MoneyWorks4Me

Kreon Finnancial Services Ltd (530139)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530139 NSE: Finance - NBFC | Small Cap | Kreon Financial Serv Share Price

₹86.25 -3.29 (-3.67%)

As on 12-Aug'26 15:17

Kreon Finnancial Services Ltd (530139)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530139 NSE: Finance - NBFC | Small Cap | Kreon Financial Serv Share Price

₹86.25 -3.29 (-3.67%)

As on 12-Aug'26 15:17

Key Metrics
Valuation Multiples
Market Cap
₹181 Cr.
Current Price
₹86.3
52-Week Low / High
₹24 / 97
TTM EPS
₹3.9
Book Value per Share
₹20
P/E Ratio
22.94
Higher than its 5-year historical median
Industry PE
28.3
Price to Book (P/B)
4.47
Higher than its 5-year historical median
EV/EBITDA
15.08
In line with its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
21.66%
Return on Capital Employed (ROCE)
18.59%
Return on Assets (ROA)
10.07%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
71.28%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
16.53%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹41.7 Cr.
Reserves
₹20 Cr.
Equity
₹20.2 Cr.
Face Value
₹10
All Time Low / High
₹0.30 / 102.30

Kreon Finnancial Services stock performance

Key Ratios
mw4me loader

Check Before You Invest

Quality

Somewhat Good

Valuation

Fair

Price Trend

Weak
Q.1 Is Kreon Finnancial Services Ltd a good quality company?
Kreon Finnancial Services Ltd is a average quality company, based on a somewhat consistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Kreon Finnancial Services Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Kreon Finnancial Services Ltd vs Industry Peers?
Kreon Finnancial Services Ltd AUM CAGR is 50.81%, compared to the 5-year industry median CAGR of 9.82%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Kreon Finnancial Services Ltd?
Promoters hold 60.53% of the Kreon Finnancial Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Kreon Finnancial Services Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 28.4% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Kreon Finnancial Services Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good
Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Operating Income (₹ Cr.)0.60.90.811.73.89.416.426.543.242
YoY Gr. Rt. %-58.9%-14.6%28.3%65.2%122.9%146.7%73.6%62.1%62.8%-
Adj EPS (₹ ) -0.2-3.70.2-4.3-0.523.40.3-2.13.63.9
YoY Gr. Rt. %-NANA-2040.9%NANA69.7%-90.8%-761.3%NA-
BVPS (₹ )10.16.36.31.91.97.61216.315.317.820
YoY Gr. Rt. %--36.9%-1.3%-70.3%3.2%295.8%57.2%36.1%-5.8%16.5%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-1.9-36.22.4-43.2-4.813.7181.3-6.410.10

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income60.9%90.6%66%62.8%
Adj EPSNANA2.2%NA
BVPS6.6%56.2%14.3%16.5%
Share Price 28.5% 61.8% 26% 74%

Key Financial Ratios

RATIOS \ YEARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)-39.1-394.227.9-414.1-28.154.948.63.8-15.616.818.9
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)-2.1-45.33.6-105.2-25.342.137.62.5-1321.719.6

Valuation of Kreon Financial Serv - Standalone

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

mw4me loader

Analyst's Notes

data not found
No data found!

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Financials

PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Income + 11412410162743
Interest Income1111249162743
Other Income 000100171412
Exceptional Items 0030000000
Expenditure + 1145226153133
Interest Expense 0000001133
Operating Expenses 013422581418
Provisions 000100171412
Exceptional Items 0-400000000
Profit Before Tax -0-40-4-1241-410
Taxes 0000-0-0-1003
Profit After Tax -0-40-4-0251-47
Adjusted EPS (₹)-0.2-3.70.2-4.3-0.52.03.40.3-2.13.6
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Equity and Liabilities

Equity Capital +106622816333136
Share Capital 10101010101114202020
Reserves 0-4-4-8-8-33131116
Short term borrowings0000078283236
Long Term Borrowings123880-1-0-02
Current Liabilities 00110710313541
Trade Payables0000000000
Other Liabilities-0-0-0-0-0-2-4-28-32-36
Total Liabilities 1191010102130636678

Assets

Non Current Asset +11111265141518
Loan Asset 0000000000
Other Non Current Asset 11111265141518
Current Asset +089981526495160
Current Investment0000000000
Other Current Asset089981526495160
Total Assets 1191010102130636678
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Cash Flow From Operating Activity 0-30-51-4-6-1-2-6
Cash Flow From Investing Activity 02-0-0-0-1-1-25-17
Cash Flow From Financing Activity -0114-0572810
Net Cash Flow 001-010-02-21
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Operational & Financial Ratios

EPS (₹)-0.20-3.700.20-4.30-0.5023.400.30-2.103.60
DPS (₹)0000000000
BVPS (₹)10.16.36.31.91.97.61216.315.317.8

Performance Ratios

ROA (%)-1.9-36.22.4-43.2-4.813.718.01.3-6.410.1
ROE (%)-2.1-45.33.6-105.0-25.342.137.62.5-13.021.7
ROCE (%)-1.1-35.56.0-40.8-2.117.018.54.3-2.018.6

Valuation Parameters

Price/Book(x)0.50.00.03.23.55.53.02.41.41.4

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Kreon Finnancial Services Ltd FAQs

The current trading price of Kreon Financial Serv on 12-Aug-2026 15:17 is ₹86.25.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 11-Aug-2026 the market cap of Kreon Financial Serv stood at ₹181.1 Cr

The latest P/E ratio of Kreon Financial Serv as of 11-Aug-2026 is 22.94.

The latest P/B ratio of Kreon Financial Serv as of 11-Aug-2026 is 4.47.

The 52-week high of Kreon Financial Serv is ₹96.89 and the 52-week low is ₹23.92.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Kreon Financial Serv is ₹41.66 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that Kreon Finnancial Services Ltd is a average quality company.

The key valuation ratios of Kreon Finnancial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Kreon Finnancial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Kreon Finnancial Services Ltd

The company was incorporated as a Public Limited company on 23th November 1994 under the name -Tatia Financial Services Limited (TFSL). The company is engaged in the business of hire purchase financing services. In 2012 the Company acquired Krios Media Venture Private Limited.

Company has strategically chosen to open its 12th flagship studio at Surat.

The company’s registered office is located at ‘Prince Tatia Info Park’, No.81 B, Second Main Road, Ambattur Industrial Estate Chennai, Tamil Nadu-600058.

You have 1 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through: