0.00.
The latest P/B ratio of Incred Financial Ser as of 01-Jan-1970 05:30 is 0.00.
The 52-week high of Incred Financial Ser is ₹0.00 and the 52-week low is ₹0.00.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Incred Financial Ser is ₹487.9 ( Cr.) .

About Incred Financial Services Ltd

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