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Lloyds Finance Ltd (LLOYDFIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 507870 NSE: LLOYDFIN Finance - NBFC | Small Cap | Lloyds Finance Share Price

BSE Share Price
Not Listed

Lloyds Finance Ltd (LLOYDFIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 507870 NSE: LLOYDFIN Finance - NBFC | Small Cap | Lloyds Finance Share Price

BSE Share Price
Not Listed
Key Metrics
Valuation Multiples
Market Cap
₹3 Cr.
Current Price
₹0
52-Week Low / High
₹1 / 1
TTM EPS
₹-1.9
Book Value per Share
₹-3.2
P/E Ratio
0.00
Industry PE
25.7
Price to Book (P/B)
-0.24
EV/EBITDA
0.15
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
0.00%
Return on Capital Employed (ROCE)
0.00%
Return on Assets (ROA)
-143.64%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
-
-
Book Value Growth (1 Year)
-
-
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹0 Cr.
Reserves
₹-49 Cr.
Equity
₹37.4 Cr.
Face Value
₹10
All Time Low / High
₹0.37 / 245.00

Lloyds Finance stock performance

Key Ratios
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10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'04Mar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13TTM
Operating Income (₹ Cr.)3.1200.30.90.50.60000
YoY Gr. Rt. %--34.2%-98.6%875.9%233.2%-45.9%20%-100%NANA-
Adj EPS (₹ ) -4.5-2.2-4.3-9.5-11.4-0.8-7.5-2.3-5.2-16.6-1.9
YoY Gr. Rt. %-NANANANANANANANANA-
BVPS (₹ )-39.7-15-10.6-10.7-11-11.7-13.1-13.6-14.2-1.4-3.2
YoY Gr. Rt. %-NANANANANANANANANA-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)-4.4-2.4-5.5-16.4-25-2.2-22.5-8.4-22.6-143.60

CAGR ⓘ

9 Years 5 Years 3 Years 1 Years
Net Interest Income-100%-100%-100%NA
Adj EPSNANANANA
BVPSNANANANA
Share Price - - - -

Key Financial Ratios

RATIOS \ YEARSMar'04Mar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)-545.7-413.400-4532-617.1-4554.1000-INF
Performance Ratios To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)000000000059.7

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'04Mar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13
Income + 3.682.040.056.091.450.518.011.351.181.44
Interest Income3.052.010.030.280.940.510.61000
Other Income ⓘ 0.726.8314.5338.5940.950.1132.526.6617.5961.31
Exceptional Items ⓘ 0.630.040.025.800.5107.391.351.181.44
Expenditure ⓘ + 20.3410.3418.0141.6944.183.8735.889.8520.5663.65
Interest Expense ⓘ 11.490.010.010000000
Operating Expenses ⓘ 8.123.513.473.103.233.763.353.192.972.34
Provisions 0.726.8314.5338.5940.950.1132.526.6617.5961.31
Exceptional Items ⓘ 0000000000
Profit Before Tax ⓘ -16.66-8.30-17.96-35.61-42.73-3.36-27.87-8.51-19.38-62.21
Taxes ⓘ 00-1.930.030.03-0.220-0-0.010
Profit After Tax -16.66-8.30-16.02-35.63-42.75-3.15-27.87-8.50-19.37-62.21
Adjusted EPS (₹)-4.5-2.2-4.3-9.5-11.4-0.8-7.5-2.3-5.2-16.6
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Lloyds Finance - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'04Mar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13

Equity and Liabilities

Equity Capital +-148.62-56.04-39.50-39.85-41.28-43.85-48.86-50.78-53.27-5.10
Share Capital ⓘ 37.4137.4137.4137.4137.4137.4137.4137.4137.4137.41
Reserves ⓘ -186.03-93.45-76.91-77.26-78.69-81.26-86.27-88.19-90.68-42.51
Short term borrowings0000000000
Long Term Borrowings407.84306.46271.39228.53182.99177.89149.550.120.220.24
Current Liabilities 95.2694.906.946.045.986.406.15147.17127.9916.54
Trade Payables1.221.261.471.651.6221.760.260.220.10
Other Liabilities-1.22-1.26-1.47-1.65-1.62-2-1.76-0.26-0.22-0.10
Total Liabilities ⓘ 354.48345.33238.83194.71147.69140.45106.8596.5174.9411.68

Assets

Non Current Asset +96.056.056.045.605.525.526.580.430.21
Loan Asset 0000000000
Other Non Current Asset ⓘ 96.056.056.045.605.525.526.580.430.21
Current Asset +345.48339.28232.77188.67142.10134.93101.3389.9374.5111.47
Current Investment0000000000
Other Current Asset345.48339.28232.77188.67142.10134.93101.3389.9374.5111.47
Total Assets ⓘ 354.48345.33238.83194.71147.69140.45106.8596.5174.9411.68

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'04Mar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13
Cash Flow From Operating Activity ⓘ 43.042.212.067.436.338.396.85-2.56-25.27-111.75
Cash Flow From Investing Activity ⓘ 4.163.04-3.49-0.24-0.07-3.58-2.272.478.471.55
Cash Flow From Financing Activity ⓘ -47.14-0.49-2.51-7.58-5.53-4.51-5.48-0.2116.87110.38
Net Cash Flow ⓘ 0.064.76-3.94-0.400.720.29-0.90-0.300.070.19

Financial Ratio

PARTICULARSMar'04Mar'05Mar'06Mar'07Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13

Operational & Financial Ratios
EPS (₹)-4.50-2.20-4.30-9.50-11.40-0.80-7.50-2.30-5.20-16.60
DPS (₹)0000000000
BVPS (₹)-39.7-15-10.6-10.7-11-11.7-13.1-13.6-14.2-1.4

Performance Ratios

ROA (%)-4.4-2.4-5.5-16.4-25.0-2.2-22.5-8.4-22.6-143.0
ROE (%)0.00.00.00.00.00.00.00.00.00.0
ROCE (%)-1.8-3.3-7.4-16.9-25.9-2.4-23.8-34.10.00.0

Valuation Parameters

Price/Book(x)-0.0-0.2-0.1-0.1-0.3-0.1-0.2-0.1-0.1-0.6

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Lloyds Finance Ltd FAQs

The current trading price of Lloyds Finance on 01-Jan-1970 05:30 is ₹0.00.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 31-Dec-1969 the market cap of Lloyds Finance stood at ₹2.84 Cr

The latest P/E ratio of Lloyds Finance as of 31-Dec-1969 is 0.00.

The latest P/B ratio of Lloyds Finance as of 31-Dec-1969 is -0.24.

The 52-week high of Lloyds Finance is ₹0.78 and the 52-week low is ₹0.76.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Lloyds Finance is ₹0.00 ( Cr.) .

Data is not available for this company.

No data found

No data found

About Lloyds Finance Ltd

Lloyds Finance was incorporated on August 13, 1985 as Magnificent Leasing and Investments and obtained the certificate for commencement of business on October 18, 1985. The company was promoted by R N Gupta of the Lloyds Group of Companies.

The company started bill discounting and inter-corporate deposit placement in April, 1990. The company further diversified its business profile by adding merchant banking, securities finance, equity research, portfolio management etc.

Four other companies belonging to the group viz. Avron Investments, Revlon Investments & Finance, Mukesh Properties and Magnetic Steels International with interest in investment, export, trading and real estate were merged with the company.

In the year 1993, the company launched ‘Inno Advisor’ a comprehensive package involving key specialist functions such as portfolio broad basing counseling and restructuring.

The Auto finance division introduced two new products in 1994 viz., Auto Sec H for financing secondhand cars and Auto Soft, a concessional finance scheme for clients with prompt repayment record.

Business area of the company

The company is engaged in the business of leasing, hire purchase, merchant banking, equity research, corporate finance, portfolio management, forex and other advisory services.

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