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Indiabulls Financial Services Ltd (INDIABULLS) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

BSE: 532544 NSE: INDIABULLS | Finance - NBFC | Small Cap

BSE Share Price
Not Listed

Indiabulls Financial Services Ltd (INDIABULLS)

BSE: 532544 NSE: INDIABULLS
Key Metrics
Market Cap
₹8,510 Cr.
Earnings Per Share (TTM)
₹26.15
P/E Ratio
10.41
Price to Book (P/B)
1.89
EV/EBITDA
6.83
Current Price
₹0
Return on Capital Employed (ROCE)
13.29%
Return on Equity (ROE)
17.19%
Return on Assets (ROA)
3.02%
Gross NPA(%)
0.79
Book Value per Share
₹144
Net NPA(%)
0.79
Dividend Yield
6.26%
Net Interest Income Growth (1 Year)
8.4%
Net Interest Income Growth (3 Years)
17.97%
52-Week Low / High
₹249 / 283
Book Value Growth (1 Year)
2.66%
Book Value Growth (3 Years)
4.44%

DeciZen - make an informed investing decision on Indiabulls Fin Serv.

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M-Cap below 100cr DeciZen not available

Indiabulls Financial Services stock performance

Key Ratios
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10 Year X-Ray :

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'03Mar'04Mar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12TTM
Operating Income (₹ Cr.)0.10.351.92113521,3261,7811,4212,0502,9292,925
YoY Gr. Rt. %-366.7%18432.1%307.5%66.6%276.4%34.3%-20.2%44.3%42.9%-
Adj EPS (₹ ) 001.84.67.714.76.98.319.623.226.2
YoY Gr. Rt. %-NANA161.6%66.7%90.5%-53.2%20.2%136.6%18.6%-
BVPS (₹ )0026.261.354.4115.9120.3130.8133.4137144
YoY Gr. Rt. %-NANA133.7%-11.4%113.2%3.8%8.8%2%2.7%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)01.85.456.74.31.52.33.530

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income231.9%52.8%18%42.9%
Adj EPSNA24.6%50%18.6%
BVPSNA20.3%4.4%2.7%
Share Price - - - -

Key Financial Ratios

RATIOS \ YEARSMar'03Mar'04Mar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)6.6174.245.535.143.528.810.718.629.724.727.9
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0212.511.215.519.46.47.414.817.218.2

Recent Performance Summary

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Latest Financials

Standalone Consolidated
TTM EPS (₹) 26.2 38.1
TTM Sales (₹ Cr.) 2,925 4,186
BVPS (₹) 144 185.7
Reserves (₹ Cr.) 4,438 5,739
P/BV 1.89 1.47
PE 10.41 7.15
From the Market
52 Week Low / High (₹) 249.25 / 283.00
All Time Low / High (₹) 22.00 / 1028.00
Market Cap (₹ Cr.) 8,510
Equity (₹ Cr.) 62.5
Face Value (₹) 2
Industry PE 29.1

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Valuation of Indiabulls Fin Serv. - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Event Update

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Analyst's Notes

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Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'03Mar'04Mar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12
Income + 0.060.9652.34211.58353.741,327.851,783.511,429.412,079.672,990.02
Interest Income0.060.2851.89211.46352.181,325.661,780.901,420.812,049.702,929.26
Other Income 000.106.0512.2090.91322.15294.48246.11201.18
Exceptional Items 00.680.450.121.562.192.618.6029.9860.76
Expenditure + 0.050.1914.24102.53122.80760.981,536.611,035.161,288.802,057.65
Interest Expense 0.030.139.9063.9863.12364.79938.12533.88773.221,545.51
Operating Expenses 0.020.064.2332.5047.48305.28276.35206.79269.46310.96
Provisions 000.106.0512.2090.91322.15294.48246.11201.18
Exceptional Items 0000000000
Profit Before Tax 0.010.7738.11109.05230.94566.86246.90394.25790.87932.37
Taxes 00.2714.5034.7977.83184.8956.72130.09182.18208.58
Profit After Tax 00.4923.6174.26153.10381.97190.17264.16608.69723.79
Adjusted EPS (₹)0.00.11.84.67.714.76.98.319.623.2
Dividend Payout Ratio (%)0%0%0%39%39%58%29%60%51%56%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'03Mar'04Mar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12

Equity and Liabilities

Equity Capital +20.4528.37350.45983.191,343.813,093.693,2074,054.204,151.894,273.55
Share Capital 15.7116.3126.6532.05384.42207.55207.5961.9862.2062.36
Reserves 4.7312.06323.80951.15959.392,886.142,999.413,992.224,089.694,211.19
Short term borrowings000000003,342.653,496.92
Long Term Borrowings1.035.99467.341,023.71874.7210,922.786,342.266,913.3011,115.9610,795.20
Current Liabilities 0.020.2919.7689.88198.571,415.59805.371,430.687,029.6010,542.09
Trade Payables000.671.332.757.571.731.900.921.51
Other Liabilities0-0-0.6715.3910.74-7.57-1.73-1.90-3,343.30-3,498.43
Total Liabilities 21.5034.64837.552,113.502,430.5815,432.0610,354.6412,398.1922,297.7225,610.84

Assets

Non Current Asset +18.5319.1854.28650.99550.86355.52569.571,008.9913,366.3116,008.15
Loan Asset 0000000000
Other Non Current Asset 18.5319.1854.28650.99550.86355.52569.571,008.9913,366.3116,008.15
Current Asset +2.9715.46783.271,462.511,879.7215,076.549,785.0711,389.198,931.419,602.69
Current Investment0000200.170845.0833.502,816.741,538.40
Other Current Asset2.9715.46783.271,462.511,679.5515,076.548,939.9911,355.706,114.678,064.29
Total Assets 21.5034.64837.552,113.502,430.5815,432.0610,354.6412,398.1922,297.7225,610.84

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'03Mar'04Mar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12
Cash Flow From Operating Activity 0.63-13.80-682.53408.29-127.83-4,471.37830.27-2,854.76-5,888-1,212.55
Cash Flow From Investing Activity -0-0.41-77.87-545.82-315.55-14.95-436.59509.34797.92-863.21
Cash Flow From Financing Activity 0.9912.27763.52202.41740.0410,797.13-4,449.331,275.189,227.522,532.88
Net Cash Flow 1.61-1.953.1264.88296.656,310.81-4,055.64-1,070.244,137.44457.12

Finance Ratio

PARTICULARSMar'03Mar'04Mar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12

Operational & Financial Ratios

EPS (₹)0025815782023
DPS (₹)000239251013
BVPS (₹)133266154116120131133137

Performance Ratios

ROA (%)0.01.85.45.06.74.31.52.33.53.0
ROE (%)0.02.012.511.215.519.46.47.414.817.2
ROCE (%)0.23.211.312.213.811.510.19.010.613.3

Valuation Parameters

Price/Book(x)0.00.04.04.27.73.60.80.81.21.5

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Indiabulls Financial Services Ltd FAQs

The current trading price of Indiabulls Fin Serv. on 01-Jan-1970 05:30 is ₹0.00.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 31-Dec-1969 the market cap of Indiabulls Fin Serv. stood at ₹8,509.7 Cr

The latest P/E ratio of Indiabulls Fin Serv. as of 31-Dec-1969 is 10.41.

The latest P/B ratio of Indiabulls Fin Serv. as of 31-Dec-1969 is 1.89.

The 52-week high of Indiabulls Fin Serv. is ₹283.0 and the 52-week low is ₹249.2.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Indiabulls Fin Serv. is ₹2,925 ( Cr.) .

About Indiabulls Financial Services Ltd

Indiabullls Financial services is part of the diversified Indiabulls Group. It is a financial services powerhouse that provides consumer finance, housing finance, commercial loans, life insurance, asset management and advisory services.

Indiabulls Financial Services has a wide network of 170 branches spread over 87 cities across India. Indiabulls Housing Finance has one of the fastest Home Loan delivery systems in India. 

Business

Consumer Finance It offers products and services to its retail clients ranging from business loans to commercial credit.

Indiabulls provides finance to its clients for their business expansion and growth needs.

The financial services major provide commercial credit loans to SMEs, promoters and real estate developers. It offers commercial vehicle loans to various business owners. It also provides loans against shares to its clients.

Indiabulls Financial has tie-up with Max New York Life for its insurance business.

Mortgage Loans Under this Indiabulls provides home loans and loans against property.

Recognitions

Indiabulls Financial Services is amongst 68 companies constituting MSCI - Morgan Stanley India Index.

It is also part of CLSA’s model portfolio of 30 Best Companies in Asia.

Indiabulls has been conferred the status of a “Business Superbrand” by The Brand Council, Superbrands India.

2012
IBHFL awarded "Best Employer Brand", June 2012 for its human resource practice by The Institute of Public Enterprises
2013
IBHFL awarded "Best Housing Finance Company of the year", October 2013, by Assocham at The Real Estate Excellence Awards
IBHFL awarded "Housing Finance Company of the year" March 2013, by the Accommodation Times.

  

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