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Industrial & Prudential Investment Company Ltd (INDPRUD)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 501298 NSE: INDPRUD Finance - NBFC | Small Cap | Indl & Prud Invts.Co Share Price

₹6,100 -201.00 (-3.19%)

As on 15-Sep'26 16:59

Industrial & Prudential Investment Company Ltd (INDPRUD)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 501298 NSE: INDPRUD Finance - NBFC | Small Cap | Indl & Prud Invts.Co Share Price

₹6,100 -201.00 (-3.19%)

As on 15-Sep'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹1,022 Cr.
Current Price
₹6,100
52-Week Low / High
₹4,311 / 7,000
TTM EPS
₹363.4
Book Value per Share
₹5,085.5
P/E Ratio
16.79
Lower than its 5-year historical median
Industry PE
26.3
Price to Book (P/B)
1.20
Lower than its 5-year historical median
EV/EBITDA
192.77
Higher than its 5-year historical median
Dividend Yield
1.97%
Profitability Efficiency
Return on Equity (ROE)
7.71%
Outperforms industry median
Return on Capital Employed (ROCE)
7.72%
Outperforms industry median
Return on Assets (ROA)
7.39%
Outperforms industry median
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
5.73%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
0.84%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹5.7 Cr.
Reserves
₹851 Cr.
Equity
₹1.7 Cr.
Face Value
₹10
All Time Low / High
₹16.67 / 8300.00

Industrial & Prudential Investment Company stock performance

Key Ratios
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Check Before You Invest

Valuation

Fair

Price Trend

Semi Strong
Q.1 Is Industrial & Prudential Investment Company Ltd a good quality company?
Industrial & Prudential Investment Company Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Industrial & Prudential Investment Company Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Industrial & Prudential Investment Company Ltd vs Industry Peers?
Industrial & Prudential Investment Company Ltd AUM CAGR is 10.82%, compared to the 5-year industry median CAGR of 10.04%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Industrial & Prudential Investment Company Ltd?
Promoters hold 68.17% of the Industrial & Prudential Investment Company Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Industrial & Prudential Investment Company Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 18.7% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Industrial & Prudential Investment Company Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Operating Income (₹ Cr.)8.19.29.87.612.913.316.617.320.421.622
YoY Gr. Rt. %-13.8%6.4%-22.7%69.9%3.5%25.1%4.1%17.9%5.8%-
Adj EPS (₹ ) 39.847.249.449.766.46687.893.9116.3122129.1
YoY Gr. Rt. %-18.5%4.7%0.6%33.6%-0.7%33.1%7%23.9%4.9%-
BVPS (₹ )203.4220.51,104.81,019.81,778.22,325.82,163.22,850.22,822.12,8462,958.3
YoY Gr. Rt. %-8.4%401.1%-7.7%74.4%30.8%-7%31.8%-1%0.8%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)18.921.56.544.333.63.53.840

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income11.5%10.9%9.1%5.8%
Adj EPS13.2%12.9%11.6%4.9%
BVPS34.1%9.9%9.6%0.8%
Share Price 18.4% 30.7% 20.4% -7%

Key Financial Ratios

RATIOS \ YEARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)86.189.688.2114.786.683.188.590.995.594.797.9
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)21.722.37.54.74.73.23.93.84.14.34.4

Valuation of Indl & Prud Invts.Co - Consolidated

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Financials

PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Income + 8568283947516165
Interest Income8563877677
Other Income 0003000000
Exceptional Items 0005203239455358
Expenditure + 1113111111
Interest Expense 0000000000
Operating Expenses 1000111111
Provisions 0003000000
Exceptional Items 0000000000
Profit Before Tax 7555273846506064
Taxes 00121211-00
Profit After Tax 7443263745496064
Adjusted EPS (₹)120.4114.3108.4140.1157.1220.0266.8295.1356.2380.3
Dividend Payout Ratio (%)20.80%21.90%23.10%17.90%15.90%22.70%22.50%30.50%30.90%31.60%
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Equity and Liabilities

Equity Capital +184198331323514619620769804850
Share Capital 2222222222
Reserves 183197329321512617618768803848
Short term borrowings0000000000
Long Term Borrowings00837882517312828
Current Liabilities 11345177113
Trade Payables0000000000
Other Liabilities-0-0-0-0-0-0-0-0-0-0
Total Liabilities 186199417405527645644807843881

Assets

Non Current Asset +183197411400477600617794831871
Loan Asset 0000055540
Other Non Current Asset 183197411400477595612789827871
Current Asset +3265504527131210
Current Investment0000444220505
Other Current Asset32656378125
Total Assets 186199417405527645644807843881
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Cash Flow From Operating Activity 55577411141223
Cash Flow From Investing Activity 3-10-271-3-44-5
Cash Flow From Financing Activity -7-5-5-5-15-5-8-10-15-18
Net Cash Flow 1-100-10-0-00-0
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Operational & Financial Ratios

EPS (₹)120.40114.30108.40140.10157.10220266.80295.10356.20380.30
DPS (₹)2525252525506090110120
BVPS (₹)1056.511361895.91851.93067.83692.537004591.24799.15071.7

Performance Ratios

ROA (%)4.02.31.20.75.76.36.96.87.27.4
ROE (%)4.12.31.40.96.36.57.27.17.67.7
ROCE (%)4.32.51.91.56.66.87.47.27.67.7

Valuation Parameters

Price/Book(x)1.21.10.50.40.40.40.51.11.21.1

Top 5 Mutual Funds Holding

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Announcements

Industrial & Prudential Investment Company Ltd FAQs

The current trading price of Indl & Prud Invts.Co on 15-Sep-2026 16:59 is ₹6,100.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 14-Sep-2026 the market cap of Indl & Prud Invts.Co stood at ₹1,022.3 Cr

The latest P/E ratio of Indl & Prud Invts.Co as of 14-Sep-2026 is 47.24.

The latest P/B ratio of Indl & Prud Invts.Co as of 14-Sep-2026 is 2.06.

The 52-week high of Indl & Prud Invts.Co is ₹7,000 and the 52-week low is ₹4,311.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Indl & Prud Invts.Co is ₹22.15 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Industrial & Prudential Investment Company Ltd is a below average quality company.

The key valuation ratios of Industrial & Prudential Investment Company Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Industrial & Prudential Investment Company Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

About Industrial & Prudential Investment Company Ltd

The Industrial & Prudential Investment Company is a Mumbai based 90-year-old investment company. It is a zero debt company and along with its 100% subsidiary, New Holding & Trading Company has an excellent equity investment portfolio. A.V.Setalvad, who is also the Chairman of KSB Pumps heads the company.

In 2000, the company proposed to transfer 17,28,000 shares held by the company's wholly-owned subsidiary, New Holding & Trading Co, to the company by December 15.

The company also holds equity in many other companies like Reliance Communication Ltd, Siemens, Dr Reddy’s, Glaxo, Karur Vysya Bank, TCS, Bharat Electronics, BASF India, and IDBI. Most of the above are long- term investments and the acquisition cost of the total quoted equity held by the company is just around Rs.7.11 crores. Management is very conservative and not known to large scale portfolio churning.

Subsidiary:

New Holding & Trading Company

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