Key Metrics 
Check Before You Invest 
10 Yrs X-Ray 
Valuation 
Analyst Note 
Qtr. Results 
Financials 
News 
About
Optimus Finance Ltd (OPTIFIN)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531254 NSE: OPTIFIN Finance - NBFC | Small Cap | Optimus Finance Share Price
₹14.25 -0.06 (-0.42%)
As on 18-Sep'26 16:59
Optimus Finance Ltd (OPTIFIN)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531254 NSE: OPTIFIN Finance - NBFC | Small Cap | Optimus Finance Share Price
₹14.25 -0.06 (-0.42%)
As on 18-Sep'26 16:59
Key Metrics
Valuation Multiples
Market Cap
₹106 Cr.
Current Price
₹14.3
52-Week Low / High
₹11 / 23
TTM EPS
₹0.8
Book Value per Share
₹9.2
P/E Ratio
18.78
Lower than its 5-year historical median
Industry PE
26.9
Price to Book (P/B)
1.55
Lower than its 5-year historical median
EV/EBITDA
7.42
Lower than its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
19.96%
Outperforms industry median
Return on Capital Employed (ROCE)
21.16%
Outperforms industry median
Return on Assets (ROA)
7.94%
Outperforms industry median
Growth Momentum
1-yr vs 3-yr growth
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
16.8%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
2.55%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹57.2 Cr.
Reserves
₹61 Cr.
Equity
₹7.5 Cr.
Face Value
₹1
All Time Low / High
₹0.10 / 29.00
Check Before You Invest
Quality
Very GoodValuation
Somewhat OvervaluedCheck Valuation charts
Price Trend
Weak
Is Optimus Finance Ltd a good quality company?
Optimus Finance Ltd is a good quality company, based on a consistently good multi-year financial track record.
This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.
We have analysed the performance of the company on the following:
-
How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
-
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
-
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.
How does Optimus Finance Ltd performance compare with that of its Peers?
AUM Growth of Optimus Finance Ltd vs Industry Peers?
Optimus Finance Ltd AUM CAGR is 25.26%, compared to the 5-year industry median CAGR of 9.93%, indicating faster growth and gaining its market share.
Promoter shareholding and pledge status of Optimus Finance Ltd?
Promoters hold 53.89% of the Optimus Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Stock return of Optimus Finance Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 16.7% based on the current price.
10 Year X-Ray :
Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year endData adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
What is a Financial Track Record? How to read this chart in order to understand the data present here?
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Optimus Finance Ltd has performed well in majority of the past ten years indicating its past ten year financial track record is very good
| Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (₹ Cr.) | 1.9 | 4.4 | 2.9 | 2.9 | 1.1 | 0.9 | 1.1 | 0.6 | 1.3 | 1.5 | 1 | |
| YoY Gr. Rt. % | - | 134% | -34.2% | 0.2% | -62.4% | -17.7% | 17.7% | -40.4% | 101.7% | 16.3% | - | |
| Adj EPS (₹ ) | -0.1 | 0.1 | 0 | 0.1 | 0 | 0 | -0 | 0 | 0.4 | 0.1 | 0.1 | |
| YoY Gr. Rt. % | - | NA | -71.4% | 300% | -100% | NA | NA | NA | 3700% | -81.6% | - | |
| BVPS (₹ ) | 0.7 | 1.6 | 1.6 | 1.7 | 1.7 | 1.7 | 1.7 | 2.4 | 2.7 | 2.8 | 2.9 | |
| YoY Gr. Rt. % | - | 130.4% | 1.3% | 5% | 0% | 0% | 0% | 39.6% | 16.1% | 2.6% | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | -10.4 | 4.7 | 0.9 | 3.1 | 0.1 | 0.2 | -0.3 | 0.7 | 14.6 | 2.5 | 0 | |
CAGR ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||
|---|---|---|---|---|---|---|---|---|
| Net Interest Income | -2.7% | 6.3% | 11.8% | 16.3% | ||||
| Adj EPS | NA | NA | NA | -81.6% | ||||
| BVPS | 16.9% | 10.7% | 18.5% | 2.6% | ||||
| Share Price | 16.7% | 30.1% | 21.2% | -36.9% | ||||
Key Financial Ratios
| RATIOS \ YEARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Quality Ratio | To view Asset Quality Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Net NPA to Net Advances (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Capitalization Ratio | To view Capitalization Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Capital Adequacy Ratio (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Margins | ||||||||||||
| Net Profit Margin (%) | -19.8 | 8.4 | 3.9 | 15.3 | 1 | 2.9 | -3.4 | 16.3 | 222 | 35.8 | 40.2 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | -14.1 | 6.6 | 1.3 | 4.9 | 0.1 | 0.3 | -0.4 | 0.8 | 14.9 | 2.6 | 2.4 | |
Valuation of Optimus Finance - Consolidated
Analyst's Notes
No data found!
Management X-Ray
Shareholding Pattern
Promoter's Holding & Share Pledging
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
* Pledged shares as % of Promoter's holding (%)
Financials
| PARTICULARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income + | 2 | 15 | 36 | 61 | 33 | 54 | 71 | 102 | 114 | 160 |
| Exceptional Items ⓘ | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 2 | 4 | 2 |
| Expenditure ⓘ + | 3 | 14 | 34 | 57 | 30 | 50 | 66 | 94 | 105 | 149 |
| Exceptional Items ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax ⓘ | -0 | 1 | 2 | 4 | 3 | 4 | 5 | 8 | 9 | 11 |
| Taxes ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 |
| Profit After Tax | -0 | 1 | 2 | 4 | 3 | 4 | 5 | 7 | 8 | 10 |
| Adjusted EPS (₹) | -0.1 | 0.1 | 0.2 | 0.3 | 0.3 | 0.4 | 0.5 | 0.6 | 0.7 | 0.8 |
| Dividend Payout Ratio (%) | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| PARTICULARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 |
|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | ||||||||||
| Equity Capital + | 2 | 9 | 11 | 13 | 15 | 16 | 20 | 31 | 39 | 57 |
| Short term borrowings | 1 | 2 | 3 | 0 | 0 | 6 | 6 | 4 | 12 | 18 |
| Long Term Borrowings | -0 | 2 | 3 | 8 | 8 | 3 | 2 | 2 | 5 | 6 |
| Current Liabilities | 1 | 4 | 6 | 5 | 10 | 16 | 19 | 31 | 26 | 46 |
| Trade Payables | 0 | 1 | 2 | 3 | 7 | 5 | 11 | 21 | 10 | 25 |
| Other Liabilities | -1 | -3 | -5 | -3 | -7 | -11 | -16 | -25 | -22 | -43 |
| Total Liabilities ⓘ | 3 | 18 | 26 | 32 | 48 | 51 | 58 | 84 | 94 | 148 |
Assets | ||||||||||
| Non Current Asset + | 0 | 3 | 13 | 5 | 15 | 14 | 11 | 11 | 12 | 16 |
| Current Asset + | 3 | 15 | 13 | 26 | 33 | 37 | 48 | 74 | 82 | 132 |
| Total Assets ⓘ | 3 | 18 | 26 | 32 | 48 | 51 | 58 | 84 | 94 | 148 |
| PARTICULARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash Flow From Operating Activity ⓘ | -1 | -7 | -4 | 2 | -5 | 3 | -0 | -1 | -9 | -10 |
| Cash Flow From Investing Activity ⓘ | -1 | -1 | -3 | -3 | -2 | -2 | 2 | -2 | 0 | -6 |
| Cash Flow From Financing Activity ⓘ | 1 | 12 | 4 | 1 | 7 | -1 | -2 | 4 | 7 | 26 |
| Net Cash Flow ⓘ | -1 | 4 | -3 | 0 | -0 | 0 | -0 | 1 | -2 | 10 |
| PARTICULARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 |
|---|---|---|---|---|---|---|---|---|---|---|
Operational & Financial Ratios | ||||||||||
| EPS (₹) | -1 | 1.40 | 1.80 | 2.90 | 2.90 | 3.60 | 4.70 | 6.10 | 7 | 0.80 |
| DPS (₹) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| BVPS (₹) | 7 | 16.6 | 20.6 | 23.9 | 27.3 | 29.5 | 35 | 41.4 | 52.1 | 7.7 |
Performance Ratios | ||||||||||
| ROA (%) | -10.1 | 7.5 | 7.3 | 12.4 | 6.8 | 7.2 | 8.5 | 10.4 | 9.2 | 7.9 |
| ROE (%) | -13.7 | 13.2 | 15.3 | 28.6 | 19.1 | 22.5 | 25.8 | 29.3 | 23.5 | 20.0 |
| ROCE (%) | -5.8 | 16.0 | 16.0 | 25.5 | 19.0 | 22.1 | 24.9 | 30.1 | 24.9 | 21.2 |
Valuation Parameters | ||||||||||
| Price/Book(x) | 4.1 | 1.7 | 0.8 | 0.6 | 0.7 | 0.8 | 0.9 | 1.4 | 1.7 | 2.8 |
Top 5 Mutual Funds Holding
Last Visited Stocks
Announcements
Optimus Finance Ltd FAQs
The current trading price of Optimus Finance on 18-Sep-2026 16:59 is ₹14.25.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 17-Sep-2026 the market cap of Optimus Finance stood at ₹106.5 Cr
The latest P/E ratio of Optimus Finance as of 17-Sep-2026 is 209.2.
The latest P/B ratio of Optimus Finance as of 17-Sep-2026 is 4.93.
The 52-week high of Optimus Finance is ₹23.15 and the 52-week low is ₹10.71.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Optimus Finance is ₹1.30 ( Cr.) .
Past 10 year's financial track record analysis by Moneyworks4me indicates that Optimus Finance Ltd is a good quality company.
The key valuation ratios of Optimus Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Optimus Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
About Optimus Finance Ltd
Transpek Finance Ltd was incorporated on February 11, 1991 under the Companies Act, 1956 as Kalali Finance and Leasing Co. Ltd and obtained Certificate for Commencement of Business on April 8, 1991. Subsequently, the Company changed to its current name to Transpek Finance Ltd. and a fresh certificate of incorporation was obtained on June 23, 1992.
Since its inception TFL has been functioning as a subsidiary of Transpek Industry Ltd and offering financial services, such as Leasing and Hire Purchase, Bills Discounting, Inter Corporate Deposits and has recently introduced activities like Auto Finance, Equity Research and Investments. The Company proposed a major expansion of its Leasing and Hire Purchase activities with thrust in financing Plant & Machinery and automobiles. It also proposes to expand its business in the area of Bills Discounting, Stock Market operations.
You have 46 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
