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Kalyan Capitals Ltd (538778)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 538778 NSE: Finance - NBFC | Small Cap | Kalyan Capitals Share Price

₹8.48 0.33 (4.05%)

As on 05-Jun'26 10:57

Kalyan Capitals Ltd (538778)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 538778 NSE: Finance - NBFC | Small Cap | Kalyan Capitals Share Price

₹8.48 0.33 (4.05%)

As on 05-Jun'26 10:57

Key Metrics
Valuation Multiples
Market Cap
₹43 Cr.
Current Price
₹8.5
52-Week Low / High
₹4 / 10
TTM EPS
₹0.1
Book Value per Share
₹6.4
P/E Ratio
59.77
Higher than its 5-year historical median
Industry PE
25.6
Price to Book (P/B)
1.28
Lower than its 5-year historical median
EV/EBITDA
12.39
In line with its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
4.94%
Return on Capital Employed (ROCE)
10.13%
Return on Assets (ROA)
0.91%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
-6.61%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
4.98%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹25.4 Cr.
Reserves
₹23 Cr.
Equity
₹10.5 Cr.
Face Value
₹2
All Time Low / High
₹2.50 / 34.90

Kalyan Capitals stock performance

Key Ratios
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Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Kalyan Capitals Ltd a good quality company?
Kalyan Capitals Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Kalyan Capitals Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Kalyan Capitals Ltd vs Industry Peers?
Kalyan Capitals Ltd AUM CAGR is 58.55%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Kalyan Capitals Ltd?
Promoters hold 67.61% of the Kalyan Capitals Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Kalyan Capitals Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 14.3% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Kalyan Capitals Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)41.3410.40.40.51.84.115.1201925
YoY Gr. Rt. %--0.7%-99%-1.4%10.9%293.6%122%270.2%31.8%-4.6%-
Adj EPS (₹ ) 0.10.100.100.20.10.30.30.30.1
YoY Gr. Rt. %-80%-66.7%133.3%-42.9%500%-45.8%146.2%-18.8%15.4%-
BVPS (₹ )2.22.24.74.84.84.84.95.866.36.4
YoY Gr. Rt. %-4.2%110.7%1.5%0.8%0.2%1.9%16.8%4.7%5%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.440.91.40.900.71.610.90

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income-8.2%109.9%67%-4.6%
Adj EPS22%49.6%32.2%15.4%
BVPS12.8%5.6%8.7%5%
Share Price 13% 2% -25.9% -5.8%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)0.20.325.769.238.755.613.211.16.88.42.9
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)2.44.10.91.50.952.66.54.44.92.2

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 41.2640.9642.310.640.471.844.0915.1519.9919.10
Interest Income41.2640.960.430.420.471.844.0915.1419.9619.05
Other Income 0000.0101.450.1900.610.10
Exceptional Items 0041.880.21000.010.010.040.05
Expenditure + 41.1540.7642.160.240.221.833.5612.9618.0416.93
Interest Expense 00.030.01000.062.7912.0616.1815.52
Operating Expenses 41.1540.7342.140.230.220.320.580.901.251.31
Provisions 0000.0101.450.1900.610.10
Exceptional Items 0000000000
Profit Before Tax 0.110.200.150.400.250.010.542.191.962.17
Taxes 0.040.060.040.100.0600.120.510.600.57
Profit After Tax 0.080.140.110.290.180.010.421.681.361.60
Adjusted EPS (₹)0.10.10.00.10.00.00.10.30.30.3
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Kalyan Capitals - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +3.343.4820.0620.3720.5520.5620.9830.2731.6433.24
Share Capital 3.103.108.508.508.508.508.5010.5010.5010.50
Reserves 0.240.3811.5611.8712.0512.0612.4719.7721.1422.74
Short term borrowings000002.030.4985.74111.23171.92
Long Term Borrowings0.010.010-0.01-0.01-0.0266.87-0.120.65-0.03
Current Liabilities 0.030.050.030.120.095.060.8386.75112.45173.46
Trade Payables0.010.010.010000000
Other Liabilities-0.01-0.01-0.0100-2.03-0.49-85.74-111.23-171.92
Total Liabilities 3.383.5420.1020.4920.6325.6188.67116.90144.74206.68

Assets

Non Current Asset +0.010.0116.4916.4816.4813.5915.3315.32142.29178.82
Loan Asset 00000000124.43162.82
Other Non Current Asset 0.010.0116.4916.4816.4813.5915.3315.3217.8716
Current Asset +3.363.533.6144.1512.0273.34101.592.4527.86
Current Investment0000000000
Other Current Asset3.363.533.6144.1512.0273.34101.592.4527.86
Total Assets 3.383.5420.1020.4920.6325.6188.67116.90144.74206.68

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity -0.040.020.020.070.181.820.551.551.502.32
Cash Flow From Investing Activity 0-0-16.480.14-0.40-3.69-63-27.53-27.23-37.11
Cash Flow From Financing Activity 0-0.0316.47002.0362.3725.9426.3160.39
Net Cash Flow -0.04-0.010.010.21-0.210.16-0.07-0.040.5825.60

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)0.300.500.100.300.2000.500.300.300.30
DPS (₹)0000000000
BVPS (₹)10.811.223.62424.224.224.75.866.3

Performance Ratios

ROA (%)2.44.00.91.40.90.00.71.61.00.9
ROE (%)2.44.10.91.50.90.02.06.54.44.9
ROCE (%)3.56.91.42.01.20.46.014.014.010.1

Valuation Parameters

Price/Book(x)1.21.30.01.90.81.61.52.43.11.2

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *4.764.824.824.824.824.820.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Kalyan Capitals Ltd FAQs

The current trading price of Kalyan Capitals on 05-Jun-2026 10:57 is ₹8.48.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 04-Jun-2026 the market cap of Kalyan Capitals stood at ₹42.80 Cr

The latest P/E ratio of Kalyan Capitals as of 04-Jun-2026 is 59.77.

The latest P/B ratio of Kalyan Capitals as of 04-Jun-2026 is 1.28.

The 52-week high of Kalyan Capitals is ₹10.49 and the 52-week low is ₹4.46.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Kalyan Capitals is ₹25.35 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Kalyan Capitals Ltd is a below average quality company.

The key valuation ratios of Kalyan Capitals Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Kalyan Capitals Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Kalyan Capitals Ltd

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About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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