Indus Finance Ltd - Stock Valuation and Financial Performance

BSE: 531841 | NSE: | Finance - NBFC | Small Cap

Indus Finance Share Price

15.61 -0.18 -1.14%
as on 28-Mar'24 16:01

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Indus Finance stock performance -

mw4me loader
P/E Ratio (SA):
0.00
Market Cap:
14.6 Cr.
52-wk low:
14
52-wk high:
29

Is Indus Finance Ltd an attractive stock to invest in?

1. Is Indus Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Indus Finance Ltd is a below average quality company.

2. Is Indus Finance Ltd undervalued or overvalued?

The key valuation ratios of Indus Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Indus Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Indus Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Indus Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Indus Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)4.43.73.32.31.41.42.33.50.62.11
YoY Gr. Rt. %--17.1%-11.4%-28.2%-38.5%-5.6%71.3%51.1%-83.5%267.2%-
Adj EPS (₹ ) 0.90.80.70.10.10.2-0.10.5-3.70.40
YoY Gr. Rt. %--3.5%-13.4%-88.7%12.5%133.3%-166.7%NA-775.9%NA-
BVPS (₹ )17.517.61817.91816.513.714.216.913.816
YoY Gr. Rt. %-0.3%2.2%-0.2%0.5%-8.3%-16.9%3.4%19.4%-18.6%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.61.61.60.20.30.7-0.52.5-13.11.40

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income-7.8%8.1%-3%267.2%
Adj EPS-7.5%36.1%NANA
BVPS-2.6%-5.2%0.2%-18.6%
Share Price -11.1% 3% 26.6% -48.9%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)17.720.620.335.714.4-5.614.1-579.518.50.7
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)4.94.740.40.51.2-0.93.8-23.52.80

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 0.10%

Total income growth is good in last 4 quarters

Total Income has declined -58.12 CAGR in last 3 years

Net Profit has declined 0.00 CAGR in last 3 years

Latest Financials - Indus Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 0 -
TTM Sales (₹ Cr.) 1.4 -
BVPS (₹.) 16 -
Reserves (₹ Cr.) 12 -
P/BV 0.99 -
PE 0.00 -
From the Market
52 Week Low / High (₹) 14.00 / 29.03
All Time Low / High (₹) 2.02 / 203.00
Market Cap (₹ Cr.) 14.6
Equity (₹ Cr.) 9.3
Face Value (₹) 10
Industry PE 30.6

Management X-Ray of Indus Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Indus Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income6.115.034.543.402.202.412.533.520.932.63
Interest Income4.443.683.262.341.441.362.333.520.582.13
Other Income 1.681.351.281.060.761.060.2000.340.50
Expenditure 4.073.883.623.282.082.132.632.932.442.18
Interest Expense 2.612.582.090.660.030.020.300.960.390.40
Operating Expenses 1.451.281.341.461.341.401.411.491.301.64
Provisions 0.010.020.181.160.720.710.920.480.750.14
Exceptional Items -0.85000000000
Profit Before Tax 1.181.150.930.120.120.28-0.110.59-1.510.45
Taxes 0.400.400.270.050.040.090.020.091.870.05
Profit After Tax 0.780.760.660.070.080.20-0.130.50-3.380.39
Adjusted EPS (₹)0.90.80.70.10.10.2-0.10.5-3.70.4
Dividend Payout Ratio (%)59%49%56%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital16.2216.2816.6316.5916.6815.2812.7013.1321.9319
Share Capital 9.269.269.269.269.269.269.269.269.269.26
Reserves 6.967.027.377.347.426.033.443.8712.679.75
Minority Interest0000000000
Long Term Borrowings29.1431.2115.8013.5413.2613.357.405.8110.325.30
Current Liabilities 1.110.640.760.120.100.210.040.150.100.16
Trade Payables0000000000
Short term borrowings0000000000
Other Liabilities0000000000
Total Liabilities 46.4848.1333.1830.2630.0328.8520.1519.0932.3524.47

Assets

Non Current Asset 46.1947.9232.4330.1629.7128.5319.8118.7825.6017.53
Loan Asset 0000000000
Other Non Current Asset 46.1947.9232.4330.1629.7128.5319.8118.7825.6017.53
Current Asset 0.290.210.750.100.330.320.340.310.510.69
Current Investment0000000000
Other Current Asset0.290.210.750.100.330.320.340.310.510.69
Total Assets 46.4848.1333.1830.2630.0328.8520.1519.0932.3524.47

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 9.091.4817.732.990.26-0.27-0.07-0.05-2.300.55
Cash Flow From Investing Activity 0-0.010.18-0.110.130.24-0.02-0.010.343.64
Cash Flow From Financing Activity -9.09-1.55-17.94-2.89-0.28-0.140.100.032.05-4.25
Net Cash Flow 0-0.08-0.03-0.010.11-0.170.01-0.030.09-0.06
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)11100001-40
DPS (₹)1000000000
BVPS (₹)18181818181714141714

Performance Ratios

ROA (%)1.61.61.60.20.30.7-0.52.5-13.11.4
ROE (%)4.94.74.00.40.51.2-0.93.8-23.52.8
ROCE (%)7.88.07.52.50.51.00.87.8-5.24.1

Valuation Parameters

Price/Book(x)3.01.20.60.80.80.80.70.60.70.0

Indus Finance Ltd Stock News

Indus Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Indus Finance on 28-Mar-2024 16:01 is ₹15.61.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 28-Mar-2024 16:01 the market cap of Indus Finance stood at ₹14.62.
The latest P/E ratio of Indus Finance as of 28-Mar-2024 16:01 is 0.00.
The latest P/B ratio of Indus Finance as of 28-Mar-2024 16:01 is 0.99.
The 52-week high of Indus Finance is ₹29.03 and the 52-week low is ₹14.00.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Indus Finance is ₹1.42 ( Cr.) .

About Indus Finance Ltd

Subuthi was incorporated in 1992 as a private limited company under the name Subuthi Finance Private Limited (SFL). Thereafter, pursuant to the provisions of Section 44 of the Companies Act, SFL ceased to be a private limited company and accordingly a fresh certificate of incorporation was issued to SFL on March 29, 1994.

The main Promoters of Subuthi are K V Bala and R. Satyendran. The registered office of Subuthi is situated at Kakani Towers, 2nd Floor, 15, Khader Nawaz Khan Road, Chennai – 600 006.

Subuthi is in the business of corporate financing, leasing, hire purchase and corporate advisory services. It is a Non-Banking Finance Company registered with RBI Equity shares of Subuthi are listed on Bombay Stock Exchange (BSE), Coimbatore Stock Exchange and Madras Stock Exchange.

This company came out with its public issue in the year 1996.

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